PERFECTIMMO
ActiveSummary
PERFECTIMMO has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.8m and a net result of €542,894. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability97▲+82
Solvency99▲+17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140,000 at 30 days acceptable
Liquidity ample (current ratio 22.53 against 16.19 in 2023; short-term debt: 3.3% and cash: 1.2% of total assets), and 26.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.9%
Return on assets
22.9%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.8m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
7 d late
2022
14 d early
2021
52 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 21 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€542,894
2023 · -€56,343
Working capital
€1.7m▲ 34.5%
2023 · €1.3m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€49,143▲ 859%-€16,058€121,790-€48,938€803,567
Net result€44,447▲ 1,914%-€24,919€91,180-€56,343€542,894
Equity€1.2m▲ 3.8%€1.2m▼ 2.1%€1.3m▲ 7.7%€1.2m▼ 4.4%€1.8m▲ 44.8%
Total assets€1.6m=€1.9m▲ 18.0%€1.5m▼ 21.3%€2.1m▲ 42.8%€2.4m▲ 11.5%
Debt€264,016▼ 14.4%€578,222▲ 119%€82,985▼ 85.6%€782,773▲ 843%€293,836▼ 62.5%
Working capital€897,934▲ 5.2%€518,016▼ 42.3%€598,871▲ 15.6%€1.3m▲ 110%€1.7m▲ 34.5%
Staff (FTE)
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €803,567 after a loss of €48,938 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.4m
Fixed assets
€606,721 ▼ 23.2%
Current assets
€1.8m ▲ 32.0%
Equity and liabilities €2.4m
Equity
€1.8m ▲ 44.8%
Provisions
€326,578 ▲ 142%
Debt
€293,836 ▼ 62.5%
Debt's share of the balance-sheet total falls from 36.8% to 12.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€822,766▲
2023 · -€29,739
Cash flow
€562,092▲
2023 · -€37,145
Current ratio
22.53▲
2023 · 16.19
Quick ratio
10.94▲
2023 · 5.19
Debt to equity
0.17▼
2023 · 0.65
ROE
30.9%▲
2023 · -4.6%
ROA
22.9%▲
2023 · -2.6%
Interest coverage
11.93▲
2023 · -2.46
Debt ≤ 1 year
€78,511▼
2023 · €82,773
Debt > 1 year
€215,326▼
2023 · €700,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €785,753 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €842 | €19,199 | €19,199 | = |
| Other operating charges640/8 | - | - | €842 | €96,344 | €8,772 | ▼ 90.9% |
| Gross operating margin9900 | €49,143 | -€16,058 | €123,474 | €66,605 | €831,537 | ▲ 1,148% |
| Operating profit (loss)9901 | €49,143 | -€16,058 | €121,790 | -€48,938 | €803,567 | ▲ 1,742% |
| Financial charges65/66B | - | €8,861 | €9,589 | €12,113 | €68,943 | ▲ 469% |
| Recurring financial charges65 | €4,696 | €8,861 | €9,589 | €12,113 | €68,943 | ▲ 469% |
| Profit (loss) for the period before taxes9903 | €44,447 | -€24,919 | €112,201 | -€61,051 | €734,624 | ▲ 1,303% |
| Transfer from deferred taxes780 | - | - | €206 | €4,707 | €4,707 | = |
| Transfer to deferred taxes680 | - | - | - | - | €196,438 | - |
| Income taxes67/77 | - | - | €21,227 | - | - | - |
| Profit (loss) for the period9904 | €44,447 | -€24,919 | €91,180 | -€56,343 | €542,894 | ▲ 1,064% |
| Transfer from tax-exempt reserves789 | - | - | €619 | €14,122 | €14,122 | = |
| Transfer to tax-exempt reserves689 | - | - | - | - | €589,315 | - |
| Profit (loss) for the period to be appropriated9905 | €44,447 | -€24,919 | €91,799 | -€42,221 | -€32,299 | ▲ 23.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.9m | €1.5m | €2.1m | €2.4m | ▲ 11.5% |
| Fixed assets21/28 | €444,247 | €799,247 | €809,365 | €790,167 | €606,721 | ▼ 23.2% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €444,247 | €799,247 | €809,365 | €790,167 | €606,721 | ▼ 23.2% |
| Land and buildings22 | - | €799,247 | €809,365 | €790,167 | €606,721 | ▼ 23.2% |
| Financial fixed assets28 | - | €0 | - | - | - | - |
| Current assets29/58 | €1.2m | €1.1m | €681,856 | €1.3m | €1.8m | ▲ 32.0% |
| Amounts receivable after more than one year29 | - | €1.1m | €340,984 | €419,255 | €831,435 | ▲ 98.3% |
| Other amounts receivable291 | - | €1.1m | €340,984 | €419,255 | €831,435 | ▲ 98.3% |
| Stocks and contracts in progress3 | - | - | €210,000 | €910,000 | €910,000 | = |
| Stocks30/36 | - | - | €210,000 | €910,000 | €910,000 | = |
| Amounts receivable within one year40/41 | - | €15 | €70,000 | - | - | - |
| Trade receivables40 | - | €15 | €70,000 | - | - | - |
| Cash at bank and in hand54/58 | - | €0 | €60,174 | €9,796 | €27,489 | ▲ 181% |
| Deferred charges and accrued income490/1 | - | €630 | €698 | €741 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.9m | €1.5m | €2.1m | €2.4m | ▲ 11.5% |
| Equity10/15 | €1.2m | €1.2m | €1.3m | €1.2m | €1.8m | ▲ 44.8% |
| Contributions10/11 | - | €168,568 | €168,568 | €168,568 | €168,568 | = |
| Capital10 | - | €168,568 | €168,568 | €168,568 | €168,568 | = |
| Issued capital100 | - | €168,568 | €168,568 | €168,568 | €168,568 | = |
| Reserves13 | €604,706 | €436,139 | €435,520 | €421,397 | €996,590 | ▲ 136% |
| Non-distributable reserves130/1 | - | €16,857 | €16,857 | €16,857 | €16,857 | = |
| Legal reserve130 | - | €16,857 | €16,857 | €16,857 | €16,857 | = |
| Tax-exempt reserves132 | - | €419,282 | €418,663 | €404,541 | €979,733 | ▲ 142% |
| Profit (loss) carried forward14 | €597,714 | €572,795 | €664,594 | €622,373 | €590,074 | ▼ 5.2% |
| Provisions and deferred taxes16 | €139,761 | €139,761 | €139,554 | €134,847 | €326,578 | ▲ 142% |
| Deferred taxes168 | - | €139,761 | €139,554 | €134,847 | €326,578 | ▲ 142% |
| Amounts payable17/49 | €264,016 | €578,222 | €82,985 | €782,773 | €293,836 | ▼ 62.5% |
| Amounts payable after more than one year17 | - | - | - | €700,000 | €215,326 | ▼ 69.2% |
| Financial debts170/4 | - | - | - | €700,000 | €215,326 | ▼ 69.2% |
| Amounts payable within one year42/48 | €264,016 | €578,222 | €82,985 | €82,773 | €78,511 | ▼ 5.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €16,642 | - |
| Financial debts43 | - | €516,934 | - | - | - | - |
| Credit institutions430/8 | - | €516,934 | - | - | - | - |
| Trade debts44 | - | - | €470 | €258 | €581 | ▲ 125% |
| Suppliers440/4 | - | - | €470 | €258 | €581 | ▲ 125% |
| Taxes, remuneration and social security45 | - | - | €21,227 | €21,227 | - | - |
| Taxes450/3 | - | - | €21,227 | €21,227 | - | - |
| Other amounts payable47/48 | - | €61,288 | €61,288 | €61,288 | €61,288 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,447 | -€24,919 | €91,180 | -€56,343 | €542,894 | ▲ 1,064% |
| + Depreciation and write-downs630 | - | - | €842 | €19,199 | €19,199 | = |
| Operating cash flow (approximation) | €44,447 | -€24,919 | €92,022 | -€37,145 | €562,092 | ▲ 1,613% |
| Investment in fixed assets (approximation) | - | -€355,000 | -€10,960 | -€0 | €164,247 | ▲ 91,248,300% |
| Change in cash | - | - | €60,174 | -€50,378 | €17,694 | ▲ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €542,894
Net result €542,894 after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 7 days late
2023
31-12
Financial
Weakest financial yearnet -€56,343
Net result drops to -€56,343, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €91,180
Net result €91,180 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 8.22
Current ratio from 1.90 to 8.22; short-term debt falls from €578,222 to €82,985.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €2,207
Net result €2,207 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Rés. Pic au Vent(TOU) 97500 Tournai1 establishment unit
PERFECTIMMO
since 19852.025.967.536
Identification & contact
Identification
Legal formPublic limited company
Founded27-12-1984
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0426566804
Registered
09-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.