PERVENIAMO
ActiveSummary
PERVENIAMO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €914k and a net result of €-284. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 50% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+17
Solvency77▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.83 in 2024; short-term debt: 45.8% and cash: 0.2% of total assets), and 47.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
56 d early
2023
57 d early
2022
66 d early
2021
80 d early
2020
85 d early
2019
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€914k=
2024 · €914k
2018: €955k
2019: €945k▼ -1.0% vs 2018
2020: €957k▲ +1.2% vs 2019
2021: €996k▲ +4.2% vs 2020highest in 8 years
2022: €937k▼ -6.0% vs 2021
2023: €925k▼ -1.2% vs 2022
2024: €914k▼ -1.2% vs 2023
2025: €914k● -0.0% vs 2024lowest in 8 years
2018 → 2025
Total assets
€1.74M▲ 1.8%
2024 · €1.71M
2018: €2.00M
2019: €2.02M▲ +1.1% vs 2018highest in 8 years
2020: €1.85M▼ -8.3% vs 2019
2021: €2.01M▲ +8.6% vs 2020
2022: €1.66M▼ -17.6% vs 2021lowest in 8 years
2023: €1.69M▲ +1.8% vs 2022
2024: €1.71M▲ +1.5% vs 2023
2025: €1.74M▲ +1.8% vs 2024
2018 → 2025
Net result
€-284▲ 97.4%
2024 · €-11k
2018: €14k
2019: €-10k▼ -171% vs 2018
2020: €12k▲ +219% vs 2019
2021: €40k▲ +245% vs 2020highest in 8 years
2022: €-60k▼ -251% vs 2021lowest in 8 years
2023: €-12k▲ +80.8% vs 2022
2024: €-11k▲ +5.2% vs 2023
2025: €-284▲ +97.4% vs 2024
2018 → 2025
Working capital
€-130k▲ 0.7%
2024 · €-131k
2018: €-165klowest in 8 years
2019: €258k▲ +256% vs 2018highest in 8 years
2020: €251k▼ -2.6% vs 2019
2021: €-107k▼ -142% vs 2020
2022: €-109k▼ -1.9% vs 2021
2023: €-126k▼ -16.2% vs 2022
2024: €-131k▼ -4.1% vs 2023
2025: €-130k▲ +0.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€996k-€937k▼ 6.0%€925k▼ 1.2%€914k▼ 1.2%€914k=
2021: €996khighest in 5 years
2022: €937k▼ -6.0% vs 2021
2023: €925k▼ -1.2% vs 2022
2024: €914k▼ -1.2% vs 2023
2025: €914k● -0.0% vs 2024lowest in 5 years
Operating result€-1k-€-58k▼ 5,252%€-499▲ 99.1%€3k€9k▲ 247%
2021: €-1k
2022: €-58k▼ -5252% vs 2021lowest in 5 years
2023: €-499▲ +99.1% vs 2022
2024: €3k▲ +626% vs 2023
2025: €9k▲ +247% vs 2024highest in 5 years
Net result€40k-€-60k€-12k▲ 80.8%€-11k▲ 5.2%€-284▲ 97.4%
2021: €40khighest in 5 years
2022: €-60k▼ -251% vs 2021lowest in 5 years
2023: €-12k▲ +80.8% vs 2022
2024: €-11k▲ +5.2% vs 2023
2025: €-284▲ +97.4% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 247% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.74M
Fixed assets
€1.08M =
Current assets
€668k ▲ 4.9%
Equity and liabilities €1.74M
Equity
€914k =
Debt
€830k ▲ 4.0%
Debt's share of the balance-sheet total rises from 46.6% to 47.6%. Debt is higher.
Key figures and ratios
Current ratio
0.84▲
2024 · 0.83
Debt to equity
0.91▲
2024 · 0.87
ROE
0.0%▲
2024 · -1.2%
ROA
0.0%▲
2024 · -0.6%
Debt ≤ 1 year
€799k▲
2024 · €769k
Income taxes
€429▲
2024 · €358
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.74M▲
Fixed assets21/28€1.08M€1.08M=
Financial fixed assets28€1.08M€1.08M=
Current assets29/58€637k€668k▲
Amounts receivable after more than one year29€273k€281k▲
Other amounts receivable291€273k€281k▲
Amounts receivable within one year40/41€344k€361k▲
Trade receivables40€95k€95k=
Other amounts receivable41€249k€265k▲
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€18k€22k▲
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.74M▲
Equity10/15€914k€914k=
Contributions10/11€888k€888k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€15k€15k▼
Amounts payable17/49€798k€830k▲
Amounts payable within one year42/48€769k€799k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€763k€787k▲
Accrued charges and deferred income492/3€30k€31k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k-
Other operating charges640/8€3k€2k▼
Gross operating margin9900€10k€12k▲
Operating profit (loss)9901€3k€9k▲
Financial income75/76B€17k€22k▲
Recurring financial income75€17k€22k▲
Financial charges65/66B€30k€31k▲
Recurring financial charges65€30k€31k▲
Profit (loss) for the period before taxes9903€-11k€145▲
Income taxes67/77€358€429▲
Profit (loss) for the period9904€-11k€-284▲
Profit (loss) for the period to be appropriated9905€-11k€-284▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€15k▼
Profit (loss) brought forward from the previous period14P€26k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €9k | €8k | €4k | - | - |
| Other operating charges640/8 | €3k | €58k | €2k | €3k | €2k | ▼ 11.8% |
| Gross operating margin9900 | €6k | €9k | €9k | €10k | €12k | ▲ 16.8% |
| Operating profit (loss)9901 | €-1k | €-58k | €-499 | €3k | €9k | ▲ 247% |
| Financial income75/76B | €85k | €36k | €18k | €17k | €22k | ▲ 31.8% |
| Recurring financial income75 | €26k | €36k | €18k | €17k | €22k | ▲ 31.8% |
| Non-recurring financial income76B | €58k | - | - | - | - | - |
| Financial charges65/66B | €27k | €38k | €29k | €30k | €31k | ▲ 4.0% |
| Recurring financial charges65 | €27k | €38k | €29k | €30k | €31k | ▲ 4.0% |
| Profit (loss) for the period before taxes9903 | €56k | €-60k | €-11k | €-11k | €145 | ▲ 101% |
| Income taxes67/77 | €16k | €343 | €421 | €358 | €429 | ▲ 19.8% |
| Profit (loss) for the period9904 | €40k | €-60k | €-12k | €-11k | €-284 | ▲ 97.4% |
| Profit (loss) for the period to be appropriated9905 | €40k | €-60k | €-12k | €-11k | €-284 | ▲ 97.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.01M | €1.66M | €1.69M | €1.71M | €1.74M | ▲ 1.8% |
| Fixed assets21/28 | €1.14M | €1.09M | €1.08M | €1.08M | €1.08M | = |
| Tangible fixed assets22/27 | €21k | €12k | €4k | - | - | - |
| Furniture and vehicles24 | €21k | €12k | €4k | - | - | - |
| Financial fixed assets28 | €1.12M | €1.08M | €1.08M | €1.08M | €1.08M | = |
| Current assets29/58 | €870k | €570k | €608k | €637k | €668k | ▲ 4.9% |
| Amounts receivable after more than one year29 | €236k | €253k | €263k | €273k | €281k | ▲ 3.0% |
| Other amounts receivable291 | €236k | €253k | €263k | €273k | €281k | ▲ 3.0% |
| Amounts receivable within one year40/41 | €294k | €297k | €323k | €344k | €361k | ▲ 4.9% |
| Trade receivables40 | €95k | €95k | €95k | €95k | €95k | = |
| Other amounts receivable41 | €199k | €202k | €228k | €249k | €265k | ▲ 6.8% |
| Cash at bank and in hand54/58 | €314k | €2k | €2k | €2k | €4k | ▲ 89.7% |
| Deferred charges and accrued income490/1 | €26k | €18k | €20k | €18k | €22k | ▲ 24.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.01M | €1.66M | €1.69M | €1.71M | €1.74M | ▲ 1.8% |
| Equity10/15 | €996k | €937k | €925k | €914k | €914k | = |
| Contributions10/11 | €888k | €888k | €888k | €888k | €888k | = |
| Reserves13 | €11k | €11k | €11k | €11k | €11k | = |
| Non-distributable reserves130/1 | €11k | €11k | - | - | - | - |
| Reserves not available under the articles1311 | €11k | €11k | - | - | - | - |
| Distributable reserves133 | - | - | €11k | €11k | €11k | = |
| Profit (loss) carried forward14 | €97k | €37k | €26k | €15k | €15k | ▼ 1.9% |
| Amounts payable17/49 | €1.02M | €722k | €763k | €798k | €830k | ▲ 4.0% |
| Amounts payable after more than one year17 | €12k | €5k | - | - | - | - |
| Financial debts170/4 | €12k | €5k | - | - | - | - |
| Amounts payable within one year42/48 | €977k | €679k | €734k | €769k | €799k | ▲ 3.9% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €5k | - | - | - |
| Trade debts44 | €1k | €2k | €3k | €2k | €7k | ▲ 329% |
| Suppliers440/4 | - | €2k | €3k | €2k | €7k | ▲ 329% |
| Bills of exchange payable441 | €1k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €19k | €3k | €3k | €4k | €4k | ▼ 1.6% |
| Taxes450/3 | €19k | €3k | €3k | €4k | €4k | ▼ 1.6% |
| Other amounts payable47/48 | €950k | €668k | €723k | €763k | €787k | ▲ 3.2% |
| Accrued charges and deferred income492/3 | €27k | €37k | €29k | €30k | €31k | ▲ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €-60k | €-12k | €-11k | €-284 | ▲ 97.4% |
| + Depreciation and write-downs630 | €4k | €9k | €8k | €4k | - | - |
| Operating cash flow (approximation) | €44k | €-51k | €-4k | €-6k | €-284 | ▲ 95.6% |
| Investment in fixed assets (approximation) | - | €46k | €0 | €0 | €0 | - |
| Change in cash | - | €-312k | €156 | €-298 | €2k | ▲ 711% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €40k ▲245%
Net result €40k, the highest in the series.
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 39 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 49 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse
Ground area
1,248 m²
Building footprint
275 m²
Volume, LiDAR
1,474 m³
Parcel 13004C0206/00B002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0206/00B002 | Flanders | 1,248 m² | 1 · 274 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500UJZ79GO4AHE535
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 28,840 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-09-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.