PERVYSE & CO

Active

Public limited companyfounded 200718 yrs activeRue Blavier 3, 7190 Ecaussinnes, BelgiumKBO/BCE: BE 0894.457.586

PERVYSE & CO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-104k) and a net result of €-194k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 475 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

37 / 100

Weak▲ +5 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+100

Solvency67▲+25

Growth32▼-26

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 2.56 against 8.46 in 2024), but equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 01

Relative position

BE, all sectors

reference

Sector 01

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-26.6%

Return on assets

-49.4%

Age of the figures

8 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€104k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

29 d late

2023

51 d late

2022

31 d late

2021

92 d late

2020

153 d late

2019

101 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-194k▼ 892%

2024 · €-20k

2018: €-42k 2019: €71k 2020: €51k 2021: €-296k 2022: €-156k 2023: €4k 2024: €-20k

2018 → 2025

Working capital

€153k▼ 68.8%

2024 · €489k

2018: €163k 2019: €263k 2020: €251k 2021: €683k 2022: €532k 2023: €506k 2024: €489k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€261k-€105k▼ 59.9%€109k▲ 4.1%€90k▼ 17.9%€-104k

Operating result€-42k-€-55k▼ 29.7%€19k€-16k€-172k▼ 960%

Net result€-296k-€-156k▲ 47.1%€4k€-20k€-194k▼ 892%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €172k in 2025 against €16k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €393k

36.2%

63.8%

Fixed assets €142k▼ 4.7%

Current assets €251k▼ 54.8%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-165k▼

2024 · €-7k

Cash flow

€-187k▼

2024 · €-10k

Solvency

-26.6%▼

2024 · 12.7%

Current ratio

2.56▼

2024 · 8.46

Quick ratio

2.56▼

2024 · 8.46

Debt / equity

-3.83▼

2024 · 5.77

ROE

185.8%▲

2024 · -21.8%

ROA

-49.4%▼

2024 · -2.8%

Interest coverage

-6.66▼

2024 · -2.04

Debt

€400k▼

2024 · €517k

Debt ≤ 1 year

€98k▲

2024 · €66k

Debt > 1 year

€300k▼

2024 · €449k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€704k€393k▼

Fixed assets21/28€149k€142k▼

Tangible fixed assets22/27€149k€142k▼

Land and buildings22€149k€142k▼

Current assets29/58€555k€251k▼

Amounts receivable after more than one year29€553k€159k▼

Trade receivables290€553k€159k▼

Amounts receivable within one year40/41€1k€91k▲

Other amounts receivable41€1k€91k▲

Cash at bank and in hand54/58€24€171▲

Equity and liabilities

Total equity and liabilities10/49€704k€393k▼

Equity10/15€90k€-104k▼

Contributions10/11€500k€500k=

Capital10€500k€500k=

Issued capital100€500k€500k=

Reserves13€292k€432k▲

Tax-exempt reserves132€292k€432k▲

Profit (loss) carried forward14€-702k€-1.04M▼

Provisions and deferred taxes16€97k€97k=

Deferred taxes168€97k€97k=

Amounts payable17/49€517k€400k▼

Amounts payable after more than one year17€449k€300k▼

Financial debts170/4€55k€184k▲

Other amounts payable178/9€395k€116k▼

Amounts payable within one year42/48€66k€98k▲

Current portion of amounts payable after more than one year42€20k-

Trade debts44€26k€20k▼

Suppliers440/4€26k€20k▼

Taxes, remuneration and social security45€20k€360▼

Taxes450/3€20k€360▼

Other amounts payable47/48-€77k

Accrued charges and deferred income492/3€2k€2k=

Income statement Code20242025

Non-recurring operating income76A€15k€191k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼

Other operating charges640/8€9k€4k▼

Non-recurring operating charges66A-€372k

Gross operating margin9900€2k€211k▲

Operating profit (loss)9901€-16k€-172k▼

Financial income75/76B€2€2k▲

Recurring financial income75€2€2k▲

Financial charges65/66B€3k€25k▲

Recurring financial charges65€3k€25k▲

Profit (loss) for the period before taxes9903€-20k€-194k▼

Profit (loss) for the period9904€-20k€-194k▼

Transfer to tax-exempt reserves689-€141k

Profit (loss) for the period to be appropriated9905€-20k€-335k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-702k€-1.04M▼

Profit (loss) brought forward from the previous period14P€-683k€-702k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 31 days late

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 29 days late

2024

20-09

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 51 days late

2023

31-12

Financial Back to profitnet €4k

Net result €4k after 2 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 8.50

Current ratio from 4.21 to 8.50; short-term debt falls from €166k to €67k.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 31 days late

2022

31-10

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 92 days late

2021

31-12

Financial Weakest financial yearnet €-296k ▼681%

Net result drops to €-296k, the lowest in the series; recovery starts the following year.

31-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 153 days late

2020

09-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 101 days late

2019

31-12

Financial Back to profitnet €71k

Net result €71k after one loss-making year.

31-12

Financial Equity above €500kEq €506k ▲16.2%

Equity rises from €436k to €506k.

30-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 30 days late

2018

12-12

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 134 days late

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ecaussinnes · 1 establishment unit since 2018

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Blavier 37190 Ecaussinnes

Ground area

1,144 m²

Building footprint

87 m²

Parcel 55008A0015/00Y002, Wallonia. Linked by address, not a title deed.

1 establishment unit