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PERMENTIER

Open bankruptcy
Private limited company (pre-2019)founded 2006Aartstraat 48, 9310 Aalst, BelgiumKBO/BCE: BE 0879.560.861

A bankruptcy procedure is open for PERMENTIER according to publications in the Belgian State Gazette; curator: PETRA SEYMOENS.

Summary

The 2023 annual accounts show equity of €15,367 and a net result of €23,409.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Ghent, Dendermonde division
Declared bankrupt
27 January 2025
Supervising judge
Freddy De Schrijver
Official Gazette
31-01-2025 (pdf) ↗search the document for 2025/104160

Deadlines

Provisional date payments stopped
24 January 2025Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
Appeal or third-party opposition until
passed on 15 February 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 26 February 2025art. XX.104 and XX.155 CEL
First verification report
passed on 7 March 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 27 January 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Petra SeymoensEdingsesteenweg 268, 9400 Ninovepetra.seymoens@advo-seymoens.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 30-01-2024, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
1 d early
2022
1 d early
2021
23 d late
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 February 2006, PERMENTIER was incorporated.1 Total assets went from EUR 287,661 in 2019 to EUR 60,081 in 2023 and headcount from 1 to 0.9 full-time equivalents.2 The company was declared bankrupt on 27 January 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2023
  3. 3Belgian State Gazette, 31-01-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, micro schema

Equity
€15,367
2022 · -€8,042
Total assets
€60,081▲ 45.0%
2022 · €41,446
Net result
€23,409▲ 51.9%
2022 · €15,416
Working capital
€12,239
2022 · -€11,546
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result-€72,628--€40,738▲ 43.9%-€7,467▲ 81.7%€18,151€25,555▲ 40.8%
Net result-€81,226--€49,733below the sector's middle half▲ 38.8%-€28,231below the sector's middle half▲ 43.2%€15,416within the sector's middle half€23,409within the sector's middle half▲ 51.9%
Equity€54,506-€4,773below the sector's middle half▼ 91.2%-€23,458below the sector's middle half-€8,042below the sector's middle half▲ 65.7%€15,367below the sector's middle half
Total assets€287,661-€220,133within the sector's middle half▼ 23.5%€38,430below the sector's middle half▼ 82.5%€41,446below the sector's middle half▲ 7.8%€60,081below the sector's middle half▲ 45.0%
Debt€233,155-€215,360▼ 7.6%€61,888▼ 71.3%€49,488▼ 20.0%€44,715▼ 9.6%
Working capital€51,027-€5,213within the sector's middle half▼ 89.8%-€27,338below the sector's middle half-€11,546below the sector's middle half▲ 57.8%€12,239within the sector's middle half
Solvency18.9%-2.2%below the sector's middle half▼ 16.8pp-61.0%below the sector's middle half▼ 63.2pp-19.4%below the sector's middle half▲ 41.6pp25.6%within the sector's middle half▲ 45.0pp
Current ratio1.57-1.06below the sector's middle half▼ 0.510.56below the sector's middle half▼ 0.500.77below the sector's middle half▲ 0.211.27within the sector's middle half▲ 0.51
Return on assets (ROA)-28.2%--22.6%below the sector's middle half▲ 5.6pp-73.5%below the sector's middle half▼ 50.9pp37.2%above the sector's middle half▲ 110.7pp39.0%above the sector's middle half▲ 1.8pp
Staff (FTE)1-1within the sector's middle half=0.9▼ 10.0%0.9=0.9=
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2019: -€72,628-€72,628Net result 2019: -€81,226-€81,226Operating result 2020: -€40,738-€40,738Net result 2020: -€49,733-€49,733Operating result 2021: -€7,467-€7,467Net result 2021: -€28,231-€28,231Operating result 2022: €18,151€18,151Net result 2022: €15,416€15,416Operating result 2023: €25,555€25,555Net result 2023: €23,409€23,40920192020202120222023-€40,000-€20,000€0€20,000Operating result 2021: -€7,467-€7,470Net result 2021: -€28,231-€28,200Operating result 2022: €18,151€18,200Net result 2022: €15,416€15,400Operating result 2023: €25,555€25,600Net result 2023: €23,409€23,400202120222023
The operating result has risen four years in a row; 2023 is 41% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €60,081
Fixed assets €3,128 ▼ 10.7%
Current assets €56,953 ▲ 50.1%
Equity and liabilities €60,081
Equity €15,367
Debt €44,715
Debt finances 74.4% of the balance-sheet total.
Key figures and ratios
2023 value · change against 2022
EBITDA
€25,931▲
2022 · €18,527
Cash flow
€23,785▲
2022 · €15,792
Debt to equity
2.91▲
2022 · -6.15
ROE
152.3%
Interest coverage
12.08▲
2022 · 6.77
Debt ≤ 1 year
€44,715▼
2022 · €49,488
Staff costs
€36,410▼
2022 · €43,978
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 45 lines
Balance sheet Code20222023
Assets
Total assets20/58€41,446€60,081▲
Fixed assets21/28€3,504€3,128▼
Tangible fixed assets22/27€1,504€1,128▼
Furniture and vehicles24€1,504€1,128▼
Financial fixed assets28€2,000€2,000=
Current assets29/58€37,942€56,953▲
Amounts receivable within one year40/41€37,915€55,871▲
Trade receivables40€32,849€55,298▲
Other amounts receivable41€5,065€574▼
Cash at bank and in hand54/58€27€1,082▲
Equity and liabilities
Total equity and liabilities10/49€41,446€60,081▲
Equity10/15-€8,042€15,367▲
Contributions10/11€18,600€18,600=
Capital10€18,600€18,600=
Issued capital100€18,600€18,600=
Reserves13€35,906€35,906=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Tax-exempt reserves132€8,327€8,327=
Distributable reserves133€25,719€25,719=
Profit (loss) carried forward14-€62,548-€39,140▲
Amounts payable17/49€49,488€44,715▼
Amounts payable within one year42/48€49,488€44,715▼
Financial debts43€22,311€24,802▲
Credit institutions430/8€22,311€24,802▲
Trade debts44€20,550€19,868▼
Suppliers440/4€20,550€19,868▼
Taxes, remuneration and social security45€1,180€45▼
Remuneration and social security454/9€1,180€45▼
Other amounts payable47/48€5,447-
Income statement Code20222023
Non-recurring operating income76A€2,700-
Remuneration, social security and pensions62€43,978€36,410▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376€376=
Other operating charges640/8€1,711€1,322▼
Gross operating margin9900€64,216€63,663▼
Operating profit (loss)9901€18,151€25,555▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2,736€2,146▼
Recurring financial charges65€2,736€2,146▼
Profit (loss) for the period before taxes9903€15,416€23,409▲
Profit (loss) for the period9904€15,416€23,409▲
Profit (loss) for the period to be appropriated9905€15,416€23,409▲
Appropriation of the result
Profit (loss) to be appropriated9906-€62,548-€39,140▲
Profit (loss) brought forward from the previous period14P-€77,964-€62,548▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Non-recurring operating income76A---€2,700--
Remuneration, social security and pensions62---€43,978€36,410▼ 17.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,787€3,978€1,262€376€376=
Other operating charges640/8---€1,711€1,322▼ 22.7%
Gross operating margin9900-€7,217€6,712€35,707€64,216€63,663▼ 0.9%
Operating profit (loss)9901-€72,628-€40,738-€7,467€18,151€25,555▲ 40.8%
Financial income75/76B---€0€0▲ 10.0%
Recurring financial income75€217€584€27€0€0▲ 10.0%
Financial charges65/66B---€2,736€2,146▼ 21.6%
Recurring financial charges65€8,608€9,579€5,054€2,736€2,146▼ 21.6%
Profit (loss) for the period before taxes9903-€81,019-€49,733-€28,231€15,416€23,409▲ 51.9%
Income taxes67/77€206-----
Profit (loss) for the period9904-€81,226-€49,733-€28,231€15,416€23,409▲ 51.9%
Profit (loss) for the period to be appropriated9905-€81,226-€49,733-€28,231€15,416€23,409▲ 51.9%
Line20192020202120222023Change
Assets
Total assets20/58€287,661€220,133€38,430€41,446€60,081▲ 45.0%
Fixed assets21/28€146,756€129,137€3,880€3,504€3,128▼ 10.7%
Tangible fixed assets22/27€144,756€127,137€1,880€1,504€1,128▼ 25.0%
Furniture and vehicles24---€1,504€1,128▼ 25.0%
Financial fixed assets28€2,000€2,000€2,000€2,000€2,000=
Current assets29/58€140,904€90,997€34,550€37,942€56,953▲ 50.1%
Stocks and contracts in progress3€23,000€20,500----
Amounts receivable within one year40/41€71,767€29,956€34,357€37,915€55,871▲ 47.4%
Trade receivables40---€32,849€55,298▲ 68.3%
Other amounts receivable41---€5,065€574▼ 88.7%
Cash at bank and in hand54/58€838€541€194€27€1,082▲ 3,856%
Equity and liabilities
Total equity and liabilities10/49€287,661€220,133€38,430€41,446€60,081▲ 45.0%
Equity10/15€54,506€4,773-€23,458-€8,042€15,367▲ 291%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10---€18,600€18,600=
Issued capital100---€18,600€18,600=
Reserves13€35,906€35,906€35,906€35,906€35,906=
Non-distributable reserves130/1---€1,860€1,860=
Legal reserve130---€1,860€1,860=
Tax-exempt reserves132---€8,327€8,327=
Distributable reserves133---€25,719€25,719=
Profit (loss) carried forward14--€49,733-€77,964-€62,548-€39,140▲ 37.4%
Amounts payable17/49€233,155€215,360€61,888€49,488€44,715▼ 9.6%
Amounts payable after more than one year17€142,338€129,576----
Amounts payable within one year42/48€89,878€85,784€61,888€49,488€44,715▼ 9.6%
Financial debts43---€22,311€24,802▲ 11.2%
Credit institutions430/8---€22,311€24,802▲ 11.2%
Trade debts44€41,491€14,351€15,536€20,550€19,868▼ 3.3%
Suppliers440/4---€20,550€19,868▼ 3.3%
Taxes, remuneration and social security45---€1,180€45▼ 96.2%
Remuneration and social security454/9---€1,180€45▼ 96.2%
Other amounts payable47/48---€5,447--
Line20192020202120222023Change
Profit (loss) for the period9904-€81,226-€49,733-€28,231€15,416€23,409▲ 51.9%
+ Depreciation and write-downs630€15,787€3,978€1,262€376€376=
Operating cash flow (approximation)-€65,439-€45,755-€26,970€15,792€23,785▲ 50.6%
Investment in fixed assets (approximation)-€13,642€123,995€0€0-
Change in cash--€297-€347-€167€1,055▲ 733%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-01
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · event 27-01-2025
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Highest result since 2019net €23,409 ▲51.9%
Operating result €25,555, net result €23,409, both a record.
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €15,416
Net result €15,416 after 3 loss-making years.
23-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
18-12
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
172 m²
Building footprint
102 m²
Volume, LiDAR
548 m³
Parcel 41026A0589/00C003, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PERMENTIER
Aartstraat 48, 9310 AalstNACE 45410
since 20062.152.866.203
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41026A0589/00C003 Flanders 172 m² 1 · 101 m² 9.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator PETRA SEYMOENS
EDINGSESTEENWEG 268, 9400 NINOVE
27-01-2025 → present

Similar companies · same sector, comparable size

Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. 1,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded23-02-2006
Fiscal year end30-06
Activities, NACEBEL 2025
43310Plastering work
43350Other building finishing work
43421Specialised construction activities
81220Other building cleaning and industrial cleaning
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.