PEPPER IT
ActiveSummary
PEPPER IT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €43k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency83▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.56 in 2024; short-term debt: 15.1% and cash: 4.7% of total assets), and 41.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
10.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
2 d early
2023
28 d early
2022
61 d early
2021
30 d early
2020
19 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 2.3%
2024 · €238k
2018: €102klowest in 8 years
2019: €129k▲ +26.2% vs 2018
2020: €156k▲ +20.9% vs 2019
2021: €144k▼ -7.6% vs 2020
2022: €190k▲ +32.1% vs 2021
2023: €212k▲ +11.5% vs 2022
2024: €238k▲ +11.9% vs 2023
2025: €243k▲ +2.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€415k▼ 0.7%
2024 · €418k
2018: €251klowest in 8 years
2019: €272k▲ +8.5% vs 2018
2020: €301k▲ +10.8% vs 2019
2021: €292k▼ -3.2% vs 2020
2022: €266k▼ -8.8% vs 2021
2023: €373k▲ +40.2% vs 2022
2024: €418k▲ +12.2% vs 2023highest in 8 years
2025: €415k▼ -0.7% vs 2024
2018 → 2025
Net result
€43k▼ 16.5%
2024 · €52k
2018: €3klowest in 8 years
2019: €34k▲ +1198% vs 2018
2020: €45k▲ +33.2% vs 2019
2021: €43k▼ -5.0% vs 2020
2022: €46k▲ +8.2% vs 2021
2023: €22k▼ -52.8% vs 2022
2024: €52k▲ +138% vs 2023highest in 8 years
2025: €43k▼ -16.5% vs 2024
2018 → 2025
Working capital
€103k▲ 11.9%
2024 · €92k
2018: €85k
2019: €95k▲ +11.8% vs 2018
2020: €115k▲ +21.8% vs 2019highest in 8 years
2021: €80k▼ -30.6% vs 2020
2022: €114k▲ +42.4% vs 2021
2023: €68k▼ -40.5% vs 2022lowest in 8 years
2024: €92k▲ +35.4% vs 2023
2025: €103k▲ +11.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€190k▲ 32.1%€212k▲ 11.5%€238k▲ 11.9%€243k▲ 2.3%
2021: €144klowest in 5 years
2022: €190k▲ +32.1% vs 2021
2023: €212k▲ +11.5% vs 2022
2024: €238k▲ +11.9% vs 2023
2025: €243k▲ +2.3% vs 2024highest in 5 years
Operating result€60k-€69k▲ 14.5%€36k▼ 47.5%€78k▲ 117%€65k▼ 16.8%
2021: €60k
2022: €69k▲ +14.5% vs 2021
2023: €36k▼ -47.5% vs 2022lowest in 5 years
2024: €78k▲ +117% vs 2023highest in 5 years
2025: €65k▼ -16.8% vs 2024
Net result€43k-€46k▲ 8.2%€22k▼ 52.8%€52k▲ 138%€43k▼ 16.5%
2021: €43k
2022: €46k▲ +8.2% vs 2021
2023: €22k▼ -52.8% vs 2022lowest in 5 years
2024: €52k▲ +138% vs 2023highest in 5 years
2025: €43k▼ -16.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €415k
Fixed assets
€250k ▼ 6.6%
Current assets
€166k ▲ 9.8%
Equity and liabilities €415k
Equity
€243k ▲ 2.3%
Debt
€172k ▼ 4.7%
Debt's share of the balance-sheet total falls from 43.2% to 41.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▼
2024 · €97k
Cash flow
€63k▼
2024 · €71k
Current ratio
2.64▲
2024 · 2.56
Debt to equity
0.71▼
2024 · 0.76
ROE
17.9%▼
2024 · 21.9%
ROA
10.4%▼
2024 · 12.4%
Interest coverage
11.89▲
2024 · 11.67
Debt ≤ 1 year
€63k▲
2024 · €59k
Debt > 1 year
€108k▼
2024 · €121k
Income taxes
€17k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€418k€415k▼
Fixed assets21/28€268k€250k▼
Tangible fixed assets22/27€268k€250k▼
Land and buildings22€258k€244k▼
Plant, machinery and equipment23€2k€702▼
Furniture and vehicles24€4k€2k▼
Leasing and similar rights25€4k€2k▼
Other tangible fixed assets26-€1k
Current assets29/58€151k€166k▲
Amounts receivable after more than one year29€62k€62k=
Trade receivables290-€62k
Other amounts receivable291€62k-
Amounts receivable within one year40/41€55k€58k▲
Trade receivables40€18k€22k▲
Other amounts receivable41€37k€36k▼
Current investments50/53€17k€25k▲
Cash at bank and in hand54/58€16k€20k▲
Deferred charges and accrued income490/1-€447
Equity and liabilities
Total equity and liabilities10/49€418k€415k▼
Equity10/15€238k€243k▲
Contributions10/11€8k€8k=
Reserves13€201k€206k▲
Distributable reserves133€201k€206k▲
Profit (loss) carried forward14€29k€29k=
Amounts payable17/49€181k€172k▼
Amounts payable after more than one year17€121k€108k▼
Financial debts170/4€121k€108k▼
Amounts payable within one year42/48€59k€63k▲
Current portion of amounts payable after more than one year42€14k€12k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€9k▼
Other amounts payable47/48€27k€39k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€830€5k▲
Gross operating margin9900€98k€89k▼
Operating profit (loss)9901€78k€65k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€73k€60k▼
Income taxes67/77€21k€17k▼
Profit (loss) for the period9904€52k€43k▼
Profit (loss) for the period to be appropriated9905€52k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€72k▼
Profit (loss) brought forward from the previous period14P€29k€29k=
Transfer from equity791/2€27k€38k▲
Transfer to equity691/2€52k€43k▼
To other reserves6921€52k€43k▼
Profit to be distributed694/7€27k€38k▲
Return on contributions (dividend)694€27k€38k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €2k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €15k | €17k | €19k | €19k | ▲ 3.3% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €-7k | - | - | - | - |
| Other operating charges640/8 | - | €3k | €2k | €830 | €5k | ▲ 479% |
| Gross operating margin9900 | €78k | €82k | €55k | €98k | €89k | ▼ 8.7% |
| Operating profit (loss)9901 | €60k | €69k | €36k | €78k | €65k | ▼ 16.8% |
| Financial income75/76B | - | €2k | €3k | €3k | €2k | ▼ 21.9% |
| Recurring financial income75 | €3k | €2k | €3k | €3k | €2k | ▼ 21.9% |
| Financial charges65/66B | - | €5k | €8k | €8k | €7k | ▼ 14.5% |
| Recurring financial charges65 | €4k | €5k | €8k | €8k | €7k | ▼ 14.5% |
| Profit (loss) for the period before taxes9903 | €59k | €66k | €31k | €73k | €60k | ▼ 17.2% |
| Income taxes67/77 | €16k | €19k | €9k | €21k | €17k | ▼ 19.0% |
| Profit (loss) for the period9904 | €43k | €46k | €22k | €52k | €43k | ▼ 16.5% |
| Profit (loss) for the period to be appropriated9905 | €43k | €46k | €22k | €52k | €43k | ▼ 16.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €292k | €266k | €373k | €418k | €415k | ▼ 0.7% |
| Fixed assets21/28 | €127k | €115k | €269k | €268k | €250k | ▼ 6.6% |
| Intangible fixed assets21 | €525 | - | - | - | - | - |
| Tangible fixed assets22/27 | €126k | €114k | €269k | €268k | €250k | ▼ 6.6% |
| Land and buildings22 | - | €96k | €256k | €258k | €244k | ▼ 5.6% |
| Plant, machinery and equipment23 | - | €6k | €4k | €2k | €702 | ▼ 70.0% |
| Furniture and vehicles24 | - | €7k | €5k | €4k | €2k | ▼ 48.6% |
| Leasing and similar rights25 | - | €6k | €5k | €4k | €2k | ▼ 33.3% |
| Other tangible fixed assets26 | - | - | - | - | €1k | - |
| Financial fixed assets28 | €175 | €175 | €175 | - | - | - |
| Current assets29/58 | €164k | €151k | €104k | €151k | €166k | ▲ 9.8% |
| Amounts receivable after more than one year29 | - | €44k | €62k | €62k | €62k | = |
| Trade receivables290 | - | - | - | - | €62k | - |
| Other amounts receivable291 | - | €44k | €62k | €62k | - | - |
| Stocks and contracts in progress3 | - | €10k | - | - | - | - |
| Stocks30/36 | - | €10k | - | - | - | - |
| Amounts receivable within one year40/41 | €19k | €16k | €19k | €55k | €58k | ▲ 5.4% |
| Trade receivables40 | - | €16k | €18k | €18k | €22k | ▲ 20.1% |
| Other amounts receivable41 | - | - | €713 | €37k | €36k | ▼ 1.9% |
| Current investments50/53 | - | €8k | €14k | €17k | €25k | ▲ 46.3% |
| Cash at bank and in hand54/58 | €63k | €72k | €7k | €16k | €20k | ▲ 21.3% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | - | €447 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €292k | €266k | €373k | €418k | €415k | ▼ 0.7% |
| Equity10/15 | €144k | €190k | €212k | €238k | €243k | ▲ 2.3% |
| Contributions10/11 | - | €8k | €8k | €8k | €8k | = |
| Reserves13 | €109k | €154k | €175k | €201k | €206k | ▲ 2.7% |
| Distributable reserves133 | - | €154k | €175k | €201k | €206k | ▲ 2.7% |
| Profit (loss) carried forward14 | €29k | €29k | €29k | €29k | €29k | = |
| Provisions and deferred taxes16 | €7k | - | - | - | - | - |
| Amounts payable17/49 | €140k | €76k | €161k | €181k | €172k | ▼ 4.7% |
| Amounts payable after more than one year17 | €55k | €37k | €124k | €121k | €108k | ▼ 10.3% |
| Financial debts170/4 | - | €37k | €124k | €121k | €108k | ▼ 10.3% |
| Amounts payable within one year42/48 | €84k | €37k | €36k | €59k | €63k | ▲ 6.5% |
| Current portion of amounts payable after more than one year42 | - | €18k | €22k | €14k | €12k | ▼ 12.1% |
| Trade debts44 | €2k | €5k | €7k | €2k | €2k | ▼ 2.3% |
| Suppliers440/4 | - | €5k | €7k | €2k | €2k | ▼ 2.3% |
| Taxes, remuneration and social security45 | - | €15k | €6k | €16k | €9k | ▼ 43.5% |
| Taxes450/3 | - | €15k | €6k | €16k | €9k | ▼ 43.5% |
| Remuneration and social security454/9 | - | €8 | - | - | - | - |
| Other amounts payable47/48 | - | €58 | - | €27k | €39k | ▲ 46.4% |
| Accrued charges and deferred income492/3 | - | €1k | €1k | €1k | €2k | ▲ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €46k | €22k | €52k | €43k | ▼ 16.5% |
| + Depreciation and write-downs630 | €14k | €15k | €17k | €19k | €19k | ▲ 3.3% |
| Operating cash flow (approximation) | €57k | €61k | €39k | €71k | €63k | ▼ 11.2% |
| Investment in fixed assets (approximation) | - | €-2k | €-172k | €-17k | €-2k | ▲ 90.2% |
| Change in cash | - | €9k | €-65k | €9k | €3k | ▼ 60.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €52k ▲138%
Operating result €78k, net result €52k, both a record.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €212k ▲11.5%
6 profitable years in a row build equity to €212k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 4.05
Current ratio from 1.95 to 4.05; short-term debt falls from €84k to €37k.
30-09
Financial
Equity above €150kEq €190k ▲32.1%
5 profitable years in a row build equity to €190k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
30-09
Financial
Equity above €150kEq €156k ▲20.9%
3 profitable years in a row build equity to €156k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2006
Ground area
201 m²
Building footprint
54 m²
Volume, LiDAR
396 m³
Parcel 25050D0065/00X000, Wallonia · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PEPPER IT
since 20062.156.973.756
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050D0065/00X000 | Wallonia | 201 m² | 1 · 54 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,267 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2006
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment
Contact
E-mail
julien@pepperit.beLa Hulpe
Phone
0497/426.427La Hulpe
Scores and ratios are computed by Checked and are not a credit decision.