PERMACOOL
ActiveSummary
PERMACOOL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,045 and a net result of -€14,167. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 78% of 3145 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-9
Solvency93▲+7
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.7 in 2024; short-term debt: 23.9% and cash: 0.5% of total assets), and 32.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€14,167
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
24 d late
2024
27 d late
2023
104 d late
2022
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€125,045▼ 10.2%
2024 · €139,212
Total assets
€185,136▼ 19.0%
2024 · €228,571
Net result
-€14,167▼ 972%
2024 · -€1,321
Working capital
-€1,261▲ 93.9%
2024 · -€20,761
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€135,559-€4,622▼ 96.6%-€682-€13,954▼ 1,946%
Net result€116,852-€3,681▼ 96.8%-€1,321-€14,167▼ 972%
Equity€136,852-€140,534▲ 2.7%€139,212▼ 0.9%€125,045▼ 10.2%
Total assets€234,357-€253,748▲ 8.3%€228,571▼ 9.9%€185,136▼ 19.0%
Debt€97,505-€113,215▲ 16.1%€89,358▼ 21.1%€60,090▼ 32.8%
Working capital-€37,541--€42,118▼ 12.2%-€20,761▲ 50.7%-€1,261▲ 93.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13,954 in 2025 against €682 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185,136
Fixed assets
€142,225 ▼ 21.4%
Current assets
€42,911 ▼ 9.9%
Equity and liabilities €185,136
Equity
€125,045 ▼ 10.2%
Debt
€60,090 ▼ 32.8%
Debt's share of the balance-sheet total falls from 39.1% to 32.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8,472▼
2024 · €23,806
Cash flow
€8,259▼
2024 · €23,166
Current ratio
0.97▲
2024 · 0.70
Debt to equity
0.48▼
2024 · 0.64
ROE
-11.3%▼
2024 · -0.9%
ROA
-7.7%▼
2024 · -0.6%
Interest coverage
39.82▼
2024 · 63.19
Debt ≤ 1 year
€44,171▼
2024 · €68,391
Debt > 1 year
€15,919▼
2024 · €20,967
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,900 | €19,017 | €24,487 | €22,426 | ▼ 8.4% |
| Other operating charges640/8 | €675 | €651 | €1,015 | €1,025 | ▲ 1.0% |
| Non-recurring operating charges66A | - | - | - | €2,448 | - |
| Gross operating margin9900 | €147,134 | €24,290 | €24,821 | €11,945 | ▼ 51.9% |
| Operating profit (loss)9901 | €135,559 | €4,622 | -€682 | -€13,954 | ▼ 1,946% |
| Financial income75/76B | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | €0 | - |
| Financial charges65/66B | €39 | €242 | €377 | €213 | ▼ 43.5% |
| Recurring financial charges65 | €39 | €242 | €377 | €213 | ▼ 43.5% |
| Profit (loss) for the period before taxes9903 | €135,520 | €4,381 | -€1,059 | -€14,167 | ▼ 1,238% |
| Income taxes67/77 | €18,668 | €699 | €263 | - | - |
| Profit (loss) for the period9904 | €116,852 | €3,681 | -€1,321 | -€14,167 | ▼ 972% |
| Profit (loss) for the period to be appropriated9905 | €116,852 | €3,681 | -€1,321 | -€14,167 | ▼ 972% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €234,357 | €253,748 | €228,571 | €185,136 | ▼ 19.0% |
| Fixed assets21/28 | €174,393 | €182,651 | €180,940 | €142,225 | ▼ 21.4% |
| Tangible fixed assets22/27 | €174,393 | €182,651 | €180,940 | €142,225 | ▼ 21.4% |
| Land and buildings22 | €161,198 | €152,253 | €143,309 | €112,930 | ▼ 21.2% |
| Plant, machinery and equipment23 | - | €10,148 | €7,893 | €5,638 | ▼ 28.6% |
| Furniture and vehicles24 | €13,196 | €20,250 | €29,738 | €18,769 | ▼ 36.9% |
| Other tangible fixed assets26 | - | - | - | €4,889 | - |
| Current assets29/58 | €59,964 | €71,097 | €47,630 | €42,911 | ▼ 9.9% |
| Amounts receivable within one year40/41 | €55,595 | €70,213 | €46,988 | €41,833 | ▼ 11.0% |
| Trade receivables40 | €51,695 | €70,213 | €46,888 | €41,833 | ▼ 10.8% |
| Other amounts receivable41 | €3,900 | €0 | €100 | - | - |
| Cash at bank and in hand54/58 | €4,369 | €232 | €592 | €968 | ▲ 63.5% |
| Deferred charges and accrued income490/1 | - | €652 | €51 | €109 | ▲ 115% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €234,357 | €253,748 | €228,571 | €185,136 | ▼ 19.0% |
| Equity10/15 | €136,852 | €140,534 | €139,212 | €125,045 | ▼ 10.2% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | €116,852 | €120,534 | €119,212 | €105,045 | ▼ 11.9% |
| Amounts payable17/49 | €97,505 | €113,215 | €89,358 | €60,090 | ▼ 32.8% |
| Amounts payable after more than one year17 | - | - | €20,967 | €15,919 | ▼ 24.1% |
| Financial debts170/4 | - | - | €20,967 | €15,919 | ▼ 24.1% |
| Amounts payable within one year42/48 | €97,505 | €113,215 | €68,391 | €44,171 | ▼ 35.4% |
| Trade debts44 | €13,707 | €54,514 | €22,541 | €9,421 | ▼ 58.2% |
| Suppliers440/4 | €13,707 | €54,514 | €22,541 | €9,421 | ▼ 58.2% |
| Taxes, remuneration and social security45 | €9,129 | €11,390 | €2,470 | €1,235 | ▼ 50.0% |
| Taxes450/3 | €9,129 | €11,390 | €2,470 | €1,235 | ▼ 50.0% |
| Other amounts payable47/48 | €74,669 | €47,311 | €43,380 | €33,516 | ▼ 22.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €116,852 | €3,681 | -€1,321 | -€14,167 | ▼ 972% |
| + Depreciation and write-downs630 | €10,900 | €19,017 | €24,487 | €22,426 | ▼ 8.4% |
| Operating cash flow (approximation) | €127,752 | €22,698 | €23,166 | €8,259 | ▼ 64.3% |
| Investment in fixed assets (approximation) | - | -€27,275 | -€22,777 | €16,289 | ▲ 172% |
| Change in cash | - | -€4,137 | €361 | €376 | ▲ 4.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet -€14,167
Net result drops to -€14,167, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2021
Ground area
1,030 m²
Building footprint
72 m²
Parcel 25023H0620/00N000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Permacool
since 20212.319.721.148
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0620/00N000 | Wallonia | 1,030 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,623 companies in sector 01130 we hold annual accounts for 789. 506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
01301Crop and animal production, hunting and related service activities
01309Crop and animal production, hunting and related service activities
62900Other information technology and computer services
73110Advertising agencies
82990Other business support services
Contact
E-mail
amoz@amoz.beCourt-Saint-Etienne
Scores and ratios are computed by Checked and are not a credit decision.