Equity
€156,158 ▼ 3.2%
PERLAN paid out €21,221 in dividends. That is 133% of the 2025 profit.
PERLAN
Lifetime
19 annual accounts with figures on one time axispeak €49,299 (2021)
€16,360▼ 45.4%
lowest -€20,453 (2008)
€15,987▼ 19.0%
peak €161,391 (2024)
€156,158▼ 3.2%
€219,798▲ 49.7%
Board1 name since 2005
1 directorSap Stephanie
Documentsfilings and deeds
21-11-202571 days before the deadline
2025micro format
Gross margin from €29,973 to €16,360Dividend €21,221Debts from €146,838 to €219,798Cash from €16,180 to €25,869
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 35% of micro companies in travel agencies (NACE 79)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,004 companies (NACE 79, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%highest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.76, cash €25,869
lowers risk
Founded in 2005
Size: total assets €375,956
Equity €156,158 (41.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 59% of them on solvency, 15% on liquidity, 36% on profitability and 31% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as PERLAN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PERLAN itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for PERLAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.76 (2.1 in 2024), above the usual 1.5. Short-term debt is 56.9% and cash 6.9% of total assets. However, 58.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-11-2025, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 days early
2024
67 days early
2023
62 days early
2022
75 days early
2021
75 days early
2020
65 days early
2019
60 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 68 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0876286122
First establishment
Albert Saveryslaan 12, Deinze
Incorporation
published on 05-10-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PERLAN Deinze | €375,956 | €16,360 | 41.5% | - |
| JALAN Ghent | €383,752 | €24,676 | 44.3% | - |
| MEDINA TRAVEL Antwerp | €443,915 | €16,703 | 12.0% | - |
| OMNITRAVEL Deinze | €387,402 | €30,654 | 99.5% | - |
| EMOZIONI Sint-Niklaas | €319,518 | €9,146 | 37.4% | - |
| KDM REIZEN Ghent | €573,302 | €18,494 | 32.0% | - |
| S.K. Travel Zele | €439,075 | €30,170 | 29.7% | - |
These companies have the same main activity as PERLAN: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €320,000 and €573,000, founded between 1995 and 2010.
Official details
Source: KBO- Status
- Active since 16-09-2005Normal situation
- Activity
- Travel agency activitiesNACE 79110
- Establishment unit
- 2.149.836.0419800 Deinze, since 08-11-2005
- Financial year end
- 30 June
- Peppol
- Reachable since 29-07-2026
Annual accounts to 30-06-2025
- ≈ €120,000estimated
- €375,956▲ 22.0%
- Filing
- Filed on 21-11-2025, 71 days before the end of the filing period
Insights on PERLAN
PERLAN files the micro format. That format states no turnover. The gross margin rose from €3,906 in 2007 to €16,360 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PERLAN
- What is the company number of PERLAN?
- The company number of PERLAN is 0876.286.122. The VAT number is the same number with BE in front: BE 0876.286.122.
- Where is PERLAN based?
- The registered office is at Albert Saveryslaan 12, 9800 Deinze.Company details
- What does PERLAN do?
- According to the KBO register, the main activity is travel agency activities (NACE 79110).
- What is the legal form of PERLAN?
- PERLAN is a private limited company (BV).
- When was PERLAN founded?
- PERLAN was founded on 16-09-2005.
- Is PERLAN still active?
- Yes, PERLAN is an active enterprise in the KBO register.
- What is the turnover of PERLAN?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €16,360 and 6,299 comparable companies of the same size. It probably lies between €57,000 and €300,000. It is a rough estimate.Financials
- Is PERLAN profitable?
- In financial year 2025, PERLAN made a profit of €15,987.
- Where can I find the annual accounts of PERLAN?
- PERLAN filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PERLAN due?
- PERLAN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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