PEOPLE ADDED VALUE
ActivePEOPLE ADDED VALUE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-2k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-6
Solvency92▲+21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 1.37 in 2024; short-term debt: 32.2% and cash: 4.6% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
-3.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
11 d late
2024
12 d late
2023
16 d late
2022
133 d late
2021
20 d early
2020
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€32k▼ 5.4%
2024 · €33k
2020: €8k
2021: €28k
2022: €18k
2023: €41k
2024: €33k
2020 → 2025
Total assets
€47k▼ 34.7%
2024 · €72k
2020: €12k
2021: €53k
2022: €47k
2023: €79k
2024: €72k
2020 → 2025
Net result
€-2k▲ 76.5%
2024 · €-8k
2020: €9k
2021: €20k
2022: €-10k
2023: €23k
2024: €-8k
2020 → 2025
Working capital
€32k▲ 156%
2024 · €13k
2020: €7k
2021: €635
2022: €-4k
2023: €12k
2024: €13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€18k▼ 37.2%€41k▲ 133%€33k▼ 18.6%€32k▼ 5.4%
Operating result€32k-€-1k€35k€2k▼ 95.3%€2k▲ 25.7%
Net result€20k-€-10k€23k€-8k€-2k▲ 76.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €47k
Equity
€32k▼ 5.4%
Debt
€16k▼ 59.9%
The debt ratio falls from 53.7% to 32.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €17k
Cash flow
€-1k▼
2024 · €8k
Solvency
67.1%▲
2024 · 46.3%
Current ratio
3.11▲
2024 · 1.37
Quick ratio
3.11▲
2024 · 1.37
Debt / equity
0.49▼
2024 · 1.16
ROE
-5.7%▲
2024 · -22.9%
ROA
-3.8%▲
2024 · -10.6%
Interest coverage
4.27▼
2024 · 11.03
Debt
€16k▼
2024 · €39k
Debt ≤ 1 year
€15k▼
2024 · €34k
Debt > 1 year
€357▼
2024 · €5k
Income taxes
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€47k▼
Fixed assets21/28€26k-
Tangible fixed assets22/27€26k-
Furniture and vehicles24€26k-
Current assets29/58€46k€47k▲
Amounts receivable within one year40/41€42k€45k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€40k€35k▼
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€827-
Equity and liabilities
Total equity and liabilities10/49€72k€47k▼
Equity10/15€33k€32k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€27k€25k▼
Amounts payable17/49€39k€16k▼
Amounts payable after more than one year17€5k€357▼
Financial debts170/4€5k€357▼
Amounts payable within one year42/48€34k€15k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€412€465▲
Suppliers440/4€412€465▲
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€21k€10k▼
Other amounts payable47/48€6k-
Income statement
Code20242025
Non-recurring operating income76A€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€428▼
Other operating charges640/8€2k€838▼
Non-recurring operating charges66A€95€9k▲
Gross operating margin9900€19k€13k▼
Operating profit (loss)9901€2k€2k▲
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€2k€584▼
Recurring financial charges65€2k€584▼
Profit (loss) for the period before taxes9903€90€1k▲
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€-8k€-2k▲
Profit (loss) for the period to be appropriated9905€-8k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€25k▼
Profit (loss) brought forward from the previous period14P€35k€27k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 3.11
Current ratio from 1.37 to 3.11; short-term debt falls from €34k to €15k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
11-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 133 days late
2022
31-12
Financial
Weakest financial yearnet €-10k ▼153%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacques Pasturlaan 151180 UkkelGround area
511 m²
Building footprint
182 m²
Volume, LiDAR
1,699 m³
Parcel 21614H0005/00C037, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jacques Pasturlaan 15, 1180 Ukkel
since 20182.276.458.455
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0005/00C037 | Brussels | 511 m² | 1 · 182 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0765.942.682
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JText
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,818 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.