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Personal Wealth Care

Active
Private limited companyfounded 2006active for 20 yearsMagdalenalei 125, 2930 Brasschaat, BelgiumKBO/BCE: BE 0881.976.854
Summary

Personal Wealth Care has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312,802 and a net result of €68,778. Equity has been growing by about 8.4% per year since 2018. Its solvency ranks better than 68% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-06-2006 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.155.286.550 2018 Antwerpen, since 26-07-2006
Financial year end
31 December
Peppol
Reachable since 11-02-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€122,156
▼ 10.2%
Turnover
≈ €210,000
estimated
Profit
€68,778
▼ 8.9%
Equity
€312,802
▼ 27.9%
Total assets
€431,480
▼ 29.7%
  • 2025 accounts filed 76 days after the deadline
Score breakdownraises riskLast filed accounts filed 76 days late; 3 of the last 3 accounts latelowers riskLiquidity: current ratio 4.05, cash €176,091Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €312,802 (72.5% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 97+1
equity 72.5% of total assets
Liquidity 92+19
short-term debt 23.5% · cash 40.8%
Profitability 89+5
return on assets 15.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.05 (3.61 in 2024), above the usual 1.5. Short-term debt is 23.5% and cash 40.8% of total assets. 27.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 69% of them on solvency, 85% on liquidity, 58% on profitability and 19% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 76 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 4.05, cash €176,091
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €312,802 (72.5% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
76 days late
2024
61 days late
2023
68 days late
2022
31 days late
2021
89 days late
2020
2 days early
2019
155 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 68 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 81% of companies in head offices and management consultancysector median €78,219 · 39,307 companies €312,802 View
  • Positive: 8 profitable years in a rowprofit 2025: €68,778 8 years View
  • Caution: Equity fell in 2025from €433,645 to €312,802 ▼ 27.9% View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 reappointedResignations: Tom Vermeiren (manager) and Gert Haemers (manager) · Reappointments: Tom Vermeiren (director) and Gert Haemers (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Personal Wealth Care: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €370,000 and €533,000, founded between 2005 and 2009.

CompanyTotal assetsGross margin
Personal Wealth Care Brasschaat€431,480€122,156
JILY Brasschaat€444,759€102,542
E2GOAL Brasschaat€532,546€117,155
C2 Services Brasschaat€369,932€110,689
AQUACONSULTANTS Brasschaat€383,863€112,732
OMZ Advies Antwerpen€455,050€115,949
AXOM Ranst€437,400€119,509
Full comparison

Key facts about Personal Wealth Care

What is the company number of Personal Wealth Care?
The company number of Personal Wealth Care is 0881.976.854. The VAT number is the same number with BE in front: BE 0881.976.854.
Where is Personal Wealth Care based?
The registered office is at Magdalenalei 125, 2930 Brasschaat.Company details
What does Personal Wealth Care do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Personal Wealth Care?
The legal form of Personal Wealth Care is Private limited company (BV).
When was Personal Wealth Care founded?
Personal Wealth Care was founded on 21-06-2006.
Is Personal Wealth Care still active?
Yes, Personal Wealth Care is an active enterprise in the KBO register.
How many employees does Personal Wealth Care have?
Personal Wealth Care had an average of 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of Personal Wealth Care?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €122,156 and 110 comparable companies (NACE 70200). It probably lies between €170,000 and €250,000.
Is Personal Wealth Care profitable?
In financial year 2025, Personal Wealth Care made a profit of €68,778.
Where can I find the annual accounts of Personal Wealth Care?
Personal Wealth Care filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Personal Wealth Care due?
Personal Wealth Care must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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