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PerSano

Active
Private limited companyfounded 20233 yrs activeTervuursesteenweg 270, 1981 Zemst, BelgiumKBO/BCE: BE 0799.160.333
Summary

PerSano has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1,032 and a net result of €34,767. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 34 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability99▲+28
Solvency26▲+24
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
0.7%
Return on assets
24.4%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 34 sector peers (2026).
NBB · sector comparison
Position among 34 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
37 d early
2025
44 d early
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PerSano was incorporated on 3 March 2023 as a Private limited company.1 Total assets fell from EUR 170,826 in 2024 to EUR 142,595 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024 and 2026

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Financials · fiscal year 2026, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€1,032
2025 · -€33,735
Total assets
€142,595▼ 0.9%
2025 · €143,871
Net result
€34,767▲ 1,563%
2025 · €2,091
Working capital
-€15,880▲ 65.8%
2025 · -€46,446
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202420252026
Operating result-€34,114-€6,326€37,888▲ 499%
Net result-€39,326-€2,091€34,767▲ 1,563%
Equity-€35,826--€33,735▲ 5.8%€1,032
Total assets€170,826-€143,871▼ 15.8%€142,595▼ 0.9%
Debt€206,652-€177,606▼ 14.1%€141,563▼ 20.3%
Working capital-€53,316--€46,446▲ 12.9%-€15,880▲ 65.8%
Staff (FTE)0.6
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2024: -€34,114-€34,114Net result 2024: -€39,326-€39,326Operating result 2025: €6,326€6,326Net result 2025: €2,091€2,091Operating result 2026: €37,888€37,888Net result 2026: €34,767€34,767202420252026-€40,000-€20,000€0€20,000€40,000Operating result 2024: -€34,114-€34,100Net result 2024: -€39,326-€39,300Operating result 2025: €6,326€6,330Net result 2025: €2,091€2,090Operating result 2026: €37,888€37,900Net result 2026: €34,767€34,800202420252026
The operating result has risen two years in a row; 2026 is 499% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €142,595
Fixed assets €99,019 ▼ 25.8%
Current assets €43,576 ▲ 319%
Equity and liabilities €142,595
Equity €1,032
Debt €141,563
Debt finances 99.3% of the balance-sheet total.
Key figures and ratios
2026 value · change against 2025
EBITDA
€73,092▲
2025 · €41,512
Cash flow
€69,971▲
2025 · €37,277
Current ratio
0.73▲
2025 · 0.18
Quick ratio
0.73▲
2025 · 0.17
ROA
24.4%▲
2025 · 1.5%
Interest coverage
23.42▲
2025 · 9.80
Debt ≤ 1 year
€59,456▲
2025 · €56,844
Debt > 1 year
€80,133▼
2025 · €119,558
Staff costs
€2,152
A ratio outside any meaningful range has been withheld (balance sheet total €142,595, equity €1,032).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
2.6% went bankrupt
2.6% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 43 lines
Balance sheet Code20252026
Assets
Total assets20/58€143,871€142,595▼
Fixed assets21/28€133,473€99,019▼
Tangible fixed assets22/27€104,053€68,849▼
Plant, machinery and equipment23€7,388€3,269▼
Leasing and similar rights25€90,996€60,884▼
Other tangible fixed assets26€5,669€4,696▼
Financial fixed assets28€29,420€30,170▲
Current assets29/58€10,398€43,576▲
Stocks and contracts in progress3€567€333▼
Stocks30/36€567€333▼
Amounts receivable within one year40/41€689€0▼
Trade receivables40€359€0▼
Other amounts receivable41€330€0▼
Cash at bank and in hand54/58€9,142€43,243▲
Equity and liabilities
Total equity and liabilities10/49€143,871€142,595▼
Equity10/15-€33,735€1,032▲
Contributions10/11€3,500€3,500=
Profit (loss) carried forward14-€37,235-€2,468▲
Amounts payable17/49€177,606€141,563▼
Amounts payable after more than one year17€119,558€80,133▼
Financial debts170/4€64,558€33,633▼
Other amounts payable178/9€55,000€46,500▼
Amounts payable within one year42/48€56,844€59,456▲
Current portion of amounts payable after more than one year42€29,768€30,925▲
Trade debts44€1,009€3,963▲
Suppliers440/4€1,009€3,963▲
Taxes, remuneration and social security45-€390
Taxes450/3-€170
Remuneration and social security454/9-€220
Other amounts payable47/48€26,068€24,178▼
Accrued charges and deferred income492/3€1,204€1,974▲
Income statement Code20252026
Remuneration, social security and pensions62-€2,152
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35,185€35,204▲
Other operating charges640/8€359€352▼
Gross operating margin9900€41,871€75,596▲
Operating profit (loss)9901€6,326€37,888▲
Financial charges65/66B€4,235€3,121▼
Recurring financial charges65€4,235€3,121▼
Profit (loss) for the period before taxes9903€2,091€34,767▲
Profit (loss) for the period9904€2,091€34,767▲
Profit (loss) for the period to be appropriated9905€2,091€34,767▲
Appropriation of the result
Profit (loss) to be appropriated9906-€37,235-€2,468▲
Profit (loss) brought forward from the previous period14P-€39,326-€37,235▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202420252026Change
Remuneration, social security and pensions62--€2,152-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34,324€35,185€35,204▲ 0.1%
Other operating charges640/8-€359€352▼ 1.7%
Gross operating margin9900€210€41,871€75,596▲ 80.5%
Operating profit (loss)9901-€34,114€6,326€37,888▲ 499%
Financial income75/76B€3---
Recurring financial income75€3---
Financial charges65/66B€5,214€4,235€3,121▼ 26.3%
Recurring financial charges65€5,214€4,235€3,121▼ 26.3%
Profit (loss) for the period before taxes9903-€39,326€2,091€34,767▲ 1,563%
Profit (loss) for the period9904-€39,326€2,091€34,767▲ 1,563%
Profit (loss) for the period to be appropriated9905-€39,326€2,091€34,767▲ 1,563%
Line202420252026Change
Assets
Total assets20/58€170,826€143,871€142,595▼ 0.9%
Fixed assets21/28€168,014€133,473€99,019▼ 25.8%
Tangible fixed assets22/27€138,594€104,053€68,849▼ 33.8%
Plant, machinery and equipment23€10,844€7,388€3,269▼ 55.8%
Leasing and similar rights25€121,108€90,996€60,884▼ 33.1%
Other tangible fixed assets26€6,642€5,669€4,696▼ 17.2%
Financial fixed assets28€29,420€29,420€30,170▲ 2.5%
Current assets29/58€2,812€10,398€43,576▲ 319%
Stocks and contracts in progress3€831€567€333▼ 41.2%
Stocks30/36€831€567€333▼ 41.2%
Amounts receivable within one year40/41€858€689€0▼ 100%
Trade receivables40-€359€0▼ 100%
Other amounts receivable41€858€330€0▼ 100%
Cash at bank and in hand54/58€1,124€9,142€43,243▲ 373%
Equity and liabilities
Total equity and liabilities10/49€170,826€143,871€142,595▼ 0.9%
Equity10/15-€35,826-€33,735€1,032▲ 103%
Contributions10/11€3,500€3,500€3,500=
Profit (loss) carried forward14-€39,326-€37,235-€2,468▲ 93.4%
Amounts payable17/49€206,652€177,606€141,563▼ 20.3%
Amounts payable after more than one year17€149,326€119,558€80,133▼ 33.0%
Financial debts170/4€94,326€64,558€33,633▼ 47.9%
Other amounts payable178/9€55,000€55,000€46,500▼ 15.5%
Amounts payable within one year42/48€56,129€56,844€59,456▲ 4.6%
Current portion of amounts payable after more than one year42€28,653€29,768€30,925▲ 3.9%
Trade debts44€2,648€1,009€3,963▲ 293%
Suppliers440/4€2,648€1,009€3,963▲ 293%
Taxes, remuneration and social security45--€390-
Taxes450/3--€170-
Remuneration and social security454/9--€220-
Other amounts payable47/48€24,827€26,068€24,178▼ 7.3%
Accrued charges and deferred income492/3€1,198€1,204€1,974▲ 64.0%
Line202420252026Change
Profit (loss) for the period9904-€39,326€2,091€34,767▲ 1,563%
+ Depreciation and write-downs630€34,324€35,185€35,204▲ 0.1%
Operating cash flow (approximation)-€5,002€37,277€69,971▲ 87.7%
Investment in fixed assets (approximation)--€645-€750▼ 16.4%
Change in cash-€8,018€34,101▲ 325%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
24-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial Highest result since 2024net €34,767 ▲1,563%
Operating result €37,888, net result €34,767, both a record.
2025
17-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Back to profitnet €2,091
Net result €2,091 after one loss-making year.
2024
03-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
325 m²
Building footprint
197 m²
Volume, LiDAR
1,182 m³
Parcel 23034A0377/00D000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
PerSano
Tervuursesteenweg 270, 1981 ZemstFitness centres
since 20232.342.665.311
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23034A0377/00D000 Flanders 325 m² 1 · 197 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,520 companies in sector 93130 we hold annual accounts for 689. 118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-03-2023
Fiscal year end31-03
Activities, NACEBEL 2025
93130Fitness centres
85510Sports and recreation education
85599Other education
86995Nutrition and dietetics services
93192Activities of independent sportspeople
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799160333
Also 9925:BE0799160333
Registered 17-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.