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PER LUI

Active
Private limited companyfounded 198937 yrs activeBrabantdam 3, 9000 Gent, BelgiumKBO/BCE: BE 0437.782.378
Summary

PER LUI has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €969,371 and a net result of €169,684. Equity is growing by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 9632 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716NACE 52421
1 site
Size
€1.7mtotal assets 2024
Staff
1.6 FTE
Equity
€969,371
Profit
€169,684
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2024
Bankruptcy chance 12 m
1.1%
Structure
Accounts 63 d overdue0 of 2 deeds read
Why 56Capped at 59: a confirmed filing finding- 1 financial year not filed after the legal deadline; latest accounts 338 days late; 3 of the last 3 late- Figures for FY 2024 (filed 04-07-2026)+ Founded in 1989+ Equity €969,371 (56.6% of total assets)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 60% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 82=
equity 56.6% of total assets
Liquidity 54-21
short-term debt 41.3% · cash 19.1%
Profitability 81-13
return on assets 9.9%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 16 months 07-2025: 0.1%lowest value 08-2025: 0.2%▲ +57.0% vs 07-2025 09-2025: 0.2%▲ +15.3% vs 08-2025 10-2025: 0.3%▲ +41.1% vs 09-2025 11-2025: 0.3%▲ +6.1% vs 10-2025 12-2025: 0.5%▲ +54.9% vs 11-2025 01-2026: 1.4%▲ +173% vs 12-2025 02-2026: 1.4%● 0.0% vs 01-2026 03-2026: 1.4%▲ +0.2% vs 02-2026highest value 04-2026: 1.3%▼ -8.3% vs 03-2026 05-2026: 1.3%● 0.0% vs 04-2026 06-2026: 1.3%● 0.0% vs 05-2026 07-2026: 1.3%● 0.0% vs 06-2026 08-2026: 0.7%▼ -45.2% vs 07-2026 09-2026: 0.8%▲ +13.4% vs 08-2026 10-2026: 1.1%▲ +40.0% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 338 days late; 3 of the last 3 late raises the probability
  • Founded in 1989 lowers the probability for this profile
  • Figures for FY 2024 (filed 04-07-2026) raises the probability
  • Equity €969,371 (56.6% of total assets) lowers the probability
Credit up to €50,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.37 against 2.5 in 2023; short-term debt: 41.3% and cash: 19.1% of total assets), and 43.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 70%, liquidity 59%, profitability 73%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 338 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 04-07-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €969,371 (56.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2026, 338 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
338 d late
2023
112 d late
2022
294 d late
2021
333 d late
2020
31 d late
2019
101 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 202 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Annual accounts filedfiscal year 2023 · abbreviated…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Caution: Result fell in 2024from €340,344 to €169,684 ▼ 50.1% View
  • Positive: Among the best 18% on net resultsector median €44,197 · 9,632 companies €169,684 View
  • Positive: 5 profitable years in a rowprofit 2024: €169,684 5 years View

By topic

Financials

Fiscal year
2024
Total assets
€1.7m
Profit
€169,684
Solvency
56.6%
Total assets▲ 0.9%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 04-07-2026Annual accounts filed
  2. 20-11-2024Annual accounts filed
  3. 20-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
19-06-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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