Pertti studio
ActivePertti studio has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €31k. Its solvency ranks better than 23% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.08; short-term debt: 34.4% and cash: 22.7% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.3%
Return on assets
27.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k
Total assets
€113k
Net result
€31k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €113k
Fixed assets
€71k
Current assets
€42k
Equity and liabilities €113k
Equity
€34k
Debt
€79k
Debt finances 69.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k
Cash flow
€35k
Solvency
30.3%
Current ratio
1.08
Quick ratio
1.08
Debt / equity
2.31
ROE
91.2%
ROA
27.6%
Interest coverage
42.59
Debt
€79k
Debt ≤ 1 year
€39k
Debt > 1 year
€40k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€113k
Fixed assets21/28€71k
Tangible fixed assets22/27€71k
Furniture and vehicles24€71k
Current assets29/58€42k
Amounts receivable within one year40/41€15k
Trade receivables40€7k
Other amounts receivable41€8k
Cash at bank and in hand54/58€26k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€113k
Equity10/15€34k
Contributions10/11€3k
Profit (loss) carried forward14€31k
Amounts payable17/49€79k
Amounts payable after more than one year17€40k
Financial debts170/4€40k
Amounts payable within one year42/48€39k
Current portion of amounts payable after more than one year42€13k
Trade debts44€807
Suppliers440/4€807
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€4k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€402
Gross operating margin9900€44k
Operating profit (loss)9901€40k
Financial income75/76B€385
Recurring financial income75€385
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€39k
Income taxes67/77€8k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwartkloosterstraat 462800 MechelenGround area
595 m²
Building footprint
162 m²
Volume, LiDAR
1,317 m³
Parcel 12403E0816/00H008, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pertti studio
since 20242.360.237.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0816/00H008 | Flanders | 595 m² | 1 · 162 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 14,603 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.pertti.studio
E-mail:info@pertti.studio