PERSYN-VERDUYN
ActivePERSYN-VERDUYN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.17M and a net result of €43k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 1727 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+5
Solvency80▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.34 in 2024; short-term debt: 6.1% and cash: 0.4% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
111 d early
2023
111 d early
2022
116 d early
2021
114 d early
2020
106 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.17M▲ 3.8%
2024 · €1.13M
2019: €538k
2020: €630k
2021: €736k
2022: €903k
2023: €1.02M
2024: €1.13M
2019 → 2025
Total assets
€2.12M▼ 3.6%
2024 · €2.20M
2019: €2.43M
2020: €2.31M
2021: €2.30M
2022: €2.29M
2023: €2.24M
2024: €2.20M
2019 → 2025
Net result
€43k▼ 60.2%
2024 · €108k
2019: €63k
2020: €94k
2021: €106k
2022: €167k
2023: €118k
2024: €108k
2019 → 2025
Working capital
€-108k▲ 19.1%
2024 · €-133k
2019: €-61k
2020: €-111k
2021: €-130k
2022: €-95k
2023: €-99k
2024: €-133k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€736k-€903k▲ 22.7%€1.02M▲ 13.1%€1.13M▲ 10.6%€1.17M▲ 3.8%
Operating result€39k-€43k▲ 10.3%€26k▼ 38.7%€35k▲ 33.3%€50k▲ 42.7%
Net result€106k-€167k▲ 57.4%€118k▼ 29.0%€108k▼ 8.8%€43k▼ 60.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.12M
Fixed assets
€2.10M▼ 1.5%
Current assets
€21k▼ 69.4%
Equity and liabilities €2.12M
Equity
€1.17M▲ 3.8%
Provisions
€5k▼ 7.3%
Debt
€944k▼ 11.5%
The debt ratio falls from 48.5% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▲
2024 · €68k
Cash flow
€76k▼
2024 · €141k
Solvency
55.3%▲
2024 · 51.3%
Current ratio
0.16▼
2024 · 0.34
Quick ratio
0.16▼
2024 · 0.34
Debt / equity
0.81▼
2024 · 0.94
ROE
3.7%▼
2024 · 9.6%
ROA
2.0%▼
2024 · 4.9%
Interest coverage
3.91▲
2024 · 2.85
Debt
€944k▼
2024 · €1.07M
Debt ≤ 1 year
€129k▼
2024 · €201k
Debt > 1 year
€815k▼
2024 · €865k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.20M€2.12M▼
Fixed assets21/28€2.13M€2.10M▼
Tangible fixed assets22/27€651k€618k▼
Land and buildings22€530k€501k▼
Other tangible fixed assets26€122k€117k▼
Financial fixed assets28€1.48M€1.48M=
Current assets29/58€68k€21k▼
Amounts receivable within one year40/41€62k€11k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€56k€5k▼
Cash at bank and in hand54/58€5k€8k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.20M€2.12M▼
Equity10/15€1.13M€1.17M▲
Contributions10/11€306k€306k=
Capital10€306k€306k=
Issued capital100€306k€306k=
Reserves13€821k€865k▲
Non-distributable reserves130/1€31k€31k=
Legal reserve130€31k€31k=
Tax-exempt reserves132€90k€89k▼
Distributable reserves133€700k€745k▲
Profit (loss) carried forward14€3k€2k▼
Provisions and deferred taxes16€5k€5k▼
Deferred taxes168€5k€5k▼
Amounts payable17/49€1.07M€944k▼
Amounts payable after more than one year17€865k€815k▼
Financial debts170/4€353k€312k▼
Other amounts payable178/9€511k€503k▼
Amounts payable within one year42/48€201k€129k▼
Current portion of amounts payable after more than one year42€77k€44k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€109k€71k▼
Accrued charges and deferred income492/3€875€460▼
Income statement
Code20242025
Non-recurring operating income76A€0€22k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€6k€5k▼
Gross operating margin9900€73k€88k▲
Operating profit (loss)9901€35k€50k▲
Financial income75/76B€100k€20k▼
Recurring financial income75€100k€20k▼
Financial charges65/66B€24k€21k▼
Recurring financial charges65€24k€21k▼
Profit (loss) for the period before taxes9903€111k€49k▼
Transfer from deferred taxes780€375€375=
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€108k€43k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€109k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€47k▼
Profit (loss) brought forward from the previous period14P€4k€3k▼
Transfer to equity691/2€110k€45k▼
To other reserves6921€110k€45k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €43k ▼60.2%
Net result drops to €43k, the lowest in the series.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.02M ▲13.1%
5 profitable years in a row build equity to €1.02M.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €167k ▲57.4%
Net result €167k, the highest in the series.
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hospitaalstraat 408906 IeperGround area
2.0 ha
Building footprint
1,212 m²
Volume, LiDAR
1,825 m³
Parcel 33007B0851/00A000, Flanders · tallest building 9.3 m. Linked by address, not a title deed.
1 establishment unit
PERSYN
since 19872.032.034.588
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33007B0851/00A000 | Flanders | 2.0 ha | 1 · 1,212 m² | 9.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FRÊNESAGRI
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DE LINDEHOEVE
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Diksmuide · Eq €1.15M
DE KEYSER AGRI
BE 0888.165.751
Fontaine-l'Evêque · Eq €1.20M
Of 20,594 companies in sector 01500 we hold annual accounts for 1,149. 754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-12-1987
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01500Mixed farming
01610Support activities for crop production
68110Buying and selling of own real estate
70100Activities of head offices
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.