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PEPE

Active Private limited companyfounded 1993active for 33 yearsRood Kruisstraat 44, 2300 TurnhoutKBO/BCE: BE 0450.973.091

Lifetime

20 annual accounts with figures on one time axis, 31 filings since 1994
peak €38,802 (2007)
€11,853▼ 16.5%
lowest -€140,926 (2017)
€7,823▼ 39.8%
peak €174,819 (2016)
€132,937▲ 6.3%
€26,738▲ 51.7%
Board4 names since 2001
1 directorBrijs Guy
Documentsfilings and deeds
02-11-20262 days late
2026micro format
Gross margin from €14,197 to €11,853Result from €12,985 to €7,823Debts from €17,622 to €26,738

Key points

from the 2026 annual accounts

Equity

€132,937 ▲ 6.3%

PEPE has made a profit without a break since 2019.

Turnover

≈ €55,000 estimated

The micro format states no turnover.

Investments

€149 4.5 × depreciation

Green is investment, beige is depreciation.

2026 accounts filed 2 days after the deadline

Checked score

92
Excellent
Financially stronger than 66% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%▼ -0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 0.2%▼ -0.2 percentage points vs 10-2026

Financial strength
Strong

100=equity 83.3% of total assets
92-5short-term debt 16.7%
75+15return on assets 4.9%

Score breakdown

raises risk
Liquidity: current ratio 5.97
lowers risk
Founded in 1993
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €159,675
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 85% on liquidity, 40% on profitability and 52% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as PEPE has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PEPE itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for PEPE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.97 (8.1 in 2025), above the usual 1.5. Short-term debt is 16.7% of total assets. 16.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 5.97
NBB · annual accounts
lowers risk · Founded in 1993
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €159,675
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-11-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2026
2 days late
2025
on the day
2024
3 days early
2023
25 days early
2022
on the day
2021
13 days early
2020
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BG
Brijs Guy
Director, since 11-07-2001
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0450973091
2 directors resigning, 1 reappointment Resignations: BRIJS Augustinus (statutory director) and VAN DER VLEUTEN Henricus (statutory director) · Reappointment: BRIJS Augustinus (statutory director) · General meeting of 27-12-2023 · Gazette deed
Registered office moved within Turnhout New registered office: Rood Kruisstraat 44, 2300 Turnhout · Previous registered office: Molenstraat 98, 2300 Turnhout · Resignation: Henk VAN DER VLEUTEN (manager) · General meeting of 06-06-2017 · Gazette deed
First establishment Rood Kruisstraat 44, Turnhout
All 43 events

Comparable companies

same main activity, similar in size and age
Company
PEPE Turnhout €159,675 €11,853 83.3% -
FACTS TO BRIDGE Antwerp €168,766 €11,922 67.3% -
RAM Ranst €175,610 €12,905 93.8% -
Themis Antwerp €152,789 €13,989 81.7% -
MIROVI Geel €151,981 €10,825 28.7% -
Akuna Brecht €179,883 €10,177 13.2% -
Pand 18 Heist-op-den-Berg €187,201 €10,871 67.3% -

These companies have the same main activity as PEPE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €152,000 and €187,000, founded between 1989 and 1996.

Official details

Source: KBO
Status
Active since 28-09-1993Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.064.002.5232300 Turnhout, since 18-10-1993
Financial year end
31 March
Peppol
Reachable since 14-11-2025
Company details

Annual accounts to 31-03-2026

€159,675▲ 11.9%
Filing
Filed on 02-11-2026
Financials

Insights on PEPE

PEPE files the micro format. That format states no turnover. The gross margin fell from €38,802 in 2007 to €11,853 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PEPE

What is the company number of PEPE?
The company number of PEPE is 0450.973.091. The VAT number is the same number with BE in front: BE 0450.973.091.
Where is PEPE based?
The registered office is at Rood Kruisstraat 44, 2300 Turnhout.Company details
What does PEPE do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of PEPE?
PEPE is a private limited company (BV).
When was PEPE founded?
PEPE was founded on 28-09-1993.
Is PEPE still active?
Yes, PEPE is an active enterprise in the KBO register.
What is the turnover of PEPE?
The turnover in financial year 2026 is ≈ €55,000. This figure is estimated from the gross margin of €11,853 and 206 comparable companies (NACE 70200). It probably lies between €26,000 and €110,000. It is a rough estimate.Financials
Is PEPE profitable?
In financial year 2026, PEPE made a profit of €7,823.
Where can I find the annual accounts of PEPE?
PEPE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of PEPE due?
PEPE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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