Persyn-Stock
ActiveSummary
Persyn-Stock has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €44k. Equity is growing by ~45.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-12
Solvency69▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.7 in 2024; short-term debt: 30.6% and cash: 17.9% of total assets), and 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
13.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
34 d early
2023
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 43.1%
2024 · €102k
2023: €53k
2024: €102k
2023 → 2025
Total assets
€335k▲ 51.7%
2024 · €221k
2023: €130k
2024: €221k
2023 → 2025
Net result
€44k▼ 10.1%
2024 · €49k
2023: €28k
2024: €49k
2023 → 2025
Working capital
€-13k▲ 63.0%
2024 · €-35k
2023: €12k
2024: €-35k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€53k-€102k▲ 92.2%€147k▲ 43.1%
Operating result€44k-€70k▲ 58.2%€62k▼ 11.8%
Net result€28k-€49k▲ 73.7%€44k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335k
Fixed assets
€246k ▲ 76.0%
Current assets
€89k ▲ 10.0%
Equity and liabilities €335k
Equity
€147k ▲ 43.1%
Debt
€189k ▲ 59.2%
Debt's share of the balance-sheet total rises from 53.6% to 56.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€114k▲
2024 · €95k
Cash flow
€97k▲
2024 · €74k
Current ratio
0.87▲
2024 · 0.70
Debt to equity
1.29▲
2024 · 1.16
ROE
30.1%▼
2024 · 48.0%
ROA
13.2%▼
2024 · 22.2%
Interest coverage
21.04▼
2024 · 30.72
Debt ≤ 1 year
€103k▼
2024 · €117k
Debt > 1 year
€82k▲
2024 · €0
Income taxes
€13k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€221k€335k▲
Fixed assets21/28€140k€246k▲
Tangible fixed assets22/27€139k€246k▲
Plant, machinery and equipment23€98k€217k▲
Furniture and vehicles24€41k€28k▼
Financial fixed assets28€135€135=
Current assets29/58€81k€89k▲
Amounts receivable within one year40/41€38k€29k▼
Trade receivables40€30k€25k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€41k€60k▲
Deferred charges and accrued income490/1€3k€119▼
Equity and liabilities
Total equity and liabilities10/49€221k€335k▲
Equity10/15€102k€147k▲
Contributions10/11€25k€25k=
Reserves13€77k€122k▲
Distributable reserves133€77k€122k▲
Amounts payable17/49€118k€189k▲
Amounts payable after more than one year17€0€82k▲
Financial debts170/4€0€82k▲
Amounts payable within one year42/48€117k€103k▼
Current portion of amounts payable after more than one year42€19k€23k▲
Trade debts44€35k€14k▼
Suppliers440/4€35k€14k▼
Taxes, remuneration and social security45€31k€31k▲
Taxes450/3€31k€31k▲
Other amounts payable47/48€31k€35k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€52k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€97k€116k▲
Operating profit (loss)9901€70k€62k▼
Financial income75/76B-€332
Recurring financial income75-€332
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€67k€57k▼
Income taxes67/77€18k€13k▼
Profit (loss) for the period9904€49k€44k▼
Profit (loss) for the period to be appropriated9905€49k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€44k▼
Transfer to equity691/2€49k€44k▼
To other reserves6921€49k€44k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €49k ▲73.7%
Operating result €70k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲92.2%
2 profitable years in a row build equity to €102k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aardappelhoek 328560 WevelgemGround area
1.5 ha
Building footprint
6,580 m²
Volume, LiDAR
25,347 m³
Parcel 34012D0297/00B000, Flanders · tallest building 32.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Persyn-Stock
since 20222.336.684.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012D0297/00B000 | Flanders | 1.5 ha | 1 · 6,580 m² | 32.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,064 EUR awarded · 1,064 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 96 EUR | 96 EUR |
| 2024 | 1 | 141 EUR | 141 EUR |
| 2023 | 1 | 524 EUR | 524 EUR |
| 2022 | 1 | 303 EUR | 303 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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Dinant · Eq €147,034
ABIOXIR BE1
BE 0738.526.425
Assesse · Eq €146,097
DE L'EAU D'HEURE
BE 0477.536.047
Ham-sur-Heure-Nalinnes · Eq €147,215
BOONE ONDERNEMINGEN
BE 0823.805.657
Wielsbeke · Eq €147,383
Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
01610Support activities for crop production
37000Sewerage
39000Remediation activities and other waste management service activities
46319Wholesale of fruit and vegetables, excluding potatoes
77110Renting and leasing of cars and light motor vehicles
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.