PEP.BE

Active

Private limited companyfounded 2021active for 5 yearsHessenbrug 2, 2000 Antwerpen, BelgiumKBO/BCE: BE 0762.974.482

Summary

The computed 12-month bankruptcy probability of PEP.BE is 7.1% (elevated). The 2024 annual accounts show equity of €68,666 and a net result of -€50,079. Equity is growing by about 273% per year across the filed financial years. Its solvency ranks better than 29% of 1,394 sector peers (NACE 73, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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PEP.BEActiveChecked score 33/100

Risk analysis Report Compare

Activity

Advertising agencies

NACE 73110Market research and public opinion polling NACE 73200

3 sites

Size

€2.7mturnover 2024

Staff: 11.2 FTE
Equity: €68,666
Loss: -€50,079

Financial health

33 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 7.1%

Structure

Parent: 75 dB BV

2025 accounts not filed, 89 days past the deadline2 of 4 deeds summarised

Why 33raises riskFigures for financial year 2024 (filed 16-01-2026)1 financial year not filed after the legal deadline; last filed accounts filed 169 days late; 1 of the last 3 lateSize: turnover €2.7m, 11.2 FTE, total assets €320,238lowers riskSector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2024

33 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 21% of its sector peers (NACE 73, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 46-2

equity 21.4% of total assets

Liquidity 17+4

short-term debt 78.6% · cash 8.0%

Profitability 5-50

return on assets -15.6%

Bankruptcy probability, 12 months

7.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (721 companies, NACE 73, small)

Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025lowest value 03-2025: 1.2%● unchanged vs 02-2025lowest value 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 2.3%▲ +0.7 percentage points vs 07-2025 09-2025: 2.9%▲ +0.6 percentage points vs 08-2025 10-2025: 4.1%▲ +1.2 percentage points vs 09-2025 11-2025: 4.1%● unchanged vs 10-2025 12-2025: 4.3%▲ +0.2 percentage points vs 11-2025 01-2026: 4.7%▲ +0.4 percentage points vs 12-2025 02-2026: 3.4%▼ -1.3 percentage points vs 01-2026 03-2026: 3.3%▼ -0.1 percentage points vs 02-2026 04-2026: 3.4%▲ +0.1 percentage points vs 03-2026 05-2026: 3.3%▼ -0.1 percentage points vs 04-2026 06-2026: 3.1%▼ -0.2 percentage points vs 05-2026 07-2026: 3.1%● unchanged vs 06-2026 08-2026: 4.3%▲ +1.2 percentage points vs 07-2026 09-2026: 5.1%▲ +0.8 percentage points vs 08-2026 10-2026: 7.1%▲ +2.0 percentage points vs 09-2026highest value

Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.09, compared with 1.17 in 2023, below the usual 1.5; short-term debt: 78.6% and cash: 8% of total assets), and 78.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small): better than 25% on solvency, 10% on liquidity, 5% on profitability and 44% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 16-01-2026)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 169 days late; 1 of the last 3 late

NBB · filings

Size: turnover €2.7m, 11.2 FTE, total assets €320,238

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Advertising, market research and public relations activities (NACE 73)

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.

NBB · 3 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline28-10-2026 today

2024 accounts filed 169 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-01-2026, 169 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 3 filings

Deviation from the deadline

2025

not filed

2024

169 days late

2023

30 days late

2022

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 65 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

16-01-2026 Annual accounts filedfinancial year 2024 · abbreviated…
19-09-2025 Capital & shares · MiscellaneousPower of attorney · Shareholding
30-08-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Caution: From profit to loss in 2024after €7,839 in 2023 -€50,079 View
Caution: Among the weakest 11% on net resultsector median €26,498 · 1,393 companies -€50,079 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 89 days past the deadline View
Controlled by 75 dB BV parent View

By topic

Financials

Financial year: 2024
Turnover: €2.7m
Loss: -€50,079
Solvency: 21.4%

Turnover▲ 19.0%

Net result

20232024

Go to Financials

Board & ownership

Parent: 75 dB BV

Go to Board & ownership

Timeline

Events: 8
Since: 2023

31-12-2023Back to profit
31-12-2023Liquidity more than 6 times
31-12-2023Equity above €100,000

Go to Timeline

Company details

Sites: 3

Legal form: Private limited company
Activity: Advertising agenciesNACE 73110
Founded: 05-02-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PEP.BE

What is the company number of PEP.BE?: 0762.974.482. In Belgium the VAT number is the company number with BE in front: BE 0762.974.482.
Where is PEP.BE based?: The registered office is at Hessenbrug 2, 2000 Antwerpen.Company details
What does PEP.BE do?: According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of PEP.BE?: Private limited company (BV).
When was PEP.BE founded?: On 05-02-2021.
Is PEP.BE still active?: Yes, PEP.BE is an active enterprise in the KBO register.
How many employees does PEP.BE have?: On average 11.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of PEP.BE?: €2.7m in financial year 2024, according to the filed annual accounts.
Is PEP.BE profitable?: In financial year 2024, PEP.BE made a loss of €50,079.
Where can I find the annual accounts of PEP.BE?: PEP.BE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.