Perles & Joies

Active

Private limited company (pre-2019)founded 2017active for 9 yearsRue Vital Françoisse 115, 6001 Charleroi, BelgiumKBO/BCE: BE 0675.861.158

Summary

The computed 12-month bankruptcy probability of Perles & Joies is 2.7% (moderate). The 2025 annual accounts show negative equity (-€4,951) and a net result of -€690. Equity is shrinking by about 28% per year across the filed financial years. Its net result ranks better than 32% of 22,535 sector peers (NACE 47, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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Perles & JoiesActive

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Activity

Retail sale of watches and jewellery

NACE 47770

1 site

Size

-€4,951equity 2025

Loss: -€690

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 2.7%

Too few figures to score

Structure

2025 accounts on time1 deed in the Belgian Official Gazette

Signalsraises riskFigures for financial year 2020 (filed 24-06-2021)Loss of €875, the second in a row (financial year 2020)Negative equitylowers riskSize: total assets €237Liquidity: current ratio 0.27, cash €237neutralLatest accounts filed on timeShow the evidence

Bankruptcy probability

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)

Last 24 months 11-2024: 4.5% 12-2024: 4.5%● unchanged vs 11-2024 01-2025: 4.5%● unchanged vs 12-2024 02-2025: 4.5%● unchanged vs 01-2025 03-2025: 4.5%● unchanged vs 02-2025 04-2025: 4.5%● unchanged vs 03-2025 05-2025: 5.4%▲ +0.9 percentage points vs 04-2025highest value 06-2025: 3.0%▼ -2.4 percentage points vs 05-2025 07-2025: 2.8%▼ -0.2 percentage points vs 06-2025 08-2025: 2.8%● unchanged vs 07-2025 09-2025: 2.8%● unchanged vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.7%▼ -0.1 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 3.5%▲ +0.8 percentage points vs 04-2026 06-2026: 2.7%▼ -0.8 percentage points vs 05-2026lowest value 07-2026: 2.7%● unchanged vs 06-2026lowest value 08-2026: 2.7%● unchanged vs 07-2026lowest value 09-2026: 2.7%● unchanged vs 08-2026lowest value 10-2026: 2.7%● unchanged vs 09-2026lowest value

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2020 (filed 24-06-2021)

NBB · annual accounts

Size: total assets €237

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.27, cash €237

NBB · annual accounts

Loss of €875, the second in a row (financial year 2020)

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

192022232425

2019 to 2025 · latest year -€4,951

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

on the day

2024

5 days late

2023

5 days early

2022

1 day early

2021

31 days late

2020

48 days late

2019

413 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end26-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-04-2026 Annual accounts filedfinancial year 2025 · micro…
05-05-2025 Annual accounts filedfinancial year 2024 · micro…
25-04-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€4,951 View
Risk: 3 loss-making years in a rowloss financial year 2025 -€690 View
Caution: Among the weakest 20% on equitysector median €41,274 · 22,595 companies -€4,951 View

By topic

Financials

Financial year: 2025
Loss: -€690
Equity: -€4,951

Go to Financials

Timeline

Events: 9
Since: 2019
Next accounts: by 30-04-2027

29-04-2023Annual accounts filed
30-09-2022Back to profit
31-05-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail sale of watches and jewelleryNACE 47770
Founded: 19-05-2017
Year ends: 30-09
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about Perles & Joies

What is the company number of Perles & Joies?: 0675.861.158. In Belgium the VAT number is the company number with BE in front: BE 0675.861.158.
Where is Perles & Joies based?: The registered office is at Rue Vital Françoisse 115, 6001 Charleroi.Company details
What does Perles & Joies do?: According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of Perles & Joies?: Private limited company (pre-2019) (BVBA).
When was Perles & Joies founded?: On 19-05-2017.
Is Perles & Joies still active?: Yes, Perles & Joies is an active enterprise in the KBO register.
What is the turnover of Perles & Joies?: €0 in financial year 2023, according to the filed annual accounts.Financials
Is Perles & Joies profitable?: In financial year 2025, Perles & Joies made a loss of €690.
Where can I find the annual accounts of Perles & Joies?: Perles & Joies filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Perles & Joies due?: By 30-04-2027, for financial year 2026.Timeline