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People & Vision

Active
Private limited companyfounded 20196 yrs activeLauterweg 27, 1910 Kampenhout, BelgiumKBO/BCE: BE 0735.828.637
Summary

People & Vision has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €570,646 and a net result of €115,725. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 64% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
People & VisionActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€823,935total assets 2025
Equity
€570,646
Profit
€115,725
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 1 d early0 of 1 deed read
Why 94+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 2.02, cash €290,752+ Size: total assets €823,935+ Figures for FY 2025 (filed 30-01-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 94+18
equity 69.3% of total assets
Liquidity 81+9
short-term debt 30.7% · cash 35.3%
Profitability 68-12
return on assets 14.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▲ +13.8% vs 11-2024 01-2025: < 0.1%▲ +9.1% vs 12-2024 02-2025: < 0.1%▼ -22.2% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%▲ +3.6% vs 08-2025 10-2025: < 0.1%▲ +6.9% vs 09-2025 11-2025: < 0.1%▲ +3.2% vs 10-2025 12-2025: < 0.1%▲ +9.4% vs 11-2025 01-2026: < 0.1%▲ +17.1% vs 12-2025highest value 02-2026: < 0.1%▼ -26.8% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▲ +6.7% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 2.02, cash €290,752 lowers the probability
  • Size: total assets €823,935 lowers the probability for this profile
  • Figures for FY 2025 (filed 30-01-2026) lowers the probability
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.46 in 2024; short-term debt: 30.7% and cash: 35.3% of total assets), and 30.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 65%, liquidity 73%, profitability 31%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.02, cash €290,752
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €823,935
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
2 d early
2022
on the day
2021
3 d early
2020
1 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director resignationPermanent representative · Director appointment
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet €115,725 ▼33.3%

Key points

  • Positive: Among the best 10% on equitysector median €78,242 · 38,810 companies €570,646 View
  • Caution: Result fell in 2025from €173,379 to €115,725 ▼ 33.3% View
  • Positive: 6 profitable years in a rowprofit 2025: €115,725 6 years View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€823,935
Profit
€115,725
Solvency
69.3%
Total assets▼ 26.1%
Net result
20202025
Go to Financials

Timeline

Events
11
Since
2021
Next accounts
by 31-01-2027
  1. 02-02-2026General meeting · Director resignation
  2. 30-01-2026Annual accounts filed
  3. 30-06-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
08-10-2019
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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