PEPE
ActiveSummary
PEPE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,114 and a net result of €12,985. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▼-4
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 8.1 against 7.78 in 2024; short-term debt: 12.3% of total assets), and 12.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
9.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
25 d early
2022
on the day
2021
13 d early
2020
24 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€125,114▲ 11.6%
2024 · €112,129
Total assets
€142,736▲ 10.9%
2024 · €128,657
Net result
€12,985▼ 5.7%
2024 · €13,777
Working capital
€125,114▲ 11.6%
2024 · €112,129
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,438▼ 20.4%€15,511▲ 64.3%€14,966▼ 3.5%€14,073▼ 6.0%€13,259▼ 5.8%
Net result€11,355▼ 29.6%€14,618▲ 28.7%€14,217▼ 2.7%€13,777▼ 3.1%€12,985▼ 5.7%
Equity€69,517▲ 19.5%€84,136▲ 21.0%€98,352▲ 16.9%€112,129▲ 14.0%€125,114▲ 11.6%
Total assets€121,739▲ 0.8%€121,073▼ 0.5%€121,236▲ 0.1%€128,657▲ 6.1%€142,736▲ 10.9%
Debt€52,222▼ 16.5%€36,938▼ 29.3%€22,883▼ 38.0%€16,528▼ 27.8%€17,622▲ 6.6%
Working capital€108,509▲ 1.0%€104,129▼ 4.0%€102,061▼ 2.0%€112,129▲ 9.9%€125,114▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €142,736
Equity
€125,114 ▲ 11.6%
Debt
€17,622 ▲ 6.6%
Debt's share of the balance-sheet total falls from 12.8% to 12.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
8.10▲
2024 · 7.78
Debt to equity
0.14▼
2024 · 0.15
ROE
10.4%▼
2024 · 12.3%
ROA
9.1%▼
2024 · 10.7%
Debt ≤ 1 year
€17,622▲
2024 · €16,528
Income taxes
€5,603▲
2024 · €5,257
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,276 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | €95 | €0 | - | - |
| Other operating charges640/8 | - | €1,497 | €1,537 | €2,718 | €938 | ▼ 65.5% |
| Gross operating margin9900 | €11,049 | €17,007 | €16,597 | €16,791 | €14,197 | ▼ 15.4% |
| Operating profit (loss)9901 | €9,438 | €15,511 | €14,966 | €14,073 | €13,259 | ▼ 5.8% |
| Financial income75/76B | - | €4,884 | €4,884 | €5,226 | €5,709 | ▲ 9.2% |
| Recurring financial income75 | €4,872 | €4,884 | €4,884 | €5,226 | €5,709 | ▲ 9.2% |
| Financial charges65/66B | - | €374 | €304 | €266 | €379 | ▲ 42.8% |
| Recurring financial charges65 | €399 | €374 | €304 | €266 | €379 | ▲ 42.8% |
| Profit (loss) for the period before taxes9903 | €13,911 | €20,020 | €19,546 | €19,033 | €18,588 | ▼ 2.3% |
| Income taxes67/77 | €2,556 | €5,402 | €5,329 | €5,257 | €5,603 | ▲ 6.6% |
| Profit (loss) for the period9904 | €11,355 | €14,618 | €14,217 | €13,777 | €12,985 | ▼ 5.7% |
| Profit (loss) for the period to be appropriated9905 | €11,355 | €14,618 | €14,217 | €13,777 | €12,985 | ▼ 5.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €121,739 | €121,073 | €121,236 | €128,657 | €142,736 | ▲ 10.9% |
| Current assets29/58 | €121,739 | €121,073 | €121,236 | €128,657 | €142,736 | ▲ 10.9% |
| Amounts receivable after more than one year29 | - | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Trade receivables290 | - | - | €0 | - | - | - |
| Other amounts receivable291 | - | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Amounts receivable within one year40/41 | €1,543 | €1,073 | €1,236 | €8,657 | €22,274 | ▲ 157% |
| Trade receivables40 | - | €1,073 | €1,236 | €300 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €8,358 | €22,274 | ▲ 167% |
| Deferred charges and accrued income490/1 | - | - | - | - | €462 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €121,739 | €121,073 | €121,236 | €128,657 | €142,736 | ▲ 10.9% |
| Equity10/15 | €69,517 | €84,136 | €98,352 | €112,129 | €125,114 | ▲ 11.6% |
| Contributions10/11 | - | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Reserves13 | €18,162 | €18,162 | €18,162 | €18,162 | €18,162 | = |
| Non-distributable reserves130/1 | - | €4,000 | €4,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €4,000 | €4,000 | €0 | - | - |
| Distributable reserves133 | - | €14,162 | €14,162 | €18,162 | €18,162 | = |
| Profit (loss) carried forward14 | €11,355 | €25,973 | €40,190 | €53,967 | €66,952 | ▲ 24.1% |
| Amounts payable17/49 | €52,222 | €36,938 | €22,883 | €16,528 | €17,622 | ▲ 6.6% |
| Amounts payable after more than one year17 | €38,992 | €19,993 | €3,708 | €0 | - | - |
| Other amounts payable178/9 | - | €19,993 | €3,708 | €0 | - | - |
| Amounts payable within one year42/48 | €13,230 | €16,945 | €19,175 | €16,528 | €17,622 | ▲ 6.6% |
| Financial debts43 | - | €2,493 | €2,229 | €2,462 | €2,326 | ▼ 5.5% |
| Credit institutions430/8 | - | €2,493 | €2,229 | €2,462 | €2,326 | ▼ 5.5% |
| Trade debts44 | €4,426 | €4,592 | €6,662 | €2,194 | €4,409 | ▲ 101% |
| Suppliers440/4 | - | €4,592 | €6,662 | €2,194 | €4,409 | ▲ 101% |
| Taxes, remuneration and social security45 | - | €9,860 | €10,283 | €11,675 | €10,886 | ▼ 6.8% |
| Taxes450/3 | - | €9,860 | €10,283 | €11,675 | €10,886 | ▼ 6.8% |
| Other amounts payable47/48 | - | - | - | €197 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,355 | €14,618 | €14,217 | €13,777 | €12,985 | ▼ 5.7% |
| Operating cash flow (approximation) | €11,355 | €14,618 | €14,217 | €13,777 | €12,985 | ▼ 5.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100,000Eq €112,129 ▲14%
6 profitable years in a row build equity to €112,129.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €11,355 ▼29.6%
Net result drops to €11,355, the lowest in the series; recovery starts the following year.
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €16,127 ▲22.1%
Net result €16,127, the highest in the series.
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 1993
Ground area
250 m²
Building footprint
107 m²
Volume, LiDAR
586 m³
Parcel 13040B0785/00G003, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rood Kruisstraat 44, 2300 Turnhout
since 19932.064.002.523
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13040B0785/00G003 | Flanders | 250 m² | 1 · 107 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-1993
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.