PENTAVET
ActivePENTAVET has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24k and a net result of €6k. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 13% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency19▲+12
Growth32=
Stability94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.44 in 2023), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.3%
Return on assets
3.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 1470 sector peers (2024).
NBB · sector comparisonPosition among 1470 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
37 d early
2022
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 33.3%
2023 · €18k
2022: €28k
2023: €18k
2022 → 2024
Total assets
€167k▼ 5.1%
2023 · €176k
2022: €76k
2023: €176k
2022 → 2024
Net result
€6k
2023 · €-10k
2022: €28k
2023: €-10k
2022 → 2024
Working capital
€-2k▲ 94.7%
2023 · €-43k
2022: €6k
2023: €-43k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€28k-€18k▼ 35.9%€24k▲ 33.3%
Operating result€40k-€-7k€11k
Net result€28k-€-10k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €167k
Fixed assets
€134k▼ 5.8%
Current assets
€33k▼ 1.9%
Equity and liabilities €167k
Equity
€24k▲ 33.3%
Debt
€143k▼ 9.4%
The debt ratio falls from 89.8% to 85.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▲
2023 · €8k
Cash flow
€30k▲
2023 · €5k
Solvency
14.3%▲
2023 · 10.2%
Current ratio
0.94▲
2023 · 0.44
Quick ratio
0.94▲
2023 · 0.44
Debt / equity
5.98▼
2023 · 8.80
ROE
25.0%▲
2023 · -55.9%
ROA
3.6%▲
2023 · -5.7%
Interest coverage
6.98▲
2023 · 2.35
Debt
€143k▼
2023 · €158k
Debt ≤ 1 year
€35k▼
2023 · €77k
Debt > 1 year
€107k▲
2023 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€176k€167k▼
Fixed assets21/28€142k€134k▼
Tangible fixed assets22/27€140k€131k▼
Plant, machinery and equipment23€119k€119k▼
Furniture and vehicles24€20k€13k▼
Financial fixed assets28€2k€2k=
Current assets29/58€34k€33k▼
Amounts receivable within one year40/41€11k€19k▲
Trade receivables40€1k€19k▲
Other amounts receivable41€9k€0▼
Cash at bank and in hand54/58€8k€945▼
Deferred charges and accrued income490/1€15k€13k▼
Equity and liabilities
Total equity and liabilities10/49€176k€167k▼
Equity10/15€18k€24k▲
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-10k€-4k▲
Amounts payable17/49€158k€143k▼
Amounts payable after more than one year17€81k€107k▲
Financial debts170/4€81k€56k▼
Other amounts payable178/9-€51k
Amounts payable within one year42/48€77k€35k▼
Current portion of amounts payable after more than one year42€18k€25k▲
Financial debts43-€446
Credit institutions430/8-€446
Trade debts44€42k€2k▼
Suppliers440/4€42k€2k▼
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€695€7k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€9k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€24k▲
Other operating charges640/8€555€568▲
Gross operating margin9900€9k€35k▲
Operating profit (loss)9901€-7k€11k▲
Financial income75/76B€443€5▼
Recurring financial income75€443€5▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-10k€6k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-10k€6k▲
Profit (loss) for the period to be appropriated9905€-10k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-4k▲
Profit (loss) brought forward from the previous period14P-€-10k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼136%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valleistraat 253012 LeuvenGround area
8,189 m²
Building footprint
1,250 m²
Volume, LiDAR
15,773 m³
2 parcels, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
PENTAVET
since 20212.316.570.529
Gaston Geenslaan 1, 3001 Leuven
since 20242.366.190.185
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24040B0201/00H002 | Flanders | 7,000 m² | 1 · 1,139 m² | 17.0 m · 4 fl. |
| 24126D0365/00D000 | Flanders | 1,189 m² | 1 · 111 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,068 companies in sector 75000 we hold annual accounts for 1,943. 1,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2021
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.