PERSPECTIVES et MANAGEMENT
ActivePERSPECTIVES et MANAGEMENT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €-445. Equity is growing by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
short-term debt: 0.3% and cash: 1.5% of total assets, and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 12-12-2025, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
14 d early
2023
12 d early
2022
11 d early
2021
129 d late
2020
40 d late
2019
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close17-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-445▲ 96.5%
2024 · €-13k
2019: €-17k
2020: €39k
2021: €-4k
2022: €714k
2023: €551k
2024: €-13k
2019 → 2025
Working capital
€1.05M▼ 6.2%
2024 · €1.11M
2019: €-193k
2020: €-153k
2021: €-158k
2022: €872k
2023: €1.43M
2024: €1.11M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€896k▲ 393%€1.45M▲ 61.5%€1.13M▼ 21.6%€1.13M=
Operating result€-40k-€719k€39k▼ 94.6%€-35k€-7k▲ 78.6%
Net result€-4k-€714k€551k▼ 22.8%€-13k€-445▲ 96.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €35k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€89k▲ 338%
Current assets
€1.05M▼ 26.4%
Equity and liabilities €1.14M
Equity
€1.13M=
Debt
€3k▼ 99.0%
The debt ratio falls from 21.5% to 0.3%. Debt is lower.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-33k
Cash flow
€4k▲
2024 · €-11k
Solvency
99.7%▲
2024 · 78.5%
Debt / equity
0.00▼
2024 · 0.27
ROE
0.0%▲
2024 · -1.1%
ROA
0.0%▲
2024 · -0.9%
Interest coverage
-3.39▲
2024 · -43.46
Debt
€3k▼
2024 · €311k
Debt ≤ 1 year
€3k▼
2024 · €311k
Income taxes
€162▲
2024 · €0
A ratio outside any meaningful range has been withheld (balance sheet total €1.14M, equity €1.13M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.14M▼
Fixed assets21/28€20k€89k▲
Tangible fixed assets22/27€20k€89k▲
Land and buildings22€20k€19k▼
Plant, machinery and equipment23-€70k
Furniture and vehicles24€46€0▼
Financial fixed assets28€25€25=
Current assets29/58€1.43M€1.05M▼
Amounts receivable within one year40/41€14k€12k▼
Other amounts receivable41€14k€12k▼
Current investments50/53€1.01M€1.02M▲
Cash at bank and in hand54/58€398k€18k▼
Deferred charges and accrued income490/1€113€451▲
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.14M▼
Equity10/15€1.13M€1.13M=
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k-
Reserves not available under the articles1311-€6k
Profit (loss) carried forward14€1.07M€1.07M=
Amounts payable17/49€311k€3k▼
Amounts payable within one year42/48€311k€3k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€310k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-31k€849▲
Operating profit (loss)9901€-35k€-7k▲
Financial income75/76B€23k€8k▼
Recurring financial income75€23k€8k▼
Financial charges65/66B€758€775▲
Recurring financial charges65€758€775▲
Profit (loss) for the period before taxes9903€-13k€-283▲
Income taxes67/77€0€162▲
Profit (loss) for the period9904€-13k€-445▲
Profit (loss) for the period to be appropriated9905€-13k€-445▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.37M€1.07M▼
Profit (loss) brought forward from the previous period14P€1.38M€1.07M▼
Profit to be distributed694/7€300k-
Return on contributions (dividend)694€300k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Liquidity times 77current ratio 353.57
Current ratio from 4.58 to 353.57; short-term debt falls from €311k to €3k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Liquidity times 10current ratio 71.25
Current ratio from 6.90 to 71.25; short-term debt falls from €148k to €20k.
31-05
Financial
Equity above €1MEq €1.45M ▲61.5%
2 profitable years in a row build equity to €1.45M.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial
Back to profitnet €714k
Net result €714k after one loss-making year.
31-05
Financial
Liquidity times 430current ratio 6.90
Current ratio from 0.02 to 6.90; short-term debt falls from €161k to €148k.
31-05
Financial
Equity above €500kEq €896k ▲393%
Equity rises from €182k to €896k.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 129 days late
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 40 days late
2020
31-05
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-05
Financial
Equity above €150kEq €186k ▲26.7%
Equity rises from €147k to €186k.
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 36 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diepestraat 1241180 UkkelGround area
231 m²
Building footprint
60 m²
Volume, LiDAR
449 m³
Parcel 21614E0265/00N002, Brussels · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Diepestraat 124, 1180 Ukkel
since 19962.076.838.393
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0265/00N002 | Brussels | 231 m² | 1 · 60 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 26,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-04-1996
Fiscal year end31-05
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:paul@p2-m.be