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Pépiniéres MMD

Active Public limited companyfounded 1994active for 32 yearsRue du Fort 165, 4632 SoumagneKBO/BCE: BE 0453.487.866

Lifetime

20 annual accounts with figures on one time axis, 31 filings since 1995
Gross marginpeak €107,945 (2006)
€66,027▲ 0.8%
Resultlowest -€4,750 (2018)
€765▼ 39.9%
Equitypeak €387,465 (2025)
€387,465▲ 0.2%
Debts
€12,627▲ 65.1%
Staffpeak 1.2 FTE (2020)
-not published
Board3 names since 2018
3 directorsDETAILLE Anne-Françoise and 2 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025abbreviated format
Result from €1,273 to €765Debts from €7,648 to €12,627Cash from €13,975 to €23,676

Key points

from the 2025 annual accounts

Equity

€387,465 ▲ 0.2%

Pépiniéres MMD has made a profit without a break since 2019.

Filings

31 annual accounts since 1995
AprilJune31 JulyOctober200020102020

The last five annual accounts were filed 13 to 34 days before the end of the period.

Position in the sector

96.8%

Higher solvency than 95% of companies in crop and animal production. Sector median 40.7% · 2,075 companies.

Checked score

95
Excellent
Financially stronger than 59% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 5,695 companies (NACE 01, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

Solvency
100=equity 96.8% of total assets
Liquidity
57+3short-term debt 3.2% · cash 5.9%
Profitability
69=return on assets 0.2%

Score breakdown

lowers risk
Equity €387,465 (96.8% of total assets)
Sector: Crop and animal production, hunting and related service activities (NACE 01)
Figures for financial year 2025 (filed on 14-07-2026)
Legal form: public limited company
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 92% of them on solvency, 65% on liquidity, 41% on profitability and 37% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as Pépiniéres MMD has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Pépiniéres MMD itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for Pépiniéres MMD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 25.12 (37.92 in 2024), above the usual 1.5. Short-term debt is 3.2% and cash 5.9% of total assets. 3.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Equity €387,465 (96.8% of total assets)
NBB · annual accounts
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
lowers risk · Figures for financial year 2025 (filed on 14-07-2026)
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
34 days early
2023
29 days early
2022
24 days early
2021
13 days early
2020
7 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DG
Managing director
DA
Director, since 16-02-2023
DC
Director, since 16-02-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0453487866
1 director appointed, 3 reappointments Reappointments: DETAILLE Guy, DREZE Christine and DETAILLE Anne-Françoise · Appointment: DETAILLE Guy (managing director) · Director discharge: DETAILLE Guy · General meeting of 16-02-2023 · Gazette deed
First establishment Rue du Fort 165, Soumagne
Incorporation published on 18-10-1994 · Gazette deed
All 41 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
Pépiniéres MMD Soumagne €400,092 €66,027 96.8% -
BINNEMANSHEIDE Balen €376,292 €85,265 57.7% -
ARBORAL Erpe-Mere €556,946 €96,958 -116.4% -
PEPINIERES REMACLE Arlon €322,415 €113,973 81.8% -
KELBERGEN PLANT + Diest €465,610 €119,671 65.4% 1.8
SYLMA Lievegem €695,670 €75,544 88.4% 1
MOJABOIS Mettet €318,526 €47,975 36.6% -

These companies have the same main activity as Pépiniéres MMD: crop and animal production, hunting and related service activities (NACE 01301). They are comparable in size and age: total assets between €319,000 and €696,000, founded between 1985 and 1998.

Official details

Source: KBO
Status
Active since 29-09-1994Normal situation
Activity
Crop and animal production, hunting and related service activitiesNACE 01301
Establishment unit
2.068.916.8594632 Soumagne, since 07-11-1994
Financial year end
31 December
Peppol
Reachable since 06-06-2025
Company details

Annual accounts 2025

Turnover
≈ €190,000estimated
Total assets
€400,092▲ 1.5%
Employeeson 31-12-2025
2=
Filing
Filed on 14-07-2026, 17 days before the end of the filing period
Financials

Insights on Pépiniéres MMD

Pépiniéres MMD files the abbreviated format. That format states no turnover. The gross margin fell from €107,945 in 2006 to €66,027 in 2025.

In March 2023, the Official Gazette published the appointment of DETAILLE Guy as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Pépiniéres MMD

What is the company number of Pépiniéres MMD?
The company number of Pépiniéres MMD is 0453.487.866. The VAT number is the same number with BE in front: BE 0453.487.866.
Where is Pépiniéres MMD based?
The registered office is at Rue du Fort 165, 4632 Soumagne.Company details
What does Pépiniéres MMD do?
According to the KBO register, the main activity is crop and animal production, hunting and related service activities (NACE 01301).
What is the legal form of Pépiniéres MMD?
Pépiniéres MMD is a public limited company (NV).
When was Pépiniéres MMD founded?
Pépiniéres MMD was founded on 29-09-1994.
Is Pépiniéres MMD still active?
Yes, Pépiniéres MMD is an active enterprise in the KBO register.
How many employees does Pépiniéres MMD have?
Pépiniéres MMD had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Pépiniéres MMD?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €66,027 and 45 comparable companies (NACE 01). It probably lies between €120,000 and €260,000.
Is Pépiniéres MMD profitable?
In financial year 2025, Pépiniéres MMD made a profit of €765.
Where can I find the annual accounts of Pépiniéres MMD?
Pépiniéres MMD filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Pépiniéres MMD due?
Pépiniéres MMD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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