PERFECT RESINES
ActivePERFECT RESINES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €-14k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-23
Solvency52▼-19
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.47 in 2024; short-term debt: 47.4% and cash: 10.6% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
-5.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
9 d late
2022
7 d late
2021
9 d late
2020
26 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 17.6%
2024 · €80k
2018: €81k
2019: €97k
2020: €108k
2021: €111k
2022: €101k
2023: €79k
2024: €80k
2018 → 2025
Total assets
€243k▲ 38.8%
2024 · €175k
2018: €235k
2019: €261k
2020: €297k
2021: €289k
2022: €260k
2023: €202k
2024: €175k
2018 → 2025
Net result
€-14k
2024 · €2k
2018: €-25
2019: €17k
2020: €10k
2021: €4k
2022: €-10k
2023: €-23k
2024: €2k
2018 → 2025
Working capital
€-3k
2024 · €34k
2018: €60k
2019: €76k
2020: €79k
2021: €97k
2022: €85k
2023: €63k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€101k▼ 9.1%€79k▼ 22.3%€80k▲ 2.3%€66k▼ 17.6%
Operating result€4k-€-8k€-18k▼ 114%€20k€-12k
Net result€4k-€-10k€-23k▼ 124%€2k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€131k▲ 95.1%
Current assets
€112k▲ 3.8%
Equity and liabilities €243k
Equity
€66k▼ 17.6%
Debt
€177k▲ 86.7%
The debt ratio rises from 54.1% to 72.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €30k
Cash flow
€14k▲
2024 · €12k
Solvency
27.3%▼
2024 · 45.9%
Current ratio
0.97▼
2024 · 1.47
Quick ratio
0.93▼
2024 · 1.00
Debt / equity
2.67▲
2024 · 1.18
ROE
-21.3%▼
2024 · 2.2%
ROA
-5.8%▼
2024 · 1.0%
Interest coverage
3.44▼
2024 · 5.18
Debt
€177k▲
2024 · €95k
Debt ≤ 1 year
€115k▲
2024 · €74k
Debt > 1 year
€47k
Income taxes
€975▲
2024 · €227
Staff costs
€84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€243k▲
Fixed assets21/28€67k€131k▲
Tangible fixed assets22/27€67k€131k▲
Land and buildings22€58k€52k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€5k€77k▲
Current assets29/58€108k€112k▲
Stocks and contracts in progress3€34k€5k▼
Stocks30/36€34k€5k▼
Amounts receivable within one year40/41€23k€78k▲
Trade receivables40€21k€54k▲
Other amounts receivable41€2k€24k▲
Cash at bank and in hand54/58€27k€26k▼
Deferred charges and accrued income490/1€24k€3k▼
Equity and liabilities
Total equity and liabilities10/49€175k€243k▲
Equity10/15€80k€66k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€58k€44k▼
Amounts payable17/49€95k€177k▲
Amounts payable after more than one year17-€47k
Financial debts170/4-€47k
Amounts payable within one year42/48€74k€115k▲
Current portion of amounts payable after more than one year42-€12k
Financial debts43€28-
Credit institutions430/8€28-
Trade debts44€3k€58k▲
Suppliers440/4€3k€58k▲
Taxes, remuneration and social security45€4k€17k▲
Taxes450/3€4k€1k▼
Remuneration and social security454/9€10€16k▲
Other amounts payable47/48€67k€28k▼
Accrued charges and deferred income492/3€21k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€84k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€29k▲
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€34k€111k▲
Operating profit (loss)9901€20k€-12k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€5k€3k▼
Non-recurring financial income76B€1k-
Financial charges65/66B€24k€5k▼
Recurring financial charges65€6k€5k▼
Non-recurring financial charges66B€18k-
Profit (loss) for the period before taxes9903€2k€-13k▼
Income taxes67/77€227€975▲
Profit (loss) for the period9904€2k€-14k▼
Profit (loss) for the period to be appropriated9905€2k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€44k▼
Profit (loss) brought forward from the previous period14P€57k€58k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €100kEq €108k ▲10.7%
2 profitable years in a row build equity to €108k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
01-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Priessevoye 54671 BlégnyGround area
1,361 m²
Building footprint
281 m²
Volume, LiDAR
1,735 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PERFECT RESINES
since 20112.204.669.745
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62082B0491/00C000 | Wallonia | 990 m² | 1 · 140 m² | 7.9 m · 2 fl. |
| 62095B0612/00D003 | Wallonia | 371 m² | 1 · 141 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Decoratie Eyskens
BE 0454.211.903
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RK DECOLUX
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MAISON DE DECORATION D.L.
BE 0440.073.162
Genappe · Eq €68k
CASTELL
BE 0466.489.034
Antwerpen · Eq €64k
A.D. VERWY PAINT
BE 0870.755.043
Herentals · Eq €64k
Of 914 companies in sector 43333 we hold annual accounts for 400. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2011
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.