PEPS Management
ActiveSummary
PEPS Management has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+75
Solvency55▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.63 in 2024; short-term debt: 54.8% and cash: 43% of total assets), and 70.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
26 d early
2024
8 d early
2023
48 d early
2022
12 d early
2021
40 d early
2020
77 d early
2019
64 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 21.5%
2024 · €9k
2019: €7klowest in 7 years
2020: €14k▲ +119% vs 2019
2021: €21k▲ +43.1% vs 2020
2022: €52k▲ +154% vs 2021highest in 7 years
2023: €20k▼ -61.5% vs 2022
2024: €9k▼ -53.0% vs 2023
2025: €12k▲ +21.5% vs 2024
2019 → 2025
Total assets
€39k▲ 42.6%
2024 · €27k
2019: €79k
2020: €106k▲ +33.9% vs 2019
2021: €112k▲ +5.9% vs 2020highest in 7 years
2022: €83k▼ -25.8% vs 2021
2023: €50k▼ -40.4% vs 2022
2024: €27k▼ -45.3% vs 2023lowest in 7 years
2025: €39k▲ +42.6% vs 2024
2019 → 2025
Net result
€2k
2024 · €-11k
2019: €4k
2020: €8k▲ +95.8% vs 2019
2021: €6k▼ -20.8% vs 2020
2022: €32k▲ +412% vs 2021highest in 7 years
2023: €-32k▼ -201% vs 2022lowest in 7 years
2024: €-11k▲ +66.8% vs 2023
2025: €2k▲ +119% vs 2024
2019 → 2025
Working capital
€8k▲ 8.0%
2024 · €7k
2019: €-3klowest in 7 years
2020: €5k▲ +256% vs 2019
2021: €15k▲ +188% vs 2020
2022: €50k▲ +247% vs 2021highest in 7 years
2023: €14k▼ -72.1% vs 2022
2024: €7k▼ -48.0% vs 2023
2025: €8k▲ +8.0% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€52k▲ 154%€20k▼ 61.5%€9k▼ 53.0%€12k▲ 21.5%
2021: €21k
2022: €52k▲ +154% vs 2021highest in 5 years
2023: €20k▼ -61.5% vs 2022
2024: €9k▼ -53.0% vs 2023lowest in 5 years
2025: €12k▲ +21.5% vs 2024
Operating result€7k-€37k▲ 405%€-32k€-10k▲ 67.3%€2k
2021: €7k
2022: €37k▲ +405% vs 2021highest in 5 years
2023: €-32k▼ -186% vs 2022lowest in 5 years
2024: €-10k▲ +67.3% vs 2023
2025: €2k▲ +119% vs 2024
Net result€6k-€32k▲ 412%€-32k€-11k▲ 66.8%€2k
2021: €6k
2022: €32k▲ +412% vs 2021highest in 5 years
2023: €-32k▼ -201% vs 2022lowest in 5 years
2024: €-11k▲ +66.8% vs 2023
2025: €2k▲ +119% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€10k ▲ 17.9%
Current assets
€29k ▲ 53.1%
Equity and liabilities €39k
Equity
€12k ▲ 21.5%
Debt
€27k ▲ 53.9%
Debt's share of the balance-sheet total rises from 65.0% to 70.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €-8k
Cash flow
€5k▲
2024 · €-8k
Current ratio
1.37▼
2024 · 1.63
Debt to equity
2.36▲
2024 · 1.86
ROE
17.7%▲
2024 · -112.8%
ROA
5.3%▲
2024 · -39.4%
Interest coverage
30.02▲
2024 · -37.11
Debt ≤ 1 year
€21k▲
2024 · €12k
Income taxes
€-225▼
2024 · €106
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€39k▲
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€8k€8k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€4k▲
Financial fixed assets28-€1k
Current assets29/58€19k€29k▲
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€6k€12k▲
Cash at bank and in hand54/58€13k€17k▲
Deferred charges and accrued income490/1€83-
Equity and liabilities
Total equity and liabilities10/49€27k€39k▲
Equity10/15€9k€12k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€310€310=
Non-distributable reserves130/1€310€310=
Reserves not available under the articles1311€310€310=
Profit (loss) carried forward14€-9k€-7k▲
Amounts payable17/49€18k€27k▲
Amounts payable within one year42/48€12k€21k▲
Trade debts44€2k€274▼
Suppliers440/4€2k€274▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€8k€17k▲
Accrued charges and deferred income492/3€6k€6k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€384€22▼
Gross operating margin9900€-7k€5k▲
Operating profit (loss)9901€-10k€2k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€208€162▼
Recurring financial charges65€208€162▼
Profit (loss) for the period before taxes9903€-11k€2k▲
Income taxes67/77€106€-225▼
Profit (loss) for the period9904€-11k€2k▲
Profit (loss) for the period to be appropriated9905€-11k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-7k▲
Profit (loss) brought forward from the previous period14P€1k€-9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €13k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €3k | €3k | €3k | ▲ 9.5% |
| Other operating charges640/8 | - | €287 | - | €384 | €22 | ▼ 94.4% |
| Gross operating margin9900 | €11k | €42k | €-28k | €-7k | €5k | ▲ 166% |
| Operating profit (loss)9901 | €7k | €37k | €-32k | €-10k | €2k | ▲ 119% |
| Financial income75/76B | - | €0 | - | - | €1 | - |
| Recurring financial income75 | €44 | €0 | - | - | €1 | - |
| Financial charges65/66B | - | €162 | €141 | €208 | €162 | ▼ 22.4% |
| Recurring financial charges65 | €322 | €162 | €141 | €208 | €162 | ▼ 22.4% |
| Profit (loss) for the period before taxes9903 | €7k | €37k | €-32k | €-11k | €2k | ▲ 117% |
| Income taxes67/77 | €846 | €5k | €324 | €106 | €-225 | ▼ 313% |
| Profit (loss) for the period9904 | €6k | €32k | €-32k | €-11k | €2k | ▲ 119% |
| Profit (loss) for the period to be appropriated9905 | €6k | €32k | €-32k | €-11k | €2k | ▲ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €112k | €83k | €50k | €27k | €39k | ▲ 42.6% |
| Fixed assets21/28 | €6k | €8k | €11k | €8k | €10k | ▲ 17.9% |
| Tangible fixed assets22/27 | €6k | €8k | €11k | €8k | €8k | ▲ 2.5% |
| Plant, machinery and equipment23 | - | €3k | €7k | €5k | €4k | ▼ 16.8% |
| Furniture and vehicles24 | - | €5k | €4k | €3k | €4k | ▲ 38.0% |
| Financial fixed assets28 | - | - | - | - | €1k | - |
| Current assets29/58 | €106k | €75k | €39k | €19k | €29k | ▲ 53.1% |
| Amounts receivable within one year40/41 | €1k | €7k | €5k | €6k | €12k | ▲ 109% |
| Trade receivables40 | - | €7k | €5k | €6k | €12k | ▲ 109% |
| Other amounts receivable41 | - | €4 | - | - | - | - |
| Cash at bank and in hand54/58 | €105k | €68k | €34k | €13k | €17k | ▲ 28.3% |
| Deferred charges and accrued income490/1 | - | €117 | - | €83 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €112k | €83k | €50k | €27k | €39k | ▲ 42.6% |
| Equity10/15 | €21k | €52k | €20k | €9k | €12k | ▲ 21.5% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | €19k | €19k | €19k | - | - |
| Other1109/19 | - | €19k | €19k | €19k | - | - |
| Reserves13 | €310 | €310 | €310 | €310 | €310 | = |
| Non-distributable reserves130/1 | - | €310 | €310 | €310 | €310 | = |
| Reserves not available under the articles1311 | - | €310 | €310 | €310 | €310 | = |
| Profit (loss) carried forward14 | €2k | €33k | €1k | €-9k | €-7k | ▲ 21.6% |
| Amounts payable17/49 | €91k | €31k | €29k | €18k | €27k | ▲ 53.9% |
| Amounts payable within one year42/48 | €91k | €24k | €25k | €12k | €21k | ▲ 81.5% |
| Trade debts44 | €4k | €923 | €5k | €2k | €274 | ▼ 87.5% |
| Suppliers440/4 | - | €923 | €5k | €2k | €274 | ▼ 87.5% |
| Taxes, remuneration and social security45 | - | €9k | €11k | €1k | €3k | ▲ 144% |
| Taxes450/3 | - | €9k | €8k | €1k | €3k | ▲ 144% |
| Remuneration and social security454/9 | - | - | €4k | - | - | - |
| Other amounts payable47/48 | - | €14k | €8k | €8k | €17k | ▲ 117% |
| Accrued charges and deferred income492/3 | - | €6k | €5k | €6k | €6k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €32k | €-32k | €-11k | €2k | ▲ 119% |
| + Depreciation and write-downs630 | €3k | €4k | €3k | €3k | €3k | ▲ 9.5% |
| Operating cash flow (approximation) | €9k | €36k | €-29k | €-8k | €5k | ▲ 161% |
| Investment in fixed assets (approximation) | - | €-7k | €-6k | €0 | €-4k | - |
| Change in cash | - | €-37k | €-34k | €-21k | €4k | ▲ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €32k ▲412%
Operating result €37k, net result €32k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 3.06
Current ratio from 1.16 to 3.06; short-term debt falls from €91k to €24k.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2017
Ground area
1,457 m²
Building footprint
238 m²
Volume, LiDAR
1,659 m³
2 parcels, Brussels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Copernicusstraat 2, 1180 Ukkel
since 20172.266.215.453
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001B0243/00S000 | Flanders | 810 m² | 1 · 92 m² | 9.4 m · 2 fl. |
| 21612C0217/00D021 | Brussels | 648 m² | 1 · 146 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,571 companies in sector 82300 we hold annual accounts for 1,672. 932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-06-2017
Fiscal year end30-06
Activities, NACEBEL 2025
82300Organisation of conventions and trade shows
70200Business and other management consultancy
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.