PERTINAX
ActivePERTINAX has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €23k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.64 in 2024; short-term debt: 31.3% and cash: 0.8% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
26.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
36 d early
2023
14 d early
2022
87 d late
2021
304 d late
2020
3 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€30k
EBIT margin
-4.5%
Net result
€23k▼ 2.2%
2024 · €23k
2018: €-2k
2019: €-2k
2020: €5k
2021: €575
2022: €180
2023: €43
2024: €23k
2018 → 2025
Working capital
€56k▲ 73.7%
2024 · €32k
2018: €10k
2019: €8k
2020: €12k
2021: €13k
2022: €13k
2023: €13k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€13k▲ 1.4%€13k▲ 0.3%€36k▲ 180%€59k▲ 62.9%
Operating result€444-€5▼ 98.9%€699▲ 13,876%€33k▲ 4,672%€31k▼ 8.2%
Net result€575-€180▼ 68.7%€43▼ 75.9%€23k▲ 53,338%€23k▼ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€3k▼ 26.5%
Current assets
€83k▲ 59.8%
Equity and liabilities €86k
Equity
€59k▲ 62.9%
Debt
€27k▲ 36.0%
The debt ratio falls from 35.7% to 31.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €33k
Cash flow
€24k▲
2024 · €23k
Solvency
68.4%▲
2024 · 64.3%
Current ratio
3.08▲
2024 · 2.64
Quick ratio
3.04▲
2024 · 2.57
Debt / equity
0.46▼
2024 · 0.55
ROE
38.6%▼
2024 · 64.3%
ROA
26.4%▼
2024 · 41.4%
Interest coverage
46.00▼
2024 · 80.94
Debt
€27k▲
2024 · €20k
Debt ≤ 1 year
€27k▲
2024 · €20k
Income taxes
€10k▼
2024 · €10k
Staff costs
€29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€86k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€52k€83k▲
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€12k€81k▲
Trade receivables40€12k€78k▲
Other amounts receivable41€0€3k▲
Cash at bank and in hand54/58€39k€724▼
Deferred charges and accrued income490/1-€52
Equity and liabilities
Total equity and liabilities10/49€56k€86k▲
Equity10/15€36k€59k▲
Contributions10/11€10k€10k=
Reserves13€23k€46k▲
Distributable reserves133€23k€46k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€20k€27k▲
Amounts payable within one year42/48€20k€27k▲
Trade debts44€445€1k▲
Suppliers440/4€445€1k▲
Taxes, remuneration and social security45€14k€21k▲
Taxes450/3€11k€10k▼
Remuneration and social security454/9€4k€11k▲
Other amounts payable47/48€5k€4k▼
Accrued charges and deferred income492/3€378€329▼
Income statement
Code20242025
Remuneration, social security and pensions62-€29k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€133€1k▲
Other operating charges640/8€1k€829▼
Gross operating margin9900€35k€62k▲
Operating profit (loss)9901€33k€31k▼
Financial income75/76B€169€2k▲
Recurring financial income75€169€2k▲
Financial charges65/66B€414€690▲
Recurring financial charges65€414€690▲
Profit (loss) for the period before taxes9903€33k€32k▼
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€23k€23k▼
Profit (loss) for the period to be appropriated9905€23k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€26k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer to equity691/2€23k€23k▼
To other reserves6921€23k€23k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €23k ▲53338%
Operating result €33k, net result €23k, both a record.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 304 days late
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
30-09
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 427 days late
2019
30-09
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2018
09-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 40 days late
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenebosdreef 48650 HouthulstGround area
6,532 m²
Building footprint
228 m²
Volume, LiDAR
1,125 m³
Parcel 32015D0592/00V002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groenebosdreef 4, 8650 Houthulst
since 20132.223.552.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32015D0592/00V002 | Flanders | 6,532 m² | 1 · 227 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRAIN DE VIE
BE 0461.450.576
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LUCKY STORE.AL
BE 0870.793.051
Zutendaal · Eq €59k
NYH IMMO
BE 0715.967.490
Charleroi · Eq €59k
NETWORK
BE 0449.433.167
Kalmthout · Eq €59k
AGENOR WHOLESALE SERVICES
BE 0895.395.221
Zwevegem · Eq €59k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2013
Fiscal year end30-09
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
70200Business and other management consultancy
46180Agents specialised in the wholesale of other particular products
46421Wholesale trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.