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Permis Plus

Active
Private limited companyfounded 2024active for 1 yearZ. 3 Doornveld 191, 1731 Asse, BelgiumKBO/BCE: BE 1017.696.779
Summary

Permis Plus has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,337 and a net result of €4,337, of which €69,295 non-recurring income. Its solvency ranks better than 45% of 2,602 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 19-12-2024 Normal situation
Registered office
10 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Driving schools for cars and motorcycles NACE 85531and 3 others
Financial year end
31 December
Peppol
Reachable since 09-02-2026

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€6,753
Turnover
≈ €25,000
estimated
Profit
€4,337
Equity
€6,337
Total assets
€16,600
  • 2025 accounts filed 12 days after the deadline
Score breakdownraises riskNo registered site in the KBOlowers riskSector: Education (NACE 85)Liquidity: current ratio 1.12, cash €6,490Size: total assets €16,600Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in education (NACE 85)
Financial strength
Strong
Solvency 63
equity 38.2% of total assets
Liquidity 66
short-term debt 61.8% · cash 39.1%
Profitability 100
return on assets 26.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,821 companies, NACE 85, micro)
Last 24 months 01-2026: 0.6% 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.7 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.12, below the usual 1.5. Short-term debt is 61.8% and cash 39.1% of total assets. 61.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 44% of them on solvency, 56% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 1.12, cash €6,490
NBB · annual accounts
lowers risk · Size: total assets €16,600
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
12 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 12 days after the deadline Filed on 12 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00394714.

Annual accounts 2025 filed on 12-08-2026 at the NBB

Turnover
≈ €25,000
Estimated: probably between €17,000 and €50,000
Total assets
€16,600
Net result
€4,337
Working capital
€1,201

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €16,600
Fixed assets €5,137
Current assets €11,463
Equity and liabilities €16,600
Equity €6,337
Debt €10,262
Debt's share of the balance-sheet total is 61.8%.
Key figures and ratios
2025 value
EBITDA
€6,261
Cash flow
€4,946
Current ratio
1.12
Debt to equity
1.62
ROE
68.4%
ROA
26.1%
Interest coverage
over 100
Debt ≤ 1 year
€10,262
Income taxes
€1,314
Supplier credit
20 days

Investments

fixed assets acquired
Item2025
Tangible fixed assets€5,745
Depreciation and write-downs of the year€608

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€16,600
Fixed assets21/28€5,137
Tangible fixed assets22/27€5,137
Furniture and vehicles24€5,137
Current assets29/58€11,463
Amounts receivable within one year40/41€4,973
Trade receivables40€4,973
Cash at bank and in hand54/58€6,490
Equity and liabilities
Total equity and liabilities10/49€16,600
Equity10/15€6,337
Contributions10/11€2,000
Profit (loss) carried forward14€4,337
Amounts payable17/49€10,262
Amounts payable within one year42/48€10,262
Trade debts44€3,502
Suppliers440/4€3,502
Taxes, remuneration and social security45€4,969
Taxes450/3€4,969
Other amounts payable47/48€1,792
Income statement Code2025
Non-recurring operating income76A€69,295
Goods, raw materials, services and sundry goods60/61€63,649
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€608
Other operating charges640/8€492
Gross operating margin9900€6,753
Operating profit (loss)9901€5,653
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€5,652
Income taxes67/77€1,314
Profit (loss) for the period9904€4,337
Profit (loss) for the period to be appropriated9905€4,337
Appropriation of the result
Profit (loss) to be appropriated9906€4,337

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 12-08-2026.

Line2025
Non-recurring operating income76A€69,295
Goods, raw materials, services and sundry goods60/61€63,649
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€608
Other operating charges640/8€492
Gross operating margin9900€6,753
Operating profit (loss)9901€5,653
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€5,652
Income taxes67/77€1,314
Profit (loss) for the period9904€4,337
Profit (loss) for the period to be appropriated9905€4,337
Line2025
Assets
Total assets20/58€16,600
Fixed assets21/28€5,137
Tangible fixed assets22/27€5,137
Furniture and vehicles24€5,137
Current assets29/58€11,463
Amounts receivable within one year40/41€4,973
Trade receivables40€4,973
Cash at bank and in hand54/58€6,490
Equity and liabilities
Total equity and liabilities10/49€16,600
Equity10/15€6,337
Contributions10/11€2,000
Profit (loss) carried forward14€4,337
Amounts payable17/49€10,262
Amounts payable within one year42/48€10,262
Trade debts44€3,502
Suppliers440/4€3,502
Taxes, remuneration and social security45€4,969
Taxes450/3€4,969
Other amounts payable47/48€1,792
Line2025
Profit (loss) for the period9904€4,337
+ Depreciation and write-downs630€608
Operating cash flow (approximation)€4,946

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 11,279 companies had the same profile as Permis Plus has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

That fits the bankruptcy probability of Permis Plus itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for Permis Plus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 12-08-2026 2026-00394714 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
HASSANI Abdelaziz
Director (not named in the articles) · appointed in the act of 23-12-2024 · term without a fixed end
Current

Owners and capital

Shareholders

At incorporation act of 23-12-2024 ↗

Capital transactions

Capital over time
  1. 23-12-2024 Incorporation · €2,000 · 100 shares

Articles of association

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Op naam, aandeelhouders mogen kennis nemen betreffende hun effecten”

Articles of association, deed of 23-12-2024 (in Dutch)

Network & group

Permis Plus shares no director with another company.

Companies at the same address

9 other companies

Connections & network

1 current director
Depth

The network starts from the directors of Permis Plus. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
12-08
NBB filing Annual accounts 2025 filedNBB
micro format · 12 days late
2024
23-12
Gazette deed Incorporation
Starting capital €2,000 · Appointment: HASSANI Abdelaziz (director) · Founder14 points ▸
  • Founder, HASSANI Abdelaziz (comparant)
  • Other provision, “bevoegdheid en bekwaamheid, bevoegd en bekwaam tot rechtshandelingen” (deed in Dutch)
  • Other provision, “toelichting en voorlezing akte” (deed in Dutch)
  • Other provision, “financieel plan en oprichtersaansprakelijkheid, aansprakelijkheid oprichters bij faillissement binnen drie jaar na oprichting indien aanvangsvermogen kennelijk…” (deed in Dutch)
  • Founding capital, €2,000
  • Other provision, “statutenverklaring, statuten luiden als volgt” (deed in Dutch)
  • Capital
  • Other provision, “uitwerking slotbeslissingen, eenparig door comparanten” (deed in Dutch)
  • Registered office clause, “1731 Zellik, Z.3 Doornveld”, 191 (deed in Dutch)
  • Board rule, 1
  • Director appointment, HASSANI Abdelaziz (director (not named in the articles))
  • Other provision, “oprichtingskosten”, 1237.86 (deed in Dutch)
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name Permis Plus in Dutch
Enterprise number 1017.696.779
Legal form Private limited company
Status Active, normale toestand
Founded 19-12-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-12-2024 (in Dutch)
Name clauseThe company operates under this name according to its articles.
Permis Plus
deed of 23-12-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…”
deed of 23-12-2024 (in Dutch)

Registered office and establishments

Registered office Z. 3 Doornveld 191, 1731 Asse, Belgium

Activities

NACEBEL 2025
85531 Driving schools for cars and motorcycles main activity
62900 Other information technology and computer services
82990 Other business support services
96999 Other personal services
Codes under NACEBEL 2008
85531 Education main activity
62090 Computer programming, consultancy and related activities
82990 Other business support services
96099 Personal service activities

Invoicing and payment

VAT number BE 1017.696.779
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1017696779
Registered 09-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
exact location from the address register On OpenStreetMap
10 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
483 m²
Building footprint
1,650 m²
Building volume
6,398 m³
Cadastral parcel Region Area Buildings Height / floors
23095B0237/00A000 Flanders 483 m² 1 · 1,650 m² 5.7 m · 1