Summary
PERACLES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €91,579 and a net result of €6,617. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 54% of 9,725 sector peers (NACE 64, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€162,684total assets 2025
- Equity
- €91,579
- Profit
- €6,617
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 50 days early5 deeds in the Belgian Official Gazette
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 days early
2024
9 days early
2023
7 days early
2022
124 days early
2021
123 days early
2020
136 days early
2019
101 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 79 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 12 December (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end25-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €4,186
Financials · financial year 2025, micro format
Equity
€91,579▲ 7.8%
2024 · €84,962
Net result
€6,617▲ 58.1%
2024 · €4,186
Total assets
€162,684▲ 7.0%
2024 · €152,066
Solvency
56.3%▲ 0.4pp
2024 · 55.9%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€13,691
2025
Net result€6,617
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€162,684
2025
Equity€91,579
2025
Debt€71,104
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€91,139
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)4.1%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency56.3%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio2.29
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€28,436-€42,442▲ 49.3%€37,632▼ 11.3%€15,545▼ 58.7%€1,973▼ 87.3%€11,733▲ 495%€13,691▲ 16.7%
Net result€15,676-€27,067within the sector's middle half▲ 72.7%€25,662within the sector's middle half▼ 5.2%€7,846within the sector's middle half▼ 69.4%-€2,414below the sector's middle half€4,186within the sector's middle half€6,617within the sector's middle half▲ 58.1%
Equity€22,616-€49,683within the sector's middle half▲ 120%€75,345within the sector's middle half▲ 51.7%€83,191within the sector's middle half▲ 10.4%€80,777within the sector's middle half▼ 2.9%€84,962within the sector's middle half▲ 5.2%€91,579within the sector's middle half▲ 7.8%
Total assets€82,734-€97,709below the sector's middle half▲ 18.1%€115,428below the sector's middle half▲ 18.1%€149,628within the sector's middle half▲ 29.6%€149,210within the sector's middle half▼ 0.3%€152,066within the sector's middle half▲ 1.9%€162,684within the sector's middle half▲ 7.0%
Debt€60,119-€48,025▼ 20.1%€40,083▼ 16.5%€66,438▲ 65.8%€68,433▲ 3.0%€67,103▼ 1.9%€71,104▲ 6.0%
Working capital€22,369-€49,898within the sector's middle half▲ 123%€73,624within the sector's middle half▲ 47.5%€81,695within the sector's middle half▲ 11.0%€79,776within the sector's middle half▼ 2.3%€84,604within the sector's middle half▲ 6.1%€91,139within the sector's middle half▲ 7.7%
Solvency27.3%-50.8%within the sector's middle half▲ 23.5pp65.3%within the sector's middle half▲ 14.4pp55.6%within the sector's middle half▼ 9.7pp54.1%within the sector's middle half▼ 1.5pp55.9%within the sector's middle half▲ 1.7pp56.3%within the sector's middle half▲ 0.4pp
Current ratio1.37-2.05within the sector's middle half▲ 0.672.84within the sector's middle half▲ 0.802.23within the sector's middle half▼ 0.622.17within the sector's middle half▼ 0.062.27within the sector's middle half▲ 0.102.29within the sector's middle half▲ 0.02
Return on assets (ROA)18.9%-27.7%above the sector's middle half▲ 8.8pp22.2%within the sector's middle half▼ 5.5pp5.2%within the sector's middle half▼ 17.0pp-1.6%below the sector's middle half▼ 6.9pp2.8%within the sector's middle half▲ 4.4pp4.1%within the sector's middle half▲ 1.3pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162,684
Fixed assets
€853 ▲ 22.3%
Current assets
€161,830 ▲ 6.9%
Equity and liabilities €162,684
Equity
€91,579 ▲ 7.8%
Debt
€71,104 ▲ 6.0%
Debt's share of the balance-sheet total falls from 44.1% to 43.7%. Equity and debt are higher.
Key figures and ratios
ROE
7.2%▲
2024 · 4.9%
Debt ≤ 1 year
€70,692▲
2024 · €66,764
Income taxes
€6,406▼
2024 · €7,020
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,466 | €434 | €175 | €399 | €399 | €399 | €563 | ▲ 41.1% |
| Other operating charges640/8 | - | - | - | €111 | €112 | €115 | €126 | ▲ 9.6% |
| Gross operating margin9900 | €30,007 | €42,983 | €37,916 | €16,055 | €2,484 | €12,248 | €14,380 | ▲ 17.4% |
| Operating profit (loss)9901 | €28,436 | €42,442 | €37,632 | €15,545 | €1,973 | €11,733 | €13,691 | ▲ 16.7% |
| Financial income75/76B | - | - | - | €125 | €116 | €12 | €7 | ▼ 46.1% |
| Recurring financial income75 | - | €4 | €6 | €125 | €116 | €12 | €7 | ▼ 46.1% |
| Financial charges65/66B | - | - | - | €219 | €220 | €540 | €674 | ▲ 24.9% |
| Recurring financial charges65 | €559 | €607 | €375 | €219 | €220 | €540 | €674 | ▲ 24.9% |
| Profit (loss) for the period before taxes9903 | €27,877 | €41,839 | €37,264 | €15,451 | €1,869 | €11,206 | €13,023 | ▲ 16.2% |
| Income taxes67/77 | €12,201 | €14,771 | €11,602 | €7,606 | €4,283 | €7,020 | €6,406 | ▼ 8.7% |
| Profit (loss) for the period9904 | €15,676 | €27,067 | €25,662 | €7,846 | -€2,414 | €4,186 | €6,617 | ▲ 58.1% |
| Profit (loss) for the period to be appropriated9905 | €15,676 | €27,067 | €25,662 | €7,846 | -€2,414 | €4,186 | €6,617 | ▲ 58.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €82,734 | €97,709 | €115,428 | €149,628 | €149,210 | €152,066 | €162,684 | ▲ 7.0% |
| Fixed assets21/28 | €508 | €74 | €1,895 | €1,496 | €1,097 | €698 | €853 | ▲ 22.3% |
| Tangible fixed assets22/27 | €508 | €74 | €1,895 | €1,496 | €1,097 | €698 | €853 | ▲ 22.3% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €555 | - |
| Furniture and vehicles24 | - | - | - | €1,496 | €1,097 | €698 | €299 | ▼ 57.2% |
| Current assets29/58 | €82,226 | €97,634 | €113,533 | €148,132 | €148,113 | €151,368 | €161,830 | ▲ 6.9% |
| Amounts receivable within one year40/41 | - | €67 | €398 | €7,596 | €5,717 | €3,130 | €3,594 | ▲ 14.8% |
| Other amounts receivable41 | - | - | - | €7,596 | €5,717 | €3,130 | €3,594 | ▲ 14.8% |
| Cash at bank and in hand54/58 | €81,066 | €96,366 | €112,061 | €139,316 | €141,145 | €146,955 | €156,694 | ▲ 6.6% |
| Deferred charges and accrued income490/1 | - | - | - | €1,220 | €1,251 | €1,283 | €1,543 | ▲ 20.2% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €82,734 | €97,709 | €115,428 | €149,628 | €149,210 | €152,066 | €162,684 | ▲ 7.0% |
| Equity10/15 | €22,616 | €49,683 | €75,345 | €83,191 | €80,777 | €84,962 | €91,579 | ▲ 7.8% |
| Contributions10/11 | €20,000 | - | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €29,683 | €55,345 | €63,191 | €60,777 | €64,962 | €71,579 | ▲ 10.2% |
| Non-distributable reserves130/1 | - | - | - | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | - | €61,191 | €60,777 | €64,962 | €71,579 | ▲ 10.2% |
| Profit (loss) carried forward14 | €616 | - | - | - | - | - | - | - |
| Amounts payable17/49 | €60,119 | €48,025 | €40,083 | €66,438 | €68,433 | €67,103 | €71,104 | ▲ 6.0% |
| Amounts payable within one year42/48 | €59,857 | €47,737 | €39,909 | €66,438 | €68,337 | €66,764 | €70,692 | ▲ 5.9% |
| Trade debts44 | €3,896 | €460 | €623 | €149 | €5,585 | €30 | €30 | ▲ 2.3% |
| Suppliers440/4 | - | - | - | €149 | €5,585 | €30 | €30 | ▲ 2.3% |
| Taxes, remuneration and social security45 | - | - | - | €64 | €41 | €145 | €1,142 | ▲ 686% |
| Taxes450/3 | - | - | - | €64 | €41 | €145 | €1,142 | ▲ 686% |
| Other amounts payable47/48 | - | - | - | €66,225 | €62,712 | €66,589 | €69,519 | ▲ 4.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €96 | €339 | €412 | ▲ 21.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,676 | €27,067 | €25,662 | €7,846 | -€2,414 | €4,186 | €6,617 | ▲ 58.1% |
| + Depreciation and write-downs630 | €1,466 | €434 | €175 | €399 | €399 | €399 | €563 | ▲ 41.1% |
| Operating cash flow (approximation) | €17,142 | €27,502 | €25,837 | €8,245 | -€2,015 | €4,585 | €7,180 | ▲ 56.6% |
| Investment in fixed assets (approximation) | - | €0 | -€1,996 | €0 | €0 | €0 | -€719 | - |
| Change in cash | - | €15,300 | €15,695 | €27,255 | €1,828 | €5,810 | €9,739 | ▲ 67.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 12-12-2025 | 2025-00581969 |
| 30-06-2024 | micro format | 22-01-2025 | 2025-00009105 |
| 30-06-2023 | micro format | 24-01-2024 | 2024-00007868 |
| 30-06-2022 | micro format | 29-09-2022 | 2022-20445188 |
| 30-06-2021 | micro format | 30-09-2021 | 2021-70200042 |
| 30-06-2020 | micro format | 17-09-2020 | 2020-54100450 |
| 30-06-2019 | micro format | 22-10-2019 | 2019-71000361 |
| 30-06-2018 | micro format | 23-10-2018 | 2018-70100008 |
| 30-06-2017 | micro format | 21-09-2017 | 2017-62300272 |
| 30-06-2016 | abbreviated format | 21-10-2016 | 2016-66100186 |
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Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,994. 12,287 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
financial year 2025 · micro format
22-01
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
30-06
Financial
Back to profitnet €4,186
Net result €4,186 after one loss-making year.
24-01
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
30-06
Financial
Weakest financial yearnet -€2,414
Net result drops to -€2,414, the lowest in the series; recovery starts the following year.
2022
29-09
NBB filing
Annual accounts filed
financial year 2022 · micro format
2021
30-09
NBB filing
Annual accounts filed
financial year 2021 · micro format
2020
17-09
NBB filing
Annual accounts filed
financial year 2020 · micro format
30-06
Financial
Highest result from 2019 to 2025net €27,067 ▲72.7%
Operating result €42,442, net result €27,067, both a record.
2019
22-10
NBB filing
Annual accounts filed
financial year 2019 · micro format
2018
23-10
NBB filing
Annual accounts filed
financial year 2018 · micro format
2017
21-09
NBB filing
Annual accounts filed
financial year 2017 · micro format
2016
21-10
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 17 annual accounts filed, the latest 10 are here; all 17 are under Financials.
0 of 5 deeds read
About the unread acts
We know of 5 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded25-02-2008
Financial year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
66191Agents and brokers in banking services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895991176
Also
9925:BE0895991176
Registered
09-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2008
Ground area
7,495 m²
Building footprint
286 m²
Building volume
1,526 m³
Parcel 36493B0270/00F000, Flanders · tallest building 9.0 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
PERACLES
since 2008unit no. 2.169.067.874
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36493B0270/00F000 | Flanders | 7,495 m² | 1 · 286 m² | 8.9 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.