PersElite
ActiveSummary
PersElite has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €79k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+9
Solvency89▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.83 against 2.78 in 2024; short-term debt: 11.3% and cash: 1% of total assets), and 36.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
20.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
52 d early
2024
51 d early
2023
2 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€245k▼ 19.9%
2024 · €306k
Total assets
€386k▼ 22.2%
2024 · €496k
Net result
€79k▼ 5.8%
2024 · €84k
Working capital
€-8k
2024 · €94k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€40k-€55k▲ 38.8%€54k▼ 1.3%€56k▲ 2.4%
Net result€27k-€125k▲ 365%€84k▼ 32.9%€79k▼ 5.8%
Equity€97k-€222k▲ 129%€306k▲ 37.8%€245k▼ 19.9%
Total assets€369k-€459k▲ 24.2%€496k▲ 8.2%€386k▼ 22.2%
Debt€272k-€237k▼ 13.1%€190k▼ 19.6%€141k▼ 26.0%
Working capital€-37k-€49k€94k▲ 89.6%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets
€350k =
Current assets
€36k ▼ 75.4%
Equity and liabilities €386k
Equity
€245k ▼ 19.9%
Debt
€141k ▼ 26.0%
Debt's share of the balance-sheet total falls from 38.3% to 36.5%. Equity and debt are lower.
Key figures and ratios
Current ratio
0.83▼
2024 · 2.78
Debt to equity
0.57▼
2024 · 0.62
ROE
32.3%▲
2024 · 27.4%
ROA
20.5%▲
2024 · 16.9%
Debt ≤ 1 year
€44k▼
2024 · €53k
Debt > 1 year
€97k▼
2024 · €137k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €5k | €470 | €1k | €1k | ▼ 28.3% |
| Gross operating margin9900 | €44k | €55k | €56k | €57k | ▲ 1.6% |
| Operating profit (loss)9901 | €40k | €55k | €54k | €56k | ▲ 2.4% |
| Financial income75/76B | - | €88k | €47k | €40k | ▼ 14.8% |
| Recurring financial income75 | - | €88k | €47k | €40k | ▼ 14.8% |
| Financial charges65/66B | €4k | €5k | €4k | €3k | ▼ 32.8% |
| Recurring financial charges65 | €4k | €5k | €4k | €3k | ▼ 32.8% |
| Profit (loss) for the period before taxes9903 | €36k | €138k | €97k | €93k | ▼ 4.4% |
| Income taxes67/77 | €9k | €13k | €13k | €13k | ▲ 4.8% |
| Profit (loss) for the period9904 | €27k | €125k | €84k | €79k | ▼ 5.8% |
| Profit (loss) for the period to be appropriated9905 | €27k | €125k | €84k | €79k | ▼ 5.8% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €369k | €459k | €496k | €386k | ▼ 22.2% |
| Fixed assets21/28 | €350k | €350k | €350k | €350k | = |
| Financial fixed assets28 | €350k | €350k | €350k | €350k | = |
| Current assets29/58 | €19k | €109k | €146k | €36k | ▼ 75.4% |
| Amounts receivable within one year40/41 | €6k | €56k | €46k | €32k | ▼ 29.7% |
| Trade receivables40 | €6k | €19k | €18k | €29k | ▲ 60.9% |
| Other amounts receivable41 | - | €37k | €28k | €3k | ▼ 89.4% |
| Cash at bank and in hand54/58 | €13k | €53k | €101k | €4k | ▼ 96.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €369k | €459k | €496k | €386k | ▼ 22.2% |
| Equity10/15 | €97k | €222k | €306k | €245k | ▼ 19.9% |
| Contributions10/11 | €70k | €70k | €70k | €70k | = |
| Reserves13 | €27k | €152k | €236k | €175k | ▼ 25.8% |
| Distributable reserves133 | €27k | €152k | €236k | €175k | ▼ 25.8% |
| Amounts payable17/49 | €272k | €237k | €190k | €141k | ▼ 26.0% |
| Amounts payable after more than one year17 | €216k | €177k | €137k | €97k | ▼ 29.4% |
| Financial debts170/4 | €216k | €177k | €137k | €97k | ▼ 29.4% |
| Amounts payable within one year42/48 | €56k | €59k | €53k | €44k | ▼ 17.1% |
| Current portion of amounts payable after more than one year42 | €38k | €39k | €40k | €40k | ▲ 1.7% |
| Trade debts44 | €893 | €248 | €95 | €186 | ▲ 95.7% |
| Suppliers440/4 | €893 | €248 | €95 | €186 | ▲ 95.7% |
| Taxes, remuneration and social security45 | €15k | €19k | €13k | €3k | ▼ 76.3% |
| Taxes450/3 | €15k | €19k | €13k | €3k | ▼ 76.3% |
| Other amounts payable47/48 | €2k | €1k | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €125k | €84k | €79k | ▼ 5.8% |
| Operating cash flow (approximation) | €27k | €125k | €84k | €79k | ▼ 5.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €39k | €48k | €-97k | ▼ 302% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
State Gazette act
Resignation: Van Kerkhove Kevin (director)Appointment: Bernaerts Dirk (director) · Registered-office move5 facts ▸
State Gazette act
Resignation: Van Kerkhove Kevin (director)
Appointment: Bernaerts Dirk (director) · Registered-office move5 facts ▸
- General meeting, 01/06/2026
- Director resignation, Van Kerkhove Kevin (director)
- Director appointment, Bernaerts Dirk (director)
- General meeting, 15/06/2026
- Registered-office move, Brugstraat 1A, 3150 Haacht
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €125k ▲365%
Net result €125k, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 1.83
Current ratio from 0.34 to 1.83.
31-12
Financial
Equity above €200kEq €222k ▲129%
2 profitable years in a row build equity to €222k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Bernaerts Dirk
CurrentDirector · since 01-06-2026
01-06-2026
Bernaerts Dirk: Appointed as Director
01-06-2026
Van Kerkhove Kevin: Resigned as Director
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2022
Ground area
1,079 m²
Building footprint
100 m²
Volume, LiDAR
536 m³
Parcel 24108F0737/00X000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PersElite
since 20222.328.245.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108F0737/00X000 | Flanders | 1,079 m² | 1 · 100 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,752 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
77400Rental and leasing activities
Scores and ratios are computed by Checked and are not a credit decision.