Turnover
≈ €290,000 estimated
The abbreviated format states no turnover.
PERSONAL TOUCH
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €272,757 (2018)
€80,828▼ 53.4%
lowest -€16,569 (2025)
-€16,569▼ €20,393
peak €100,668 (2024)
€84,099▼ 16.5%
€30,938▼ 55.9%
peak 4.7 FTE (2022)
3.2 FTE▼ 11.1%
Board2 names since 2021
1 director
Documentsfilings and deeds
23-09-202654 days late
2025abbreviated format
Gross margin from €173,321 to €80,828Loss of €16,569Staff from 3.6 FTE to 3.2 FTERegistered office moved from Berchem to Brecht 27-10Equity from €100,668 to €84,099Debts from €70,182 to €30,938
Key points
from the 2025 annual accountsInvestments
€50,001 10.7 × depreciation
Green is investment, beige is depreciation.
Staff
1 employees on 31-12-2025
In 2025, 119 short contracts started and 125 ended, on average 35 hours worked per contract. Staff averaged 3.2 full-time equivalents.
Liquidity
3.83 was 1.42 in 2024
Short-term debts fell from €60,260 to €27,332.
Filings
21 annual accounts since 2005
Two of the last ten came late. The 2025 accounts came latest: 54 days after the end of the period.
Position in the sector
73.1%
Higher solvency than 88% of companies in food and beverage service. Sector median 29.9% · 4,115 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 5,828 companies had the same profile as PERSONAL TOUCH has now. Each dot stands for 15 companies, two years later.
84.6%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,828 companies, not a prediction for PERSONAL TOUCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0870217682
Registered office moved from Berchem to Brecht
New registered office: Guldensporenlei 13 te 2960 Brecht · Previous registered office: Troyentenhoflaan 38, 2600 Berchem (Antwerpen), België · Resignation: (director) · General meeting of 03-10-2025 · Gazette deed
Incorporation
published on 09-12-2004 · Gazette deed
First establishment
Guldensporenlei 13, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PERSONAL TOUCH Brecht | €115,037 | €80,828 | 73.1% | 3.2 |
| FRITUUR DE KLITSBERG Beringen | €146,439 | €107,982 | 61.9% | 2.7 |
| CKM Anders Lommel | €137,856 | €113,911 | 70.9% | 3.8 |
| MIEVERS STRO Oudsbergen | €118,445 | €134,760 | 72.5% | 3.4 |
| ISOLANO CADIX Antwerp | €123,518 | €109,929 | 79.1% | 2.7 |
| IJSSALON 'T BIEKE Antwerp | €127,092 | €167,309 | 61.4% | 2.9 |
| PITTA CAPPADOCE SNACK La Louvière | €124,477 | €121,240 | 72.1% | 3.1 |
These companies have the same main activity as PERSONAL TOUCH: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €118,000 and €146,000, founded between 1997 and 2011.
Official details
Source: KBO- Status
- Active since 26-11-2004Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.145.024.5442960 Brecht, since 24-11-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €115,037▼ 32.7%
- Employeeson 31-12-2025
- 1▼ 85.7%
- Filing
- Filed on 23-09-2026
Insights on PERSONAL TOUCH
PERSONAL TOUCH files the abbreviated format. That format states no turnover. The gross margin rose from €39,806 in 2006 to €80,828 in 2025.
The balance sheet grew most from 2014 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PERSONAL TOUCH
- What is the company number of PERSONAL TOUCH?
- The company number of PERSONAL TOUCH is 0870.217.682. The VAT number is the same number with BE in front: BE 0870.217.682.
- Where is PERSONAL TOUCH based?
- The registered office is at Guldensporenlei 13, 2960 Brecht.Company details
- What does PERSONAL TOUCH do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of PERSONAL TOUCH?
- PERSONAL TOUCH is a private limited company (pre-2019) (BVBA).
- When was PERSONAL TOUCH founded?
- PERSONAL TOUCH was founded on 26-11-2004.
- Is PERSONAL TOUCH still active?
- Yes, PERSONAL TOUCH is an active enterprise in the KBO register.
- How many employees does PERSONAL TOUCH have?
- PERSONAL TOUCH had an average of 3.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PERSONAL TOUCH fall under?
- In its 2025 annual accounts, PERSONAL TOUCH states joint committee 302 (Hotels and catering).
- What is the turnover of PERSONAL TOUCH?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €80,828 and 116 comparable companies (NACE 56112). It probably lies between €210,000 and €360,000.
- Is PERSONAL TOUCH profitable?
- In financial year 2025, PERSONAL TOUCH made a loss of €16,569.
- Where can I find the annual accounts of PERSONAL TOUCH?
- PERSONAL TOUCH filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PERSONAL TOUCH due?
- PERSONAL TOUCH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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