PESCA MARINA

Active

Private limited companyfounded 20233 yrs activeWerkhuizenkaai 22-23, 1000 Brussel, BelgiumKBO/BCE: BE 0803.789.807

Summary

The computed 12-month bankruptcy probability of PESCA MARINA is 21.7% (high). The 2024 annual accounts show equity of €81,914 and a net result of €61,914. Its solvency ranks better than 16% of 6126 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

PESCA MARINAActiveChecked score 14/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46323Retail trade NACE 47230

1 site

Size

€658,807total assets 2024

Equity: €81,914
Profit: €61,914

Financial health

14 Critical Checked score 2024

Bankruptcy chance 12 m: 21.7%

Structure

Accounts filed 61 d late0 of 4 deeds read

Why 14- 2 changes of registered office in 24 months- Ex-officio strike-off in the KBO- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 lateShow the evidence

Checked score

Score 2024

14 / 100

Critical

Probability in this band: over 15.0%

Better than 38% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 37

equity 12.4% of total assets

Liquidity 17

short-term debt 84.3% · cash 10.6%

Profitability 80

return on assets 9.4%

Bankruptcy probability, 12 months

21.7% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)

Last 24 months 11-2024: 4.4%lowest value 12-2024: 4.4%▲ +0.4% vs 11-2024 01-2025: 4.8%▲ +8.9% vs 12-2024 02-2025: 9.1%▲ +88.8% vs 01-2025 03-2025: 16.4%▲ +80.2% vs 02-2025 04-2025: 16.1%▼ -2.1% vs 03-2025 05-2025: 16.1%▲ +0.4% vs 04-2025 06-2025: 16.7%▲ +3.5% vs 05-2025 07-2025: 17.0%▲ +2.0% vs 06-2025 08-2025: 17.0%● 0.0% vs 07-2025 09-2025: 17.0%● 0.0% vs 08-2025 10-2025: 17.0%● 0.0% vs 09-2025 11-2025: 11.9%▼ -30.4% vs 10-2025 12-2025: 11.9%● 0.0% vs 11-2025 01-2026: 11.8%▼ -0.9% vs 12-2025 02-2026: 11.9%▲ +1.0% vs 01-2026 03-2026: 11.8%▼ -0.7% vs 02-2026 04-2026: 13.3%▲ +12.5% vs 03-2026 05-2026: 13.9%▲ +4.6% vs 04-2026 06-2026: 14.1%▲ +1.6% vs 05-2026 07-2026: 14.3%▲ +1.8% vs 06-2026 08-2026: 15.5%▲ +8.2% vs 07-2026 09-2026: 15.8%▲ +1.9% vs 08-2026 10-2026: 21.7%▲ +37.0% vs 09-2026highest value

2 changes of registered office in 24 months raises the probability
Ex-officio strike-off in the KBO raises the probability
Figures for FY 2024 (filed 02-10-2025) raises the probability
1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late raises the probability

No credit on open account

Liquidity tight (current ratio 1.06; short-term debt: 84.3% and cash: 10.6% of total assets), and 87.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 25%, liquidity 16%, profitability 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Figures for FY 2024 (filed 02-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6126 sector peers (2024).

NBB · sector comparison

Position among 6126 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

61 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

30-09-25 Annual accounts filedfiscal year 2024 · full…
24-01-25 Address struckKBO administration

Key points

Caution: Among the weakest 15% on equitysector median €1.3m · 6,127 companies €81,914 View
Caution: Latest accounts filed lateafter the legal deadline 61 d View
Total assets 2024first fiscal year filed €658,807 View