PERYOCA
ActivePERYOCA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €789k and a net result of €-10k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 81% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-15
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.45 against 6.44 in 2024; short-term debt: 7.6% and cash: 20.5% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
-1.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
18 d late
2023
37 d early
2022
41 d early
2021
29 d late
2020
27 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€789k▼ 1.3%
2024 · €799k
2018: €221k
2019: €587k
2020: €591k
2021: €807k
2022: €804k
2023: €803k
2024: €799k
2018 → 2025
Total assets
€940k▼ 1.8%
2024 · €958k
2018: €296k
2019: €666k
2020: €982k
2021: €1.01M
2022: €972k
2023: €966k
2024: €958k
2018 → 2025
Net result
€-10k▼ 189%
2024 · €-4k
2018: €49k
2019: €366k
2020: €5k
2021: €216k
2022: €-3k
2023: €-1k
2024: €-4k
2018 → 2025
Working capital
€389k▲ 2.5%
2024 · €379k
2018: €-69k
2019: €279k
2020: €166k
2021: €374k
2022: €402k
2023: €380k
2024: €379k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€807k-€804k▼ 0.4%€803k▼ 0.1%€799k▼ 0.4%€789k▼ 1.3%
Operating result€27k-€-786€-3k▼ 344%€-10k▼ 199%€-14k▼ 36.7%
Net result€216k-€-3k€-1k▲ 67.7%€-4k▼ 247%€-10k▼ 189%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €940k
Fixed assets
€481k▼ 5.6%
Current assets
€460k▲ 2.4%
Equity and liabilities €940k
Equity
€789k▼ 1.3%
Debt
€151k▼ 4.6%
The debt ratio falls from 16.5% to 16.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €11k
Cash flow
€11k▼
2024 · €18k
Solvency
83.9%▲
2024 · 83.5%
Current ratio
6.45▲
2024 · 6.44
Quick ratio
6.45▲
2024 · 6.44
Debt / equity
0.19▼
2024 · 0.20
ROE
-1.3%▼
2024 · -0.4%
ROA
-1.1%▼
2024 · -0.4%
Interest coverage
4.09▼
2024 · 5.73
Debt
€151k▼
2024 · €158k
Debt ≤ 1 year
€71k▲
2024 · €70k
Debt > 1 year
€80k▼
2024 · €88k
Income taxes
€163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€958k€940k▼
Fixed assets21/28€509k€481k▼
Tangible fixed assets22/27€491k€469k▼
Land and buildings22€390k€380k▼
Plant, machinery and equipment23€17k€15k▼
Other tangible fixed assets26€84k€73k▼
Financial fixed assets28€18k€11k▼
Current assets29/58€449k€460k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40-€657
Other amounts receivable41€2k€2k▼
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€192k€192k=
Deferred charges and accrued income490/1€4k€15k▲
Equity and liabilities
Total equity and liabilities10/49€958k€940k▼
Equity10/15€799k€789k▼
Contributions10/11€12k€12k=
Reserves13€787k€777k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€785k€775k▼
Amounts payable17/49€158k€151k▼
Amounts payable after more than one year17€88k€80k▼
Financial debts170/4€88k€80k▼
Amounts payable within one year42/48€70k€71k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44-€722
Suppliers440/4-€722
Other amounts payable47/48€62k€62k▲
Accrued charges and deferred income492/3€750-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€14k€11k▼
Operating profit (loss)9901€-10k€-14k▼
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-4k€-10k▼
Income taxes67/77-€163
Profit (loss) for the period9904€-4k€-10k▼
Profit (loss) for the period to be appropriated9905€-4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-10k▼
Transfer from equity791/2€4k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €366k ▲647%
Operating result €83k, net result €366k, both a record.
31-12
Financial
Liquidity times 52current ratio 4.50
Current ratio from 0.09 to 4.50.
31-12
Financial
Equity above €500kEq €587k ▲166%
2 profitable years in a row build equity to €587k.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciale Steenweg 2352627 SchelleGround area
207 m²
Building footprint
95 m²
Volume, LiDAR
545 m³
Parcel 11038C0020/00D003, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038C0020/00D003 | Flanders | 207 m² | 1 · 95 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 30,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.