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Perzik

Active
Private limited companyfounded 2025active for 1 yearOphovenstraat 16, 3680 Maaseik, BelgiumKBO/BCE: BE 1021.567.871

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00468197.

Annual accounts 2025 filed on 31-08-2026 at the NBB

Turnover
≈ €39,000
Estimated: probably between €27,000 and €62,000
Total assets
€16,782
Net result
€5,333
Working capital
€6,338

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €16,782
Fixed assets €395
Current assets €16,387
Equity and liabilities €16,782
Equity €6,333
Debt €10,449
Debt's share of the balance-sheet total is 62.3%.
Key figures and ratios
2025 value
EBITDA
€7,570
Cash flow
€5,379
Current ratio
1.63
Debt to equity
1.65
ROE
84.2%
ROA
31.8%
Interest coverage
over 100
Debt ≤ 1 year
€10,049
Income taxes
€2,163

Investments

fixed assets acquired
Item2025
Tangible fixed assets€441
Depreciation and write-downs of the year€46

Source: notes to the 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2025 · 1 entry · €837 awarded · €837 paid
Schemes
1 entry · €837 · €837 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as Perzik: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €18,000 and €21,900, founded between 2024 and 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
Perzik Maaseik2025€16,782€6,333€8,076€5,3332025
MTI Consulting Jemeppe-sur-Sambre2025€18,395€7,241€7,880€5,1002025
Finance, Accounting & Tax Advisory Anderlecht2025€18,012€1,042€7,036€422025
Evercount Vorst2025€19,709€6,330€9,609€5,1632025
HRNCK Consultancy Wielsbeke2025€20,952€6,243€9,080€5,1022025
Solvus Accounting Lille2025€21,908€6,958€8,263€5,2912025
PROFID Vorst2024€18,501€11,055€9,736€6,0302026

They were chosen from the 7,241 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 11,279 companies had the same profile as Perzik has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

That fits the bankruptcy probability of Perzik itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for Perzik. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Balance sheet Code2025
Assets
Total assets20/58€16,782
Fixed assets21/28€395
Tangible fixed assets22/27€395
Furniture and vehicles24€395
Current assets29/58€16,387
Amounts receivable within one year40/41€10,179
Trade receivables40€10,179
Current investments50/53€3,678
Cash at bank and in hand54/58€669
Deferred charges and accrued income490/1€1,860
Equity and liabilities
Total equity and liabilities10/49€16,782
Equity10/15€6,333
Contributions10/11€1,000
Reserves13€5,333
Distributable reserves133€5,333
Amounts payable17/49€10,449
Amounts payable within one year42/48€10,049
Trade debts44€31
Suppliers440/4€31
Taxes, remuneration and social security45€5,791
Taxes450/3€5,791
Other amounts payable47/48€4,226
Accrued charges and deferred income492/3€400
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46
Other operating charges640/8€506
Gross operating margin9900€8,076
Operating profit (loss)9901€7,524
Financial charges65/66B€28
Recurring financial charges65€28
Profit (loss) for the period before taxes9903€7,496
Income taxes67/77€2,163
Profit (loss) for the period9904€5,333
Profit (loss) for the period to be appropriated9905€5,333
Appropriation of the result
Profit (loss) to be appropriated9906€5,333
Transfer to equity691/2€5,333
To other reserves6921€5,333

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46
Other operating charges640/8€506
Gross operating margin9900€8,076
Operating profit (loss)9901€7,524
Financial charges65/66B€28
Recurring financial charges65€28
Profit (loss) for the period before taxes9903€7,496
Income taxes67/77€2,163
Profit (loss) for the period9904€5,333
Profit (loss) for the period to be appropriated9905€5,333
Line2025
Assets
Total assets20/58€16,782
Fixed assets21/28€395
Tangible fixed assets22/27€395
Furniture and vehicles24€395
Current assets29/58€16,387
Amounts receivable within one year40/41€10,179
Trade receivables40€10,179
Current investments50/53€3,678
Cash at bank and in hand54/58€669
Deferred charges and accrued income490/1€1,860
Equity and liabilities
Total equity and liabilities10/49€16,782
Equity10/15€6,333
Contributions10/11€1,000
Reserves13€5,333
Distributable reserves133€5,333
Amounts payable17/49€10,449
Amounts payable within one year42/48€10,049
Trade debts44€31
Suppliers440/4€31
Taxes, remuneration and social security45€5,791
Taxes450/3€5,791
Other amounts payable47/48€4,226
Accrued charges and deferred income492/3€400
Line2025
Profit (loss) for the period9904€5,333
+ Depreciation and write-downs630€46
Operating cash flow (approximation)€5,379

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00468197 NBB

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