PEONY
ActiveSummary
PEONY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €45k. Equity is shrinking by ~88.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 43% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency67▲+67
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.29 in 2024; short-term debt: 57.6% and cash: 30.8% of total assets), and 57.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
77.5%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
46 d early
2023
1 d early
2022
on the day
2021
on the day
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€24k
2024 · €-20k
Total assets
€58k▲ 28.4%
2024 · €45k
Net result
€45k
2024 · €-25k
Working capital
€-4k▲ 91.3%
2024 · €-46k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-91k▼ 50.9%€-57k▲ 37.1%€-36k▲ 37.6%€-24k▲ 32.0%€45k
Net result€-98k▼ 43.3%€74k€-36k€-25k▲ 31.5%€45k
Equity€77k▼ 56.2%€41k▼ 46.7%€5k▼ 88.7%€-20k€24k
Total assets€719k▼ 15.0%€56k▼ 92.2%€33k▼ 40.3%€45k▲ 34.3%€58k▲ 28.4%
Debt€642k▼ 4.2%€15k▼ 97.7%€29k▲ 91.0%€65k▲ 126%€33k▼ 49.0%
Working capital€-315k▼ 58.3%€10k€-23k€-46k▼ 100%€-4k▲ 91.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €45k after a loss of €24k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€28k ▲ 9.9%
Current assets
€29k ▲ 53.6%
Equity and liabilities €58k
Equity
€24k
Debt
€33k
Debt finances 57.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€50k▲
2024 · €-21k
Cash flow
€49k▲
2024 · €-21k
Current ratio
0.88▲
2024 · 0.29
Debt to equity
1.36▲
2024 · -3.22
ROE
182.7%
ROA
77.5%▲
2024 · -55.3%
Interest coverage
380.57▲
2024 · -380.10
Debt ≤ 1 year
€33k▼
2024 · €65k
Income taxes
€429▲
2024 · €411
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €4k | €4k | €3k | €4k | ▲ 29.5% |
| Other operating charges640/8 | - | €5k | €1k | €1k | €1k | ▼ 3.6% |
| Gross operating margin9900 | €-58k | €-49k | €-31k | €-20k | €51k | ▲ 361% |
| Operating profit (loss)9901 | €-91k | €-57k | €-36k | €-24k | €45k | ▲ 286% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | €4 | - | €0 | - | - | - |
| Financial charges65/66B | - | €9k | €54 | €55 | €131 | ▲ 137% |
| Recurring financial charges65 | €7k | €9k | €54 | €55 | €131 | ▲ 137% |
| Profit (loss) for the period before taxes9903 | €-98k | €-67k | €-36k | €-24k | €45k | ▲ 285% |
| Income taxes67/77 | €427 | €-141k | €393 | €411 | €429 | ▲ 4.2% |
| Profit (loss) for the period9904 | €-98k | €74k | €-36k | €-25k | €45k | ▲ 280% |
| Profit (loss) for the period to be appropriated9905 | €-98k | €74k | €-36k | €-25k | €45k | ▲ 280% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €719k | €56k | €33k | €45k | €58k | ▲ 28.4% |
| Fixed assets21/28 | €688k | €31k | €28k | €26k | €28k | ▲ 9.9% |
| Tangible fixed assets22/27 | €688k | €31k | €28k | €26k | €28k | ▲ 9.9% |
| Land and buildings22 | - | €21k | €19k | €16k | €14k | ▼ 12.6% |
| Plant, machinery and equipment23 | - | €2k | €1k | €2k | €2k | ▼ 3.1% |
| Furniture and vehicles24 | - | €4k | €4k | €3k | €8k | ▲ 140% |
| Other tangible fixed assets26 | - | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €31k | €25k | €6k | €19k | €29k | ▲ 53.6% |
| Amounts receivable within one year40/41 | €5k | €16k | €2k | €8k | €11k | ▲ 39.0% |
| Trade receivables40 | - | €6k | €1k | €8k | €11k | ▲ 38.9% |
| Other amounts receivable41 | - | €10k | €1k | €5 | €15 | ▲ 217% |
| Cash at bank and in hand54/58 | €25k | €7k | €3k | €10k | €18k | ▲ 73.1% |
| Deferred charges and accrued income490/1 | - | €1k | €445 | €523 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €719k | €56k | €33k | €45k | €58k | ▲ 28.4% |
| Equity10/15 | €77k | €41k | €5k | €-20k | €24k | ▲ 221% |
| Contributions10/11 | - | €90k | €90k | €90k | €90k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-125k | €-51k | €-88k | €-112k | €-68k | ▲ 39.8% |
| Amounts payable17/49 | €642k | €15k | €29k | €65k | €33k | ▼ 49.0% |
| Amounts payable after more than one year17 | €296k | - | - | - | - | - |
| Amounts payable within one year42/48 | €346k | €15k | €29k | €65k | €33k | ▼ 49.0% |
| Trade debts44 | €10k | €14k | €2k | €3k | €2k | ▼ 28.7% |
| Suppliers440/4 | - | €14k | €2k | €3k | €2k | ▼ 28.7% |
| Taxes, remuneration and social security45 | - | €458 | €859 | €3k | €12k | ▲ 309% |
| Taxes450/3 | - | €458 | €859 | €3k | €10k | ▲ 256% |
| Remuneration and social security454/9 | - | - | - | - | €2k | - |
| Other amounts payable47/48 | - | €1k | €26k | €59k | €19k | ▼ 67.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-98k | €74k | €-36k | €-25k | €45k | ▲ 280% |
| + Depreciation and write-downs630 | €30k | €4k | €4k | €3k | €4k | ▲ 29.5% |
| Operating cash flow (approximation) | €-69k | €78k | €-33k | €-21k | €49k | ▲ 330% |
| Investment in fixed assets (approximation) | - | €653k | €0 | €-2k | €-7k | ▼ 322% |
| Change in cash | - | €-18k | €-4k | €7k | €8k | ▲ 2.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €45k
Net result €45k after 2 loss-making years.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €74k
Net result €74k after 2 loss-making years.
30-06
Financial
Liquidity times 18current ratio 1.64
Current ratio from 0.09 to 1.64; short-term debt falls from €346k to €15k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Ground area
684 m²
Building footprint
134 m²
Volume, LiDAR
882 m³
Parcel 44809I0120/00W000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PEONY
since 20182.276.930.785
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0120/00W000 | Flanders | 684 m² | 1 · 134 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 6,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-06-2018
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.