Pentatrade
ActivePentatrade has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.28M and a net result of €320k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 3.24 in 2024), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
15.7%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
53 d early
2023
43 d early
2022
57 d early
2021
54 d early
2020
54 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.28M▲ 5.7%
2024 · €1.21M
2019: €451k
2020: €498k
2021: €558k
2022: €908k
2023: €915k
2024: €1.21M
2019 → 2025
Total assets
€2.04M▲ 18.5%
2024 · €1.72M
2019: €1.35M
2020: €1.48M
2021: €1.31M
2022: €2.36M
2023: €1.94M
2024: €1.72M
2019 → 2025
Net result
€320k▼ 34.1%
2024 · €485k
2019: €-8k
2020: €47k
2021: €60k
2022: €350k
2023: €517k
2024: €485k
2019 → 2025
Working capital
€1.23M▲ 8.6%
2024 · €1.13M
2019: €451k
2020: €498k
2021: €558k
2022: €787k
2023: €806k
2024: €1.13M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€558k-€908k▲ 62.6%€915k▲ 0.7%€1.21M▲ 32.8%€1.28M▲ 5.7%
Operating result€98k-€477k▲ 386%€705k▲ 47.7%€657k▼ 6.8%€428k▼ 34.9%
Net result€60k-€350k▲ 482%€517k▲ 47.8%€485k▼ 6.1%€320k▼ 34.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.04M
Fixed assets
€53k▼ 34.3%
Current assets
€1.98M▲ 21.1%
Equity and liabilities €2.04M
Equity
€1.28M▲ 5.7%
Debt
€753k▲ 49.1%
The debt ratio rises from 29.4% to 37.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€456k▼
2024 · €685k
Cash flow
€347k▼
2024 · €513k
Solvency
63.0%▼
2024 · 70.6%
Current ratio
2.63▼
2024 · 3.24
Quick ratio
2.13▼
2024 · 2.75
Debt / equity
0.59▲
2024 · 0.42
ROE
24.9%▼
2024 · 39.9%
ROA
15.7%▼
2024 · 28.2%
Interest coverage
34.70▼
2024 · 59.91
Debt
€753k▲
2024 · €505k
Debt ≤ 1 year
€753k▲
2024 · €505k
Income taxes
€102k▼
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€2.04M▲
Fixed assets21/28€81k€53k▼
Tangible fixed assets22/27€81k€53k▼
Land and buildings22€12k€10k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€68k€42k▼
Current assets29/58€1.64M€1.98M▲
Stocks and contracts in progress3€247k€383k▲
Stocks30/36€247k€383k▲
Amounts receivable within one year40/41€937k€1.29M▲
Trade receivables40€570k€868k▲
Other amounts receivable41€368k€422k▲
Current investments50/53-€145k
Cash at bank and in hand54/58€451k€164k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.72M€2.04M▲
Equity10/15€1.21M€1.28M▲
Contributions10/11€248k€248k=
Capital10€248k€248k=
Issued capital100€248k€248k=
Reserves13€25k€25k=
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k€25k=
Profit (loss) carried forward14€942k€1.01M▲
Amounts payable17/49€505k€753k▲
Amounts payable within one year42/48€505k€753k▲
Trade debts44€311k€531k▲
Suppliers440/4€311k€531k▲
Taxes, remuneration and social security45€42k€16k▼
Taxes450/3€42k€16k▼
Other amounts payable47/48€153k€206k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€688k€458k▼
Operating profit (loss)9901€657k€428k▼
Financial income75/76B€5€7k▲
Recurring financial income75€5€7k▲
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€646k€422k▼
Income taxes67/77€161k€102k▼
Profit (loss) for the period9904€485k€320k▼
Profit (loss) for the period to be appropriated9905€485k€320k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.13M€1.26M▲
Profit (loss) brought forward from the previous period14P€642k€942k▲
Profit to be distributed694/7€185k€250k▲
Return on contributions (dividend)694€185k€250k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.21M ▲32.8%
5 profitable years in a row build equity to €1.21M.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2019net €517k ▲47.8%
Operating result €705k, net result €517k, both a record.
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €500kEq €558k ▲12%
2 profitable years in a row build equity to €558k.
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossestaart 269830 Sint-Martens-LatemGround area
2,517 m²
Building footprint
325 m²
Volume, LiDAR
1,742 m³
Parcel 44064A0492/00F000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pentatrade
since 19922.056.542.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0492/00F000 | Flanders | 2,517 m² | 1 · 325 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Martens-Latem2.056.542.530
Legal Entity Identifier
549300CJ3OY9ZGLGG873
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ROODHUIS
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DE BRANDT
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ALVLEES
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Of 751 companies in sector 46321 we hold annual accounts for 548. 385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-02-1992
Fiscal year end30-06
Activities, NACEBEL
46321Wholesale of meat and meat products, excluding game and poultry
51321
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.