Debts
€46,593 87% of the balance sheet
Suppliers 58%Taxes and wages 32%Other 10%
PEPPINIELLO
Lifetime
2 annual accounts with figures on one time axispeak €180,472 (2025)
€180,472
peak €2,039 (2025)
€2,039
peak €7,039 (2025)
€7,039▲ 40.8%
€46,593
Board1 name since 2023
1 directorSCHIAVONE Carmine
Documentsfilings and deeds
27-01-20264 days before the deadline
2025micro format
Equity from €5,000 to €7,039
Key points
from the 2025 annual accountsInvestments
€1,779 12.4 × depreciation
Green is investment, beige is depreciation.
Starting capital
€5,000 100 shares
Checked score
51
Fair
Financially stronger than 50% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%
01-2025: 4.2%● unchanged vs 12-2024
02-2025: 3.8%▼ -0.4 percentage points vs 01-2025
03-2025: 3.8%● unchanged vs 02-2025
04-2025: 3.9%▲ +0.1 percentage points vs 03-2025
05-2025: 4.1%▲ +0.2 percentage points vs 04-2025
06-2025: 4.1%● unchanged vs 05-2025
07-2025: 4.2%▲ +0.1 percentage points vs 06-2025
08-2025: 4.1%▼ -0.1 percentage points vs 07-2025
09-2025: 4.1%● unchanged vs 08-2025
10-2025: 4.2%▲ +0.1 percentage points vs 09-2025
11-2025: 4.3%▲ +0.1 percentage points vs 10-2025
12-2025: 4.3%● unchanged vs 11-2025
01-2026: 4.4%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 2.7%▼ -1.7 percentage points vs 01-2026lowest value
03-2026: 2.7%● unchanged vs 02-2026lowest value
04-2026: 2.7%● unchanged vs 03-2026lowest value
05-2026: 2.7%● unchanged vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 2.7%● unchanged vs 06-2026
08-2026: 2.8%▲ +0.1 percentage points vs 07-2026
09-2026: 2.8%● unchanged vs 08-2026
10-2026: 2.9%▲ +0.1 percentage points vs 09-2026
11-2026: 2.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Sector: Food and beverage service activities (NACE 56)
Size: turnover €180,472, total assets €53,631
lowers risk
Liquidity: current ratio 1.08, cash €32,894
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 36% of them on solvency, 55% on liquidity, 33% on profitability and 78% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as PEPPINIELLO has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PEPPINIELLO itself: 2.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for PEPPINIELLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 days early
2024
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 10 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
First establishment
La Penisola, Pierre Timmermansstraat 63, Jette
Incorporation
Founding capital of €5,000, 100 shares · Founder: SCHIAVONE Carmine (le fondateur) · Appointment: SCHIAVONE Carmine (director) · published on 18-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PEPPINIELLO Jette | €53,631 | €38,304 | 13.1% | - |
| DAVLEX Woluwe-Saint-Pierre | €60,880 | €36,511 | 38.4% | - |
| MADYAR Sint-Gillis (bij-Brussel) | €46,747 | €34,168 | 70.7% | - |
| AMIGAS Bruges | €61,811 | €37,623 | 8.1% | - |
| D.Y.A. Middelkerke | €53,582 | €33,268 | 59.3% | - |
| TCHIL Seraing | €48,589 | €40,734 | 25.2% | - |
| PIZZA ROMA - LIÈGE Liège | €53,361 | €34,013 | 34.6% | - |
These companies have the same main activity as PEPPINIELLO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €46,700 and €61,800, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 16-10-2023Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Establishment unit
- 2.359.615.8621090 Jette, since 14-05-2024
- Financial year end
- 30 June
- Peppol
- Reachable
Annual accounts to 30-06-2025
- €53,631▲ 973%
- Employeeson 30-06-2025
- 7
- Filing
- Filed on 27-01-2026, 4 days before the end of the filing period
Insights on PEPPINIELLO
Solvency fell in 2025 from 100.0% to 13.1%.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PEPPINIELLO
- What is the company number of PEPPINIELLO?
- The company number of PEPPINIELLO is 1001.229.941. The VAT number is the same number with BE in front: BE 1001.229.941.
- Where is PEPPINIELLO based?
- The registered office is at Pierre Timmermansstraat 63, 1090 Jette.Company details
- What does PEPPINIELLO do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of PEPPINIELLO?
- PEPPINIELLO is a private limited company (BV).
- When was PEPPINIELLO founded?
- PEPPINIELLO was founded on 16-10-2023.
- Is PEPPINIELLO still active?
- Yes, PEPPINIELLO is an active enterprise in the KBO register.
- How many employees does PEPPINIELLO have?
- PEPPINIELLO had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PEPPINIELLO?
- The turnover of PEPPINIELLO was €180,472 in financial year 2025, according to the filed annual accounts.
- Is PEPPINIELLO profitable?
- In financial year 2025, PEPPINIELLO made a profit of €2,039.
- Where can I find the annual accounts of PEPPINIELLO?
- PEPPINIELLO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PEPPINIELLO due?
- PEPPINIELLO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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