Skip to content

Per Punctum

Active
Private limited companyfounded 2025active for 1 yearSprietstraat 33, 8750 Wingene, BelgiumKBO/BCE: BE 1023.389.194
Summary

Per Punctum has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,448 and a net result of €53,948. Its solvency ranks better than 30% of 39,131 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Per PunctumActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€188,262total assets 2025
Equity
€57,448
Profit
€53,948
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 32 days early
Why 94raises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.43, cash €63,219Size: total assets €188,262Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 56
equity 30.5% of total assets
Liquidity 55
short-term debt 69.4% · cash 33.6%
Profitability 100
return on assets 28.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,420 companies, NACE 70, micro)
Last 24 months 06-2026: 0.4%highest value 07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.43, below the usual 1.5; short-term debt: 69.4% and cash: 33.6% of total assets), and 69.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 31% on solvency, 45% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.43, cash €63,219
NBB · annual accounts
lowers risk · Size: total assets €188,262
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VANHOVE Michelle Frieda Marcella…

Key points

  • Founded 17 months agofounded 16-05-2025 17 months View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €188,262 View

By topic

Financials

Financial year
2025
Total assets
€188,262
Profit
€53,948
Solvency
30.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
16-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Per Punctum

What is the company number of Per Punctum?
1023.389.194. In Belgium the VAT number is the company number with BE in front: BE 1023.389.194.
Where is Per Punctum based?
The registered office is at Sprietstraat 33, 8750 Wingene.Company details
What does Per Punctum do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Per Punctum?
Private limited company (BV).
When was Per Punctum founded?
On 16-05-2025.
Is Per Punctum still active?
Yes, Per Punctum is an active enterprise in the KBO register.
What is the turnover of Per Punctum?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Per Punctum profitable?
In financial year 2025, Per Punctum made a profit of €53,948.
Where can I find the annual accounts of Per Punctum?
Per Punctum filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Companies related to Per Punctum

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure