PERE & FILS CONSTRUCT
ActivePERE & FILS CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €21k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-1
Solvency67▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 2.18 in 2023; short-term debt: 39.7% and cash: 10.1% of total assets), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.6%
Return on assets
13.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2024
8 d late
2023
1 d early
2022
3 d late
2021
5 d late
2020
47 d late
2019
on the day
2018
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€80k▼ 58.4%
2019 · €192k
2018: €166k
2019: €192k
2018 → 2020
EBIT margin
13.3%▲ 11.1pp
2019 · 2.2%
2018: -0.8%
2019: 2.2%
2018 → 2020
Net result
€21k▲ 63.6%
2023 · €13k
2018: €-6k
2019: €2k
2020: €3k
2021: €8k
2022: €1k
2023: €13k
2018 → 2024
Working capital
€52k▲ 8.4%
2023 · €48k
2018: €4k
2019: €8k
2020: €19k
2021: €26k
2022: €30k
2023: €48k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€80k-
Equity€21k-€28k▲ 37.6%€30k▲ 4.5%€43k▲ 43.6%€64k▲ 49.7%
Operating result€11k-€11k▲ 1.3%€4k▼ 62.0%€14k▲ 253%€30k▲ 109%
Net result€3k-€8k▲ 158%€1k▼ 83.6%€13k▲ 917%€21k▲ 63.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 109% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €153k
Fixed assets
€41k▲ 2,480%
Current assets
€113k▲ 27.9%
Equity and liabilities €153k
Equity
€64k▲ 49.7%
Debt
€89k▲ 90.8%
The debt ratio rises from 52.4% to 58.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2023 · €15k
Cash flow
€28k▲
2023 · €14k
Solvency
41.6%▼
2023 · 47.6%
Current ratio
1.85▼
2023 · 2.18
Quick ratio
1.85▼
2023 · 2.18
Debt / equity
1.40▲
2023 · 1.10
ROE
33.2%▲
2023 · 30.4%
ROA
13.8%▼
2023 · 14.5%
Interest coverage
7.13▼
2023 · 11.19
Debt
€89k▲
2023 · €47k
Debt ≤ 1 year
€61k▲
2023 · €40k
Debt > 1 year
€29k
Income taxes
€4k▲
2023 · €92
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€90k€153k▲
Fixed assets21/28€2k€41k▲
Tangible fixed assets22/27€1k€40k▲
Furniture and vehicles24€1k€40k▲
Financial fixed assets28€390€390=
Current assets29/58€88k€113k▲
Amounts receivable within one year40/41€88k€97k▲
Trade receivables40€60k€91k▲
Other amounts receivable41€28k€6k▼
Cash at bank and in hand54/58€171€15k▲
Equity and liabilities
Total equity and liabilities10/49€90k€153k▲
Equity10/15€43k€64k▲
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€30k€51k▲
Amounts payable17/49€47k€89k▲
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€40k€61k▲
Current portion of amounts payable after more than one year42-€12k
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€35k€44k▲
Suppliers440/4€35k€44k▲
Other amounts payable47/48-€307
Accrued charges and deferred income492/3€7k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€827€7k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€23k€42k▲
Operating profit (loss)9901€14k€30k▲
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€13k€25k▲
Income taxes67/77€92€4k▲
Profit (loss) for the period9904€13k€21k▲
Profit (loss) for the period to be appropriated9905€13k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€51k▲
Profit (loss) brought forward from the previous period14P€17k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Highest result since 2018net €21k ▲63.6%
Operating result €30k, net result €21k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
Financial
Liquidity times 5current ratio 8.12
Current ratio from 1.74 to 8.12; short-term debt falls from €35k to €4k.
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 18 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
11-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 721930 ZaventemGround area
357 m²
Building footprint
163 m²
Volume, LiDAR
1,483 m³
2 parcels, Brussels, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Vifquinstraat 28, 1030 Schaarbeek
since 20112.196.655.961
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0371/00V000 | Flanders | 236 m² | 1 · 78 m² | 10.2 m · 3 fl. |
| 21906D0324/00H011 | Brussels | 122 m² | 1 · 85 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0641.741.112
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BE 0457.067.166
Ledegem · Eq €64k
LOBRI-PLAF
BE 0842.771.731
Sint-Agatha-Berchem · Eq €64k
All2you
BE 0795.635.966
Vorselaar · Eq €64k
ART EREMIA DESIGN
BE 1008.308.862
Namur · Eq €64k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,232. 2,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2010
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43422Screed work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.