PERVECT
ActivePERVECT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €31k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+65
Solvency86=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.27 against 9.55 in 2024; short-term debt: 11.6% and cash: 14% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
7.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
109 d late
2023
31 d late
2022
61 d late
2020
478 d late
2019
122 d late
2018
120 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▲ 14.2%
2024 · €218k
2018: €167k
2019: €185k
2020: €203k
2022: €211k
2023: €235k
2024: €218k
2018 → 2025
Total assets
€407k▲ 13.3%
2024 · €359k
2018: €205k
2019: €211k
2020: €235k
2022: €395k
2023: €435k
2024: €359k
2018 → 2025
Net result
€31k
2024 · €-17k
2018: €14k
2019: €19k
2020: €22k
2022: €-7k
2023: €24k
2024: €-17k
2018 → 2025
Working capital
€201k▲ 18.9%
2024 · €169k
2018: €162k
2019: €179k
2020: €198k
2022: €178k
2023: €201k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€203k-€211k▲ 3.8%€235k▲ 11.5%€218k▼ 7.3%€249k▲ 14.2%
Operating result€30k-€-2k€44k€-14k€37k
Net result€22k-€-7k€24k€-17k€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407k
Fixed assets
€159k▼ 6.7%
Current assets
€248k▲ 31.4%
Equity and liabilities €407k
Equity
€249k▲ 14.2%
Debt
€158k▲ 11.9%
The debt ratio falls from 39.2% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €-2k
Cash flow
€42k▲
2024 · €-6k
Solvency
61.3%▲
2024 · 60.8%
Current ratio
5.27▼
2024 · 9.55
Quick ratio
5.27▼
2024 · 9.55
Debt / equity
0.63▼
2024 · 0.65
ROE
12.5%▲
2024 · -7.9%
ROA
7.6%▲
2024 · -4.8%
Interest coverage
14.77▲
2024 · -0.66
Debt
€158k▲
2024 · €141k
Debt ≤ 1 year
€47k▲
2024 · €20k
Debt > 1 year
€111k▼
2024 · €121k
Income taxes
€12k▲
2024 · €-87
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€407k▲
Fixed assets21/28€170k€159k▼
Tangible fixed assets22/27€170k€159k▼
Land and buildings22€157k€149k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€13k€10k▼
Current assets29/58€189k€248k▲
Amounts receivable within one year40/41€156k€191k▲
Trade receivables40€16k€14k▼
Other amounts receivable41€141k€177k▲
Cash at bank and in hand54/58€32k€57k▲
Deferred charges and accrued income490/1€380€290▼
Equity and liabilities
Total equity and liabilities10/49€359k€407k▲
Equity10/15€218k€249k▲
Contributions10/11€12k€12k=
Reserves13€84k€115k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€82k€113k▲
Profit (loss) carried forward14€122k€122k=
Amounts payable17/49€141k€158k▲
Amounts payable after more than one year17€121k€111k▼
Financial debts170/4€121k€111k▼
Amounts payable within one year42/48€20k€47k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Advances received on contracts in progress46€0€5k▲
Taxes, remuneration and social security45€8k€29k▲
Taxes450/3€8k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€2k€15k▲
Gross operating margin9900€-369€63k▲
Operating profit (loss)9901€-14k€37k▲
Financial income75/76B€199€9k▲
Recurring financial income75€199€9k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-17k€43k▲
Income taxes67/77€-87€12k▲
Profit (loss) for the period9904€-17k€31k▲
Profit (loss) for the period to be appropriated9905€-17k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€122k€153k▲
Profit (loss) brought forward from the previous period14P€139k€122k▼
Transfer to equity691/2€0€31k▲
To other reserves6921€0€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 109 days late
2024
31-12
Financial
Weakest financial yearnet €-17k ▼171%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.55
Current ratio from 3.94 to 9.55; short-term debt falls from €68k to €20k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 478 days late
2020
31-12
Financial
Equity above €200kEq €203k ▲9.8%
3 profitable years in a row build equity to €203k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 276 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1922018 AntwerpenGround area
298 m²
Building footprint
131 m²
Volume, LiDAR
1,475 m³
Parcel 11810K1543/00P036, Flanders · tallest building 28.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Lemon & Multidisc
since 20072.167.940.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00P036 | Flanders | 298 m² | 1 · 130 m² | 28.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 776 EUR awarded · 875 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 105 EUR | 105 EUR |
| 2023 | 1 | 0 EUR | 206 EUR |
| 2022 | 1 | 671 EUR | 564 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 318 companies in sector 18200 we hold annual accounts for 114. 77 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2007
Fiscal year end31-12
Trade name NL
Lemon8 - I Shot The Sheriff - Kookkracht 10 - Classic Car Rental
Activities, NACEBEL
18200Printing and reproduction of recorded media
22330
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.