PERSONALIZED SERVICES IN ELECTRICS
ActivePERSONALIZED SERVICES IN ELECTRICS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80k and a net result of €14k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 1633 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▲+12
Solvency63▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.64 in 2023; short-term debt: 62.5% and cash: 61.9% of total assets), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.5%
Return on assets
6.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
22 d late
2022
22 d late
2021
2 d late
2020
30 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€80k▲ 21.3%
2023 · €66k
2018: €47k
2019: €51k
2020: €54k
2021: €56k
2022: €63k
2023: €66k
2018 → 2024
Total assets
€213k▲ 26.4%
2023 · €169k
2018: €145k
2019: €156k
2020: €123k
2021: €162k
2022: €158k
2023: €169k
2018 → 2024
Net result
€14k▲ 350%
2023 · €3k
2018: €2k
2019: €4k
2020: €3k
2021: €2k
2022: €7k
2023: €3k
2018 → 2024
Working capital
€80k▲ 21.3%
2023 · €66k
2018: €68k
2019: €61k
2020: €58k
2021: €56k
2022: €63k
2023: €66k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€54k-€56k▲ 3.8%€63k▲ 11.6%€66k▲ 5.0%€80k▲ 21.3%
Operating result€5k-€2k▼ 53.6%€9k▲ 285%€3k▼ 71.0%€19k▲ 623%
Net result€3k-€2k▼ 33.6%€7k▲ 216%€3k▼ 52.4%€14k▲ 350%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 623% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €213k
Fixed assets
€204=
Current assets
€213k▲ 26.5%
Equity and liabilities €213k
Equity
€80k▲ 21.3%
Debt
€133k▲ 29.8%
The debt ratio rises from 60.9% to 62.5%. Equity and debt are higher.
Key figures and ratios
Solvency
37.5%▼
2023 · 39.1%
Current ratio
1.60▼
2023 · 1.64
Quick ratio
1.34▲
2023 · 1.25
Debt / equity
1.66▲
2023 · 1.55
ROE
17.5%▲
2023 · 4.7%
ROA
6.6%▲
2023 · 1.8%
Debt
€133k▲
2023 · €103k
Debt ≤ 1 year
€133k▲
2023 · €103k
Income taxes
€5k▲
2023 · €2k
Staff costs
€54k▼
2023 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€169k€213k▲
Fixed assets21/28€204€204=
Financial fixed assets28€204€204=
Current assets29/58€168k€213k▲
Amounts receivable after more than one year29€22k-
Other amounts receivable291€22k-
Stocks and contracts in progress3€41k€35k▼
Stocks30/36€41k€35k▼
Amounts receivable within one year40/41€35k€45k▲
Trade receivables40€32k€37k▲
Other amounts receivable41€2k€8k▲
Current investments50/53€70k-
Cash at bank and in hand54/58-€132k
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€169k€213k▲
Equity10/15€66k€80k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€4k€6k▲
Non-distributable reserves130/1€4k€6k▲
Legal reserve130€4k€6k▲
Profit (loss) carried forward14-€11k
Amounts payable17/49€103k€133k▲
Amounts payable within one year42/48€103k€133k▲
Trade debts44€94k€128k▲
Suppliers440/4€94k€128k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€4k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€71k€54k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€5k▼
Other operating charges640/8€149€100▼
Non-recurring operating charges66A-€13
Gross operating margin9900€82k€78k▼
Operating profit (loss)9901€3k€19k▲
Financial income75/76B€2k€396▼
Recurring financial income75€65€396▲
Non-recurring financial income76B€2k-
Financial charges65/66B€61€162▲
Recurring financial charges65€61€162▲
Profit (loss) for the period before taxes9903€5k€19k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€3k€14k▲
Profit (loss) for the period to be appropriated9905€3k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€14k▲
Transfer to equity691/2€3k€3k▼
To the legal reserve6920€3k€3k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €14k ▲350%
Operating result €19k, net result €14k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aatsesteenweg 2447850 EnghienGround area
9,909 m²
Building footprint
451 m²
Volume, LiDAR
1,799 m³
Parcel 55025A0155/00X000, Wallonia · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PS ELECTRICS
since 20142.226.075.566
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55025A0155/00X000 | Wallonia | 9,909 m² | 1 · 451 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Group Develi
BE 1009.075.459
Beringen · Eq €80k
H-MACHINERY
BE 0827.546.194
Zulte · Eq €81k
MAXELE
BE 0552.625.331
Boechout · Eq €81k
De Roeve Mechanical
BE 0645.948.932
Lokeren · Eq €81k
KeimOTech
BE 0803.381.516
Trooz · Eq €81k
Of 1,225 companies in sector 33200 we hold annual accounts for 676. 516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-01-2014
Fiscal year end31-12
Abbreviation FR
PS ELECTRICS
Trade name FR
Personalized Services for Industry
Activities, NACEBEL
33200Installation of industrial machinery and equipment
43211General electrical installation work
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.