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Peos

Active
Private limited company (pre-2019)founded 197056 yrs activeTerrasstraat 21, 9406 Ninove, BelgiumKBO/BCE: BE 0407.107.515

Peos has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
30 / 100
Weak▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency37▲+17
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 1.11 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 56 years 0 60 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-50.9%
Return on assets
-63.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
12 d late
2024
26 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
83 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-11k
2024 · €3k
2018: €-27k 2019: €-32k 2020: €-15k 2021: €2k 2022: €12k 2023: €26k 2024: €3k
2018 → 2025
Total assets
€22k▼ 24.8%
2024 · €29k
2018: €45k 2019: €40k 2020: €29k 2021: €26k 2022: €39k 2023: €40k 2024: €29k
2018 → 2025
Net result
€-14k▲ 39.6%
2024 · €-23k
2018: €-11k 2019: €-5k 2020: €17k 2021: €17k 2022: €10k 2023: €15k 2024: €-23k
2018 → 2025
Working capital
€-11k
2024 · €3k
2018: €-29k 2019: €-35k 2020: €-16k 2021: €1k 2022: €12k 2023: €26k 2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2k-€12k▲ 525%€26k▲ 125%€3k▼ 89.2%€-11k
Operating result€16k-€11k▼ 29.0%€15k▲ 37.2%€-23k€-11k▲ 49.2%
Net result€17k-€10k▼ 42.1%€15k▲ 49.4%€-23k€-14k▲ 39.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €16k€16kNet result 2021: €17k€17kOperating result 2022: €11k€11kNet result 2022: €10k€10kOperating result 2023: €15k€15kNet result 2023: €15k€15kOperating result 2024: €-23k€-23kNet result 2024: €-23k€-23kOperating result 2025: €-11k€-11kNet result 2025: €-14k€-14k20212022202320242025
The operating result stays negative: a loss of €11k in 2025 against €23k in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
-50.9%
2024 · 9.6%
Current ratio
0.66
2024 · 1.11
Quick ratio
0.66
2024 · 1.11
Debt / equity
-2.96
2024 · 9.42
ROE
125.1%
2024 · -826.3%
ROA
-63.7%
2024 · -79.3%
Debt
€33k
2024 · €27k
Debt ≤ 1 year
€33k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€29k€22k
Current assets29/58€29k€22k
Amounts receivable within one year40/41€28k€21k
Other amounts receivable41€28k€21k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€29k€22k
Equity10/15€3k€-11k
Contributions10/11€19k€19k=
Reserves13€25k€25k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-41k€-55k
Amounts payable17/49€27k€33k
Amounts payable within one year42/48€27k€33k
Financial debts43€23k€32k
Credit institutions430/8€23k€32k
Trade debts44€2k€203
Suppliers440/4€2k€203
Taxes, remuneration and social security45€1k€1k
Taxes450/3€1k€1k
Income statement Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-25k-
Other operating charges640/8€26k€450
Gross operating margin9900€-21k€-11k
Operating profit (loss)9901€-23k€-11k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€2k€4k
Recurring financial charges65€2k€4k
Profit (loss) for the period before taxes9903€-23k€-14k
Profit (loss) for the period9904€-23k€-14k
Profit (loss) for the period to be appropriated9905€-23k€-14k
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-55k
Profit (loss) brought forward from the previous period14P€-17k€-41k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial Weakest financial yearnet €-23k ▼260%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Liquidity doublescurrent ratio 2.92
Current ratio from 1.42 to 2.92; short-term debt falls from €27k to €14k.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial Back to profitnet €17k
Net result €17k after 2 loss-making years.
22-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1979
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Terrasstraat 219406 Ninove
Ground area
1,832 m²
Building footprint
567 m²
Volume, LiDAR
3,306 m³
2 parcels, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselstraat 9, 9400 Ninove
Manufacture of fabricated metal products, except machinery and equipment
since 19792.035.398.609
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41055B0881/00F000 Flanders 1,474 m² 1 · 219 m² 8.3 m · 2 fl.
41362B1471/00H000 Flanders 358 m² 1 · 349 m² 13.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,268 companies in sector 47512 we hold annual accounts for 579. 115 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-1970
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
46494Wholesale of non-electrical household articles
51471
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.