Personal Kiné
ActiveSummary
Personal Kiné has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67k and a net result of €68k. Its solvency ranks better than 30% of 19913 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.66; short-term debt: 32.9% and cash: 49.3% of total assets), but 56.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€67k
Total assets
€153k
Net result
€68k
Working capital
€83k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €153k
Fixed assets
€19k
Current assets
€134k
Equity and liabilities €153k
Equity
€67k
Debt
€86k
Debt finances 56.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€95k
Cash flow
€69k
Current ratio
2.66
Debt to equity
1.28
ROE
100.5%
ROA
44.1%
Interest coverage
85.86
Debt ≤ 1 year
€50k
Income taxes
€24k
Filed annual accounts As filed with the NBB · 2024 · 45 lines
Balance sheet
Code2024
Assets
Total assets20/58€153k
Fixed assets21/28€19k
Tangible fixed assets22/27€19k
Plant, machinery and equipment23€5k
Other tangible fixed assets26€14k
Current assets29/58€134k
Amounts receivable within one year40/41€49k
Other amounts receivable41€49k
Cash at bank and in hand54/58€75k
Deferred charges and accrued income490/1€10k
Equity and liabilities
Total equity and liabilities10/49€153k
Equity10/15€67k
Contributions10/11€500
Reserves13€67k
Tax-exempt reserves132€42k
Distributable reserves133€25k
Amounts payable17/49€86k
Amounts payable within one year42/48€50k
Financial debts43€1k
Credit institutions430/8€1k
Trade debts44€24k
Suppliers440/4€24k
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Other amounts payable47/48€16k
Accrued charges and deferred income492/3€36k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€248
Non-recurring operating charges66A€6k
Gross operating margin9900€101k
Operating profit (loss)9901€93k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€92k
Income taxes67/77€24k
Profit (loss) for the period9904€68k
Transfer to tax-exempt reserves689€42k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
Transfer to equity691/2€25k
To other reserves6921€25k
Profit to be distributed694/7€859
Return on contributions (dividend)694€859
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Other operating charges640/8 | €248 |
| Non-recurring operating charges66A | €6k |
| Gross operating margin9900 | €101k |
| Operating profit (loss)9901 | €93k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €92k |
| Income taxes67/77 | €24k |
| Profit (loss) for the period9904 | €68k |
| Transfer to tax-exempt reserves689 | €42k |
| Profit (loss) for the period to be appropriated9905 | €25k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €153k | |
| Fixed assets21/28 | €19k | |
| Tangible fixed assets22/27 | €19k | |
| Plant, machinery and equipment23 | €5k | |
| Other tangible fixed assets26 | €14k | |
| Current assets29/58 | €134k | |
| Amounts receivable within one year40/41 | €49k | |
| Other amounts receivable41 | €49k | |
| Cash at bank and in hand54/58 | €75k | |
| Deferred charges and accrued income490/1 | €10k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €153k | |
| Equity10/15 | €67k | |
| Contributions10/11 | €500 | |
| Reserves13 | €67k | |
| Tax-exempt reserves132 | €42k | |
| Distributable reserves133 | €25k | |
| Amounts payable17/49 | €86k | |
| Amounts payable within one year42/48 | €50k | |
| Financial debts43 | €1k | |
| Credit institutions430/8 | €1k | |
| Trade debts44 | €24k | |
| Suppliers440/4 | €24k | |
| Taxes, remuneration and social security45 | €10k | |
| Taxes450/3 | €10k | |
| Other amounts payable47/48 | €16k | |
| Accrued charges and deferred income492/3 | €36k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €68k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €69k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Ground area
885 m²
Building footprint
108 m²
Volume, LiDAR
120 m³
Parcel 12403E0768/00F005, Flanders · tallest building 5.1 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Personal Kiné
since 20242.355.300.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0768/00F005 | Flanders | 885 m² | 1 · 108 m² | 5.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 105 EUR awarded · 105 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 105 EUR | 105 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KINE LARS DE WINNE
BE 0801.423.896
Zottegem · Eq €67,150
JORDI DEROYE
BE 0804.470.488
Tienen · Eq €67,060
Eva Janssen Kinesitherapie
BE 0794.998.736
Tongeren-Borgloon · Eq €67,265
BART DE WILDE - MANUELE THERAPIE
BE 0672.587.211
Wetteren · Eq €67,300
Be-Cure
BE 0741.940.825
Gent · Eq €66,999
Of 12,685 companies in sector 86951 we hold annual accounts for 2,142. 1,938 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
Scores and ratios are computed by Checked and are not a credit decision.