Peopledriving
ActivePeopledriving has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.77M and a net result of €138k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 2297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-10
Solvency52▲+1
Growth69▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.38 in 2024; short-term debt: 20.6% and cash: 0.1% of total assets), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
1 d early
2022
on the day
2021
2 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.36M▼ 5.6%
2024 · €2.50M
2018: €1.66M
2019: €1.79M
2020: €636k
2021: €753k
2022: €2.09M
2023: €2.29M
2024: €2.50M
2018 → 2025
EBIT margin
12.3%▼ 11.8pp
2024 · 24.1%
2018: 11.2%
2019: 6.4%
2020: 3.6%
2021: 16.5%
2022: 27.0%
2023: 10.8%
2024: 24.1%
2018 → 2025
Net result
€138k▼ 67.3%
2024 · €423k
2018: €127k
2019: €89k
2020: €716
2021: €106k
2022: €441k
2023: €173k
2024: €423k
2018 → 2025
Working capital
€-906k▼ 14.6%
2024 · €-791k
2018: €-216k
2019: €-121k
2020: €-247k
2021: €-123k
2022: €254k
2023: €88k
2024: €-791k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€753k-€2.09M▲ 177%€2.29M▲ 9.8%€2.50M▲ 9.1%€2.36M▼ 5.6%
Equity€599k-€1.04M▲ 73.6%€1.21M▲ 16.6%€1.63M▲ 34.9%€1.77M▲ 8.5%
Operating result€124k-€565k▲ 356%€247k▼ 56.3%€602k▲ 144%€290k▼ 51.8%
Net result€106k-€441k▲ 315%€173k▼ 60.8%€423k▲ 145%€138k▼ 67.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.45M
Fixed assets
€6.03M▲ 3.2%
Current assets
€421k▼ 11.9%
Equity and liabilities €6.45M
Equity
€1.77M▲ 8.5%
Debt
€4.68M▼ 0.1%
The debt ratio falls from 74.1% to 72.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€797k▼
2024 · €1.06M
Cash flow
€645k▼
2024 · €884k
Solvency
27.5%▲
2024 · 25.9%
Current ratio
0.32▼
2024 · 0.38
Quick ratio
0.32▼
2024 · 0.38
Debt / equity
2.64▼
2024 · 2.87
ROE
7.8%▼
2024 · 25.9%
ROA
2.1%▼
2024 · 6.7%
Interest coverage
4.85▼
2024 · 8.46
Debt
€4.68M▼
2024 · €4.68M
Debt ≤ 1 year
€1.33M▲
2024 · €1.27M
Debt > 1 year
€3.35M▼
2024 · €3.41M
Income taxes
€56k▼
2024 · €123k
Staff costs
€717k▼
2024 · €751k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.32M€6.45M▲
Fixed assets21/28€5.84M€6.03M▲
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€5.10M€5.29M▲
Land and buildings22€3.26M€3.97M▲
Plant, machinery and equipment23€9k€9k▼
Furniture and vehicles24€13k€11k▼
Leasing and similar rights25€1.41M€1.30M▼
Assets under construction and advance payments27€404k-
Financial fixed assets28€735k€735k=
Current assets29/58€478k€421k▼
Amounts receivable within one year40/41€384k€359k▼
Trade receivables40€270k€347k▲
Other amounts receivable41€114k€11k▼
Cash at bank and in hand54/58€27k€4k▼
Deferred charges and accrued income490/1€67k€59k▼
Equity and liabilities
Total equity and liabilities10/49€6.32M€6.45M▲
Equity10/15€1.63M€1.77M▲
Contributions10/11€40k€40k=
Reserves13€98k€98k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€1.50M€1.63M▲
Amounts payable17/49€4.68M€4.68M▼
Amounts payable after more than one year17€3.41M€3.35M▼
Financial debts170/4€3.41M€3.35M▼
Other amounts payable178/9-€3k
Amounts payable within one year42/48€1.27M€1.33M▲
Current portion of amounts payable after more than one year42€769k€721k▼
Financial debts43-€47k
Credit institutions430/8-€47k
Trade debts44€389k€448k▲
Suppliers440/4€389k€448k▲
Taxes, remuneration and social security45€108k€110k▲
Taxes450/3€54k€69k▲
Remuneration and social security454/9€54k€42k▼
Other amounts payable47/48€2k€428▼
Income statement
Code20242025
Turnover70€2.50M€2.36M▼
Non-recurring operating income76A€61k€74k▲
Goods, raw materials, services and sundry goods60/61€1.16M€1.10M▼
Remuneration, social security and pensions62€751k€717k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€461k€507k▲
Other operating charges640/8€74k€55k▼
Non-recurring operating charges66A€5k€12k▲
Gross operating margin9900€1.89M€1.58M▼
Operating profit (loss)9901€602k€290k▼
Financial income75/76B€69k€69k▼
Recurring financial income75€69k€69k▼
Financial charges65/66B€126k€164k▲
Recurring financial charges65€126k€164k▲
Profit (loss) for the period before taxes9903€546k€195k▼
Income taxes67/77€123k€56k▼
Profit (loss) for the period9904€423k€138k▼
Profit (loss) for the period to be appropriated9905€423k€138k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.50M€1.63M▲
Profit (loss) brought forward from the previous period14P€1.07M€1.50M▲
Social balance
Average headcount (FTE)908717.817.4▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €441k ▲315%
Net result €441k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.04M ▲73.6%
5 profitable years in a row build equity to €1.04M.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €599k ▲21.5%
4 profitable years in a row build equity to €599k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €716 ▼99.2%
Net result drops to €716, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkelei 152860 Sint-Katelijne-WaverGround area
9,388 m²
Building footprint
2,820 m²
Volume, LiDAR
25,851 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PeopleDriving
since 20092.182.703.007
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402A0123/00M000 | Flanders | 8,771 m² | 1 · 2,690 m² | 11.2 m · 3 fl. |
| 12422C0165/00V004 | Flanders | 617 m² | 1 · 131 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 261 companies in sector 86920 we hold annual accounts for 130. 61 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2009
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
86903Human health activities
86920Human health activities
49390Land transport and transport via pipelines
52210Service activities incidental to land transportation
53100Postal and courier activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.