PERALBO
ActiveSummary
PERALBO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,822 and a net result of €100,697. Equity is growing by ~33.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 4.38 against 8.07 in 2024; short-term debt: 17.8% and cash: 6.4% of total assets), and 17.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
109 d early
2024
51 d early
2023
34 d early
2022
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€100,697▼ 5.3%
2024 · €106,307
Working capital
€236,049▲ 28.5%
2024 · €183,718
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€131,416-€103,452▼ 21.3%€133,864▲ 29.4%€138,230▲ 3.3%
Net result€91,614-€73,659▼ 19.6%€106,307▲ 44.3%€100,697▼ 5.3%
Equity€96,614-€170,272▲ 76.2%€276,579▲ 62.4%€322,822▲ 16.7%
Total assets€318,009-€384,493▲ 20.9%€325,652▼ 15.3%€392,754▲ 20.6%
Debt€221,395-€214,220▼ 3.2%€49,072▼ 77.1%€69,932▲ 42.5%
Working capital€96,909-€114,472▲ 18.1%€183,718▲ 60.5%€236,049▲ 28.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392,754
Fixed assets
€86,773 ▼ 25.2%
Current assets
€305,981 ▲ 45.9%
Equity and liabilities €392,754
Equity
€322,822 ▲ 16.7%
Debt
€69,932 ▲ 42.5%
Debt's share of the balance-sheet total rises from 15.1% to 17.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€167,408▼
2024 · €177,602
Cash flow
€129,874▼
2024 · €150,045
Current ratio
4.38▼
2024 · 8.07
Quick ratio
4.35▼
2024 · 8.00
Debt to equity
0.22▲
2024 · 0.18
ROE
31.2%▼
2024 · 38.4%
ROA
25.6%▼
2024 · 32.6%
Interest coverage
160.54▼
2024 · 164.84
Debt ≤ 1 year
€69,932▲
2024 · €25,983
Debt > 1 year
€0▼
2024 · €23,089
Income taxes
€41,190▲
2024 · €30,600
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €43,606 | €43,559 | €43,738 | €29,178 | ▼ 33.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €160 | - |
| Other operating charges640/8 | €1,392 | €938 | €974 | €1,013 | ▲ 3.9% |
| Gross operating margin9900 | €176,414 | €147,948 | €178,576 | €168,581 | ▼ 5.6% |
| Operating profit (loss)9901 | €131,416 | €103,452 | €133,864 | €138,230 | ▲ 3.3% |
| Financial income75/76B | - | €1,152 | €4,121 | €4,700 | ▲ 14.0% |
| Recurring financial income75 | - | €1,152 | €4,121 | €4,700 | ▲ 14.0% |
| Financial charges65/66B | €1,455 | €1,403 | €1,077 | €1,043 | ▼ 3.2% |
| Recurring financial charges65 | €1,455 | €1,403 | €1,077 | €1,043 | ▼ 3.2% |
| Profit (loss) for the period before taxes9903 | €129,961 | €103,201 | €136,907 | €141,887 | ▲ 3.6% |
| Income taxes67/77 | €38,348 | €29,543 | €30,600 | €41,190 | ▲ 34.6% |
| Profit (loss) for the period9904 | €91,614 | €73,659 | €106,307 | €100,697 | ▼ 5.3% |
| Transfer to tax-exempt reserves689 | - | - | €52,625 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €91,614 | €73,659 | €53,682 | €100,697 | ▲ 87.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €318,009 | €384,493 | €325,652 | €392,754 | ▲ 20.6% |
| Fixed assets21/28 | €201,394 | €157,835 | €115,951 | €86,773 | ▼ 25.2% |
| Intangible fixed assets21 | €171,409 | €142,849 | €114,289 | €85,729 | ▼ 25.0% |
| Tangible fixed assets22/27 | €29,985 | €14,987 | €1,662 | €1,044 | ▼ 37.2% |
| Plant, machinery and equipment23 | €14,021 | €7,008 | €0 | - | - |
| Furniture and vehicles24 | €15,431 | €7,712 | €1,662 | €1,044 | ▼ 37.2% |
| Other tangible fixed assets26 | €533 | €266 | €0 | - | - |
| Current assets29/58 | €116,615 | €226,657 | €209,701 | €305,981 | ▲ 45.9% |
| Stocks and contracts in progress3 | €1,162 | €1,334 | €1,734 | €1,441 | ▼ 16.9% |
| Stocks30/36 | €1,162 | €1,334 | €1,734 | €1,441 | ▼ 16.9% |
| Amounts receivable within one year40/41 | €110 | €357 | €2,941 | €2,206 | ▼ 25.0% |
| Trade receivables40 | €110 | €357 | €805 | €70 | ▼ 91.3% |
| Other amounts receivable41 | - | - | €2,136 | €2,136 | = |
| Current investments50/53 | - | €180,000 | €130,000 | €276,000 | ▲ 112% |
| Cash at bank and in hand54/58 | €114,338 | €42,823 | €73,935 | €24,950 | ▼ 66.3% |
| Deferred charges and accrued income490/1 | €1,005 | €2,144 | €1,091 | €1,384 | ▲ 26.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €318,009 | €384,493 | €325,652 | €392,754 | ▲ 20.6% |
| Equity10/15 | €96,614 | €170,272 | €276,579 | €322,822 | ▲ 16.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €91,000 | €164,500 | €217,125 | €317,822 | ▲ 46.4% |
| Tax-exempt reserves132 | - | - | €52,625 | €52,625 | = |
| Distributable reserves133 | €91,000 | €164,500 | €164,500 | €265,197 | ▲ 61.2% |
| Profit (loss) carried forward14 | €614 | €772 | €54,454 | €0 | ▼ 100% |
| Amounts payable17/49 | €221,395 | €214,220 | €49,072 | €69,932 | ▲ 42.5% |
| Amounts payable after more than one year17 | €201,689 | €101,689 | €23,089 | €0 | ▼ 100% |
| Other amounts payable178/9 | €201,689 | €101,689 | €23,089 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €19,706 | €112,185 | €25,983 | €69,932 | ▲ 169% |
| Trade debts44 | €5,899 | €3,211 | €4,291 | €3,280 | ▼ 23.6% |
| Suppliers440/4 | €5,899 | €3,211 | €4,291 | €3,280 | ▼ 23.6% |
| Taxes, remuneration and social security45 | €12,431 | €8,040 | €7,931 | €19,297 | ▲ 143% |
| Taxes450/3 | €12,431 | €8,040 | €7,931 | €19,297 | ▲ 143% |
| Other amounts payable47/48 | €1,376 | €100,935 | €13,761 | €47,355 | ▲ 244% |
| Accrued charges and deferred income492/3 | - | €346 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €91,614 | €73,659 | €106,307 | €100,697 | ▼ 5.3% |
| + Depreciation and write-downs630 | €43,606 | €43,559 | €43,738 | €29,178 | ▼ 33.3% |
| Operating cash flow (approximation) | €135,220 | €117,217 | €150,045 | €129,874 | ▼ 13.4% |
| Investment in fixed assets (approximation) | - | €0 | -€1,854 | €0 | ▲ 100% |
| Change in cash | - | -€71,515 | €31,112 | -€48,985 | ▼ 257% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Highest result since 2022net €106,307 ▲44.3%
Net result €106,307, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 8.07
Current ratio from 2.02 to 8.07; short-term debt falls from €112,185 to €25,983.
31-12
Financial
Equity above €200,000Eq €276,579 ▲62.4%
3 profitable years in a row build equity to €276,579.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Weakest financial yearnet €73,659 ▼19.6%
Net result drops to €73,659, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150,000Eq €170,272 ▲76.2%
2 profitable years in a row build equity to €170,272.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binsterweg 1054700 Eupen1 establishment unit
PERALBO
since 20212.325.185.614
Recognitions · licences · registrations
Legal Entity Identifier
648826P1QAC75C30EA25
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Of 6,944 companies in sector 86230 we hold annual accounts for 4,296. 3,676 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Contact
Phone
087553215
E-invoicing
Reachable via Peppol
Peppol ID
0208:0778774891
Also
9925:BE0778774891
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.