PESCH - MACHINES
ActivePESCH - MACHINES has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.01M and a net result of €116k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 4826 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+9
Solvency74▼-26
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 4.88 in 2024), but 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
2.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
23 d early
2023
40 d early
2022
42 d early
2021
40 d early
2020
5 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€116k▲ 38.0%
2024 · €84k
2018: €62k
2019: €-34k
2020: €61k
2021: €371
2022: €435k
2023: €533k
2024: €84k
2018 → 2025
Working capital
€2.00M▼ 3.1%
2024 · €2.07M
2018: €1.37M
2019: €1.31M
2020: €1.35M
2021: €1.24M
2022: €1.52M
2023: €1.98M
2024: €2.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€1.52M▲ 28.2%€2.02M▲ 33.1%€2.09M▲ 3.4%€2.01M▼ 4.0%
Operating result€17k-€627k▲ 3,625%€679k▲ 8.4%€201k▼ 70.4%€192k▼ 4.2%
Net result€371-€435k▲ 117,016%€533k▲ 22.6%€84k▼ 84.2%€116k▲ 38.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.22M
Fixed assets
€81k▼ 19.1%
Current assets
€5.14M▲ 97.6%
Equity and liabilities €5.22M
Equity
€2.01M▼ 4.0%
Debt
€3.21M▲ 428%
The debt ratio rises from 22.5% to 61.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€223k▼
2024 · €227k
Cash flow
€146k▲
2024 · €111k
Solvency
38.5%▼
2024 · 77.5%
Current ratio
1.64▼
2024 · 4.88
Quick ratio
0.59▼
2024 · 3.10
Debt / equity
1.60▲
2024 · 0.29
ROE
5.8%▲
2024 · 4.0%
ROA
2.2%▼
2024 · 3.1%
Interest coverage
8.80▼
2024 · 12.12
Debt
€3.21M▲
2024 · €609k
Debt ≤ 1 year
€3.14M▲
2024 · €534k
Debt > 1 year
€75k=
2024 · €75k
Income taxes
€51k▼
2024 · €98k
Staff costs
€12k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.70M€5.22M▲
Fixed assets21/28€100k€81k▼
Tangible fixed assets22/27€100k€81k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€24k€14k▼
Other tangible fixed assets26€70k€64k▼
Current assets29/58€2.60M€5.14M▲
Amounts receivable after more than one year29€12k-
Other amounts receivable291€12k-
Stocks and contracts in progress3€951k€3.28M▲
Stocks30/36€951k€3.28M▲
Amounts receivable within one year40/41€1.07M€1.29M▲
Trade receivables40€609k€742k▲
Other amounts receivable41€462k€549k▲
Cash at bank and in hand54/58€556k€394k▼
Deferred charges and accrued income490/1€13k€181k▲
Equity and liabilities
Total equity and liabilities10/49€2.70M€5.22M▲
Equity10/15€2.09M€2.01M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€476k€376k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€470k€370k▼
Profit (loss) carried forward14€1.56M€1.57M▲
Amounts payable17/49€609k€3.21M▲
Amounts payable after more than one year17€75k€75k=
Financial debts170/4€75k€75k=
Amounts payable within one year42/48€534k€3.14M▲
Current portion of amounts payable after more than one year42€8k€8k=
Financial debts43-€800k
Credit institutions430/8-€800k
Trade debts44€273k€1.57M▲
Suppliers440/4€273k€1.57M▲
Advances received on contracts in progress46€150k€25k▼
Taxes, remuneration and social security45€15k€53k▲
Taxes450/3€15k€46k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€88k€676k▲
Accrued charges and deferred income492/3€516€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€16k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€30k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-77k€-5k▲
Other operating charges640/8€3k€19k▲
Non-recurring operating charges66A-€358
Gross operating margin9900€170k€249k▲
Operating profit (loss)9901€201k€192k▼
Financial income75/76B€45€150▲
Recurring financial income75€45€150▲
Financial charges65/66B€19k€25k▲
Recurring financial charges65€19k€25k▲
Profit (loss) for the period before taxes9903€182k€167k▼
Income taxes67/77€98k€51k▼
Profit (loss) for the period9904€84k€116k▲
Profit (loss) for the period to be appropriated9905€84k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.62M€1.67M▲
Profit (loss) brought forward from the previous period14P€1.54M€1.56M▲
Transfer from equity791/2-€200k
Transfer to equity691/2€50k€100k▲
To other reserves6921€50k€100k▲
Profit to be distributed694/7€15k€200k▲
Return on contributions (dividend)694€15k€200k▲
Social balance
Average headcount (FTE)90870.30.3=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €533k ▲22.6%
Operating result €679k, net result €533k, both a record.
31-12
Financial
Equity above €2MEq €2.02M ▲33.1%
4 profitable years in a row build equity to €2.02M.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-34k ▼156%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lontzen · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Zénobe Gramme 84710 Lontzen2 establishment units
PESCH-MACHINES A.G.
since 19892.042.822.770
Pesch-Machines AG
since 20222.345.554.426
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JEPSON POWER GROUP
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G.K. TOOLS & MACHINERY
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Of 824 companies in sector 46620 we hold annual accounts for 639. 464 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-03-1989
Fiscal year end31-12
Activities, NACEBEL
46620Wholesale of machine tools
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.