PERLAN
ActivePERLAN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €16k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 445 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-6
Solvency67▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.1 in 2024; short-term debt: 56.9% and cash: 6.9% of total assets), but 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
4.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-11-2025, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
67 d early
2023
62 d early
2022
75 d early
2021
75 d early
2020
65 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▼ 3.2%
2024 · €161k
2019: €101k
2020: €106k
2021: €139k
2022: €159k
2023: €153k
2024: €161k
2019 → 2025
Total assets
€376k▲ 22.0%
2024 · €308k
2019: €223k
2020: €224k
2021: €281k
2022: €244k
2023: €262k
2024: €308k
2019 → 2025
Net result
€16k▼ 19.0%
2024 · €20k
2019: €32k
2020: €5k
2021: €44k
2022: €34k
2023: €9k
2024: €20k
2019 → 2025
Working capital
€162k▲ 0.4%
2024 · €161k
2019: €102k
2020: €106k
2021: €139k
2022: €159k
2023: €153k
2024: €161k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€159k▲ 14.6%€153k▼ 3.8%€161k▲ 5.6%€156k▼ 3.2%
Operating result€48k-€42k▼ 14.2%€13k▼ 69.8%€29k▲ 134%€16k▼ 46.4%
Net result€44k-€34k▼ 21.6%€9k▼ 74.1%€20k▲ 121%€16k▼ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €376k
Equity
€156k▼ 3.2%
Debt
€220k▲ 49.7%
The debt ratio rises from 47.6% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
41.5%▼
2024 · 52.4%
Current ratio
1.76▼
2024 · 2.10
Quick ratio
1.76▼
2024 · 2.10
Debt / equity
1.41▲
2024 · 0.91
ROE
10.2%▼
2024 · 12.2%
ROA
4.3%▼
2024 · 6.4%
Debt
€220k▲
2024 · €147k
Debt ≤ 1 year
€214k▲
2024 · €147k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€308k€376k▲
Current assets29/58€308k€376k▲
Amounts receivable within one year40/41€578€37k▲
Trade receivables40€578€30k▲
Other amounts receivable41-€6k
Current investments50/53€231k€276k▲
Cash at bank and in hand54/58€16k€26k▲
Deferred charges and accrued income490/1€61k€37k▼
Equity and liabilities
Total equity and liabilities10/49€308k€376k▲
Equity10/15€161k€156k▼
Contributions10/11€25k€25k=
Reserves13€136k€131k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€133k€128k▼
Profit (loss) carried forward14€480€480=
Amounts payable17/49€147k€220k▲
Amounts payable within one year42/48€147k€214k▲
Trade debts44€46k€55k▲
Suppliers440/4€46k€55k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€98k€158k▲
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Other operating charges640/8€589€595▲
Gross operating margin9900€30k€16k▼
Operating profit (loss)9901€29k€16k▼
Financial income75/76B€444€8k▲
Recurring financial income75€444€8k▲
Financial charges65/66B€330€687▲
Recurring financial charges65€330€687▲
Profit (loss) for the period before taxes9903€29k€24k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€20k€16k▼
Profit (loss) for the period to be appropriated9905€20k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€16k▼
Profit (loss) brought forward from the previous period14P€480€480=
Transfer from equity791/2€11k€21k▲
Transfer to equity691/2€20k€16k▼
To other reserves6921€20k€16k▼
Profit to be distributed694/7€11k€21k▲
Return on contributions (dividend)694€11k€21k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €150kEq €159k ▲14.6%
4 profitable years in a row build equity to €159k.
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €44k ▲729%
Operating result €48k, net result €44k, both a record.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €5k ▼83.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Saveryslaan 129800 DeinzeGround area
724 m²
Building footprint
116 m²
Volume, LiDAR
562 m³
Parcel 44004C0072/00A002, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Perlan
since 20052.149.836.041
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0072/00A002 | Flanders | 723 m² | 1 · 116 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 269 EUR awarded · 269 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 158 EUR | 158 EUR |
| 2022 | 1 | 111 EUR | 111 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
LINDBERGH TRAVEL
BE 0478.114.681
Grimbergen · Eq €156k
2M TRAVEL
BE 0678.783.630
Malmedy · Eq €156k
WORLD – CONCIERGE
BE 0887.277.113
Brussel · Eq €156k
VOYAGES L.A.C.
BE 0463.995.144
Charleroi · Eq €157k
INVITATION AU VOYAGE
BE 0734.684.433
Sint-Pieters-Woluwe · Eq €158k
Of 1,439 companies in sector 79110 we hold annual accounts for 880. 757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2005
Fiscal year end30-06
Activities, NACEBEL
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.