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Pentastic

Active Risk: not assessed
Private limited companyfounded 2019active for 7 yearsAbelendreef(KLS) 2, 9190 Stekene, BelgiumKBO/BCE: BE 0732.495.203

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Pentastic is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €97,648 and a net result of -€11,840. Equity has been growing by about 33% per year since 2020. Its solvency ranks better than 63% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

KBO
Status
Active since 09-08-2019 Normal situation
Activity
Activities of holding companies NACE 64210and 2 others
Establishment unit
2.292.025.767 9190 Stekene, since 09-08-2019
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Board
  • DEWULF MATTIASDirector · since 08-08-2019

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€11,840
Equity
€97,648
▼ 38.8%
Total assets
€148,135
▼ 10.7%
Filed on 15-06-2026, 46 days before the deadlineat the National Bank
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
46 days early
2024
29 days early
2023
51 days early
2022
28 days early
2021
25 days early
2020
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 35 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 15-06-2026 at the NBB all 6 filings

Equity
€97,648▼ 38.8%
2024 · €159,488
Net result
-€11,840
2024 · €87,880
Total assets
€148,135▼ 10.7%
2024 · €165,946
Solvency
65.9%▼ 30.2pp
2024 · 96.1%
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result for 2025 is a loss of €11,354, after a profit of €111,163 in 2024. It is the lowest result since 2021.

Operating result-€11,354 2025 Net result-€11,840 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€14,232-€23,350▲ 64.1%€27,799▲ 19.1%€29,578▲ 6.4%€111,163▲ 276%-€11,354
Net result€10,478within the sector's middle half-€18,104within the sector's middle half▲ 72.8%€21,767within the sector's middle half▲ 20.2%€23,325within the sector's middle half▲ 7.2%€87,880above the sector's middle half▲ 277%-€11,840below the sector's middle half
Equity€11,678below the sector's middle half-€28,982below the sector's middle half▲ 148%€49,949within the sector's middle half▲ 72.3%€72,441within the sector's middle half▲ 45.0%€159,488within the sector's middle half▲ 120%€97,648within the sector's middle half▼ 38.8%
Total assets€57,689below the sector's middle half-€66,828below the sector's middle half▲ 15.8%€83,869below the sector's middle half▲ 25.5%€91,783below the sector's middle half▲ 9.4%€165,946within the sector's middle half▲ 80.8%€148,135within the sector's middle half▼ 10.7%
Debt€46,012-€37,846▼ 17.7%€33,920▼ 10.4%€19,342▼ 43.0%€6,458▼ 66.6%€50,488▲ 682%
Working capital-€3,706within the sector's middle half-€8,328within the sector's middle half€17,208within the sector's middle half▲ 107%€48,755within the sector's middle half▲ 183%€108,856within the sector's middle half▲ 123%€57,061within the sector's middle half▼ 47.6%
Solvency20.2%below the sector's middle half-43.4%within the sector's middle half▲ 23.1pp59.6%within the sector's middle half▲ 16.2pp78.9%above the sector's middle half▲ 19.4pp96.1%above the sector's middle half▲ 17.2pp65.9%within the sector's middle half▼ 30.2pp
Current ratio0.76within the sector's middle half-1.49within the sector's middle half▲ 0.721.73within the sector's middle half▲ 0.243.52within the sector's middle half▲ 1.7918.49above the sector's middle half▲ 14.972.14within the sector's middle half▼ 16.35
Return on assets (ROA)18.2%within the sector's middle half-27.1%above the sector's middle half▲ 8.9pp26.0%above the sector's middle half▼ 1.1pp25.4%above the sector's middle half▼ 0.5pp53.0%above the sector's middle half▲ 27.5pp-8.0%below the sector's middle half▼ 60.9pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148,135
Fixed assets €41,031 ▼ 19.3%
Current assets €107,104 ▼ 6.9%
Equity and liabilities €148,135
Equity €97,648 ▼ 38.8%
Debt €50,488 ▲ 682%
Debt's share of the balance-sheet total rises from 3.9% to 34.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-12.1%▼
2024 · 55.1%
Debt ≤ 1 year
€50,043▲
2024 · €6,224
Income taxes
€128▼
2024 · €23,075
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as Pentastic: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €129,000 and €276,000, founded between 2015 and 2021.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
Pentastic Stekene2019€148,135€97,648€2,427-€11,840-2025
XPDC TRADING AND CONSULTING Brussel2019€141,757-€20,018€3,817-€9,657-2025
GENUINE Zedelgem2016€132,515€45,402€2,790-€4,423-2025
Wise@vice Oudenaarde2021€129,268€44,108€3,545€487-2025
BE RESOLUD Gent2015€145,962-€63,901€3,246-€5,424-2025
FERRATES Kruisem2018€159,598€127,260€4,957€80302025
VIGOH Gent2021€275,906€210,825€2,840-€5,860-2025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines

Source: Annual accounts 2025 at the NBB, filed on 15-06-2026.

Balance sheet Code20242025
Assets
Total assets20/58€165,946€148,135▼
Fixed assets21/28€50,866€41,031▼
Tangible fixed assets22/27€50,866€41,031▼
Plant, machinery and equipment23€2,307€1,895▼
Furniture and vehicles24€48,559€39,136▼
Current assets29/58€115,080€107,104▼
Stocks and contracts in progress3€335€3,935▲
Stocks30/36€335€3,935▲
Amounts receivable within one year40/41€21,942€16,828▼
Trade receivables40€14,755€9,832▼
Other amounts receivable41€7,187€6,997▼
Cash at bank and in hand54/58€90,505€83,668▼
Deferred charges and accrued income490/1€2,298€2,673▲
Equity and liabilities
Total equity and liabilities10/49€165,946€148,135▼
Equity10/15€159,488€97,648▼
Contributions10/11€2,000€2,000=
Reserves13€157,488€95,648▼
Distributable reserves133€157,488€95,648▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€6,458€50,488▲
Amounts payable within one year42/48€6,224€50,043▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€381€1,947▲
Suppliers440/4€381€1,947▲
Taxes, remuneration and social security45€2,699€2,806▲
Taxes450/3€2,699€2,806▲
Other amounts payable47/48€3,145€45,291▲
Accrued charges and deferred income492/3€234€444▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,413€12,450▼
Other operating charges640/8€566€582▲
Non-recurring operating charges66A€3,843€750▼
Gross operating margin9900€129,985€2,427▼
Operating profit (loss)9901€111,163-€11,354▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€209€357▲
Recurring financial charges65€209€357▲
Profit (loss) for the period before taxes9903€110,955-€11,712▼
Income taxes67/77€23,075€128▼
Profit (loss) for the period9904€87,880-€11,840▼
Profit (loss) for the period to be appropriated9905€87,880-€11,840▼
Appropriation of the result
Profit (loss) to be appropriated9906€158,321-€11,840▼
Profit (loss) brought forward from the previous period14P€70,441€0▼
Transfer from equity791/2-€61,840
Transfer to equity691/2€157,488€0▼
To other reserves6921€157,488€0▼
Profit to be distributed694/7€833€50,000▲
Return on contributions (dividend)694€833€50,000▲

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,995€14,955€16,900€21,708€14,413€12,450▼ 13.6%
Other operating charges640/8-€556€2,049€554€566€582▲ 2.8%
Non-recurring operating charges66A--€712-€3,843€750▼ 80.5%
Gross operating margin9900€33,970€38,860€47,460€51,840€129,985€2,427▼ 98.1%
Operating profit (loss)9901€14,232€23,350€27,799€29,578€111,163-€11,354-
Financial income75/76B----€0€0▼ 95.0%
Recurring financial income75----€0€0▼ 95.0%
Financial charges65/66B-€529€423€314€209€357▲ 71.4%
Recurring financial charges65€1,004€529€423€314€209€357▲ 71.4%
Profit (loss) for the period before taxes9903€13,228€22,820€27,376€29,263€110,955-€11,712-
Income taxes67/77€2,750€4,716€5,609€5,938€23,075€128▼ 99.4%
Profit (loss) for the period9904€10,478€18,104€21,767€23,325€87,880-€11,840-
Profit (loss) for the period to be appropriated9905€10,478€18,104€21,767€23,325€87,880-€11,840-
Line202020212022202320242025Change
Assets
Total assets20/58€57,689€66,828€83,869€91,783€165,946€148,135▼ 10.7%
Fixed assets21/28€45,717€41,367€42,965€23,686€50,866€41,031▼ 19.3%
Tangible fixed assets22/27€45,717€41,367€42,965€23,686€50,866€41,031▼ 19.3%
Plant, machinery and equipment23-€1,189€2,015€1,462€2,307€1,895▼ 17.9%
Furniture and vehicles24-€40,177€40,950€22,224€48,559€39,136▼ 19.4%
Current assets29/58€11,973€25,462€40,904€68,097€115,080€107,104▼ 6.9%
Stocks and contracts in progress3----€335€3,935▲ 12×
Stocks30/36----€335€3,935▲ 12×
Amounts receivable within one year40/41€7,260€4,271€9,777€12,439€21,942€16,828▼ 23.3%
Trade receivables40-€2,286€9,688€12,373€14,755€9,832▼ 33.4%
Other amounts receivable41-€1,985€89€66€7,187€6,997▼ 2.6%
Cash at bank and in hand54/58€3,550€19,498€29,329€53,768€90,505€83,668▼ 7.6%
Deferred charges and accrued income490/1-€1,693€1,798€1,890€2,298€2,673▲ 16.3%
Equity and liabilities
Total equity and liabilities10/49€57,689€66,828€83,869€91,783€165,946€148,135▼ 10.7%
Equity10/15€11,678€28,982€49,949€72,441€159,488€97,648▼ 38.8%
Contributions10/11-€2,000€2,000€2,000€2,000€2,000=
Reserves13----€157,488€95,648▼ 39.3%
Distributable reserves133----€157,488€95,648▼ 39.3%
Profit (loss) carried forward14€9,678€26,982€47,949€70,441€0€0-
Amounts payable17/49€46,012€37,846€33,920€19,342€6,458€50,488▲ 682%
Amounts payable after more than one year17€30,334€20,334€10,224----
Financial debts170/4-€20,334€10,224----
Amounts payable within one year42/48€15,678€17,133€23,697€19,342€6,224€50,043▲ 704%
Current portion of amounts payable after more than one year42-€9,999€10,111€10,224€0--
Trade debts44€3,433€4,413€8,057€6,901€381€1,947▲ 411%
Suppliers440/4-€4,413€8,057€6,901€381€1,947▲ 411%
Taxes, remuneration and social security45-€540€3,709-€2,699€2,806▲ 4.0%
Taxes450/3-€540€3,709-€2,699€2,806▲ 4.0%
Other amounts payable47/48-€2,181€1,820€2,217€3,145€45,291▲ 14×
Accrued charges and deferred income492/3-€379--€234€444▲ 89.9%
Line202020212022202320242025Change
Profit (loss) for the period9904€10,478€18,104€21,767€23,325€87,880-€11,840-
+ Depreciation and write-downs630€18,995€14,955€16,900€21,708€14,413€12,450▼ 13.6%
Operating cash flow (approximation)€29,473€33,059€38,667€45,033€102,293€610▼ 99.4%
Investment in fixed assets (approximation)--€10,604-€18,498-€2,429-€41,593-€2,615▲ 93.7%
Change in cash-€15,948€9,831€24,438€36,737-€6,836-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 micro format 15-06-2026 2026-00170365 NBB
31-12-2024 micro format 02-07-2025 2025-00241219 PDF
31-12-2023 micro format 10-06-2024 2024-00124018 PDF
31-12-2022 micro format 03-07-2023 2023-00189534 PDF
31-12-2021 micro format 06-07-2022 2022-20155333 PDF
31-12-2020 micro format 28-06-2021 2021-25500270 PDF

Board & ownership

Directors

Directors
1 director
DEWULF MATTIAS
Director · since 08-08-2019 · listed in the 2025 annual accounts, filed on 15-06-2026
Current

Owners and capital

Network & group

Board mandates elsewhere

1 board mandate
Board mandates of PentasticPentastic sits on their board1
1 location

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
15-06
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2025
31-12
Financial Weakest financial yearnet -€11,840
The net result drops to -€11,840, the lowest from 2020 to 2025.
02-07
NBB filing Annual accounts filedPDF
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2020 to 2025net €87,880 ▲277%
The operating result of €111,163 and the net result of €87,880 are both a record.
31-12
Financial Liquidity more than 5 timescurrent ratio 18.49
The current ratio rises from 3.52 to 18.49. Short-term debt falls from €19,342 to €6,224.
31-12
Financial Equity above €150,000equity €159,488 ▲120%
With a profit in every financial year since 2020, equity grows to €159,488.
23-07
Gazette deed Purpose · Amendment of the articles
Name change · Declaration · Purpose change5 points ▸
  • General meeting, “eenparigheid van stemmen, buitengewone algemene vergadering gehouden van de aandeelhouders” (deed in Dutch)
  • Name change, Pentastic
  • Other provision, “bijzonder verslag bestuursorgaan bij uitbreiding voorwerp, verslag waarin uitbreiding van het voorwerp wordt verantwoord moet beschikbaar zijn” (deed in Dutch)
  • Declaration, “kennisname en verzaking formaliteiten verslag uitbreiding voorwerp, verzaken aan formaliteiten en termijnen van toezending voor raadplegen stukken zoals voorzie…” (deed in Dutch)
  • Purpose change

Open the act in the Belgian Official Gazette

10-06
NBB filing Annual accounts filedPDF
financial year 2023 · micro format
2023
31-12
Financial Liquidity doublescurrent ratio 3.52
The current ratio rises from 1.73 to 3.52. Short-term debt falls from €23,697 to €19,342.
03-07
NBB filing Annual accounts filedPDF
financial year 2022 · micro format
2022
06-07
NBB filing Annual accounts filedPDF
financial year 2021 · micro format
2021
28-06
NBB filing Annual accounts filedPDF
financial year 2020 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Pentastic was incorporated on 9 August 2019 as a private limited company.1 The name was changed to Pentastic in 2024.2 Total assets rose from €57,689 in 2020 to €148,135 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-07-2024
  3. 3National Bank, annual accounts 2020 and 2025

Company details

Register details

Identity

KBO record
Name Pentastic in Dutch
Enterprise number 0732.495.203
Legal form Private limited company
Status Active, normale toestand
Founded 09-08-2019
Entity type Legal entity
Name clauseThe company operates under this name according to its articles.
Pentastic
deed of 23-07-2024 (in Dutch)

Registered office and establishments

Registered office Abelendreef(KLS) 2, 9190 Stekene, Belgium
Establishments 1 establishment unit since 2019
E-mail mattias.dewulf@spinae.be

Activities

NACEBEL 2025
64210 Activities of holding companies main activity
70200 Business and other management consultancy
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het waarnemen van bestuursopdrachten en–mandaten,het uitoefenen van opdrachten en functies; Het verwerven van participaties,in eender welke…”
13 activities
  1. Het waarnemen van bestuursopdrachten en–mandaten,het uitoefenen van opdrachten en functies;
  2. Het verwerven van participaties,in eender welke vorm,in alle bestaande of op te richten rechtspersonen of ondernemingen;het stimuleren,plannen en coordineren van de ontwikkeling van voormelde rechtspersonen of ondernemingen;
  3. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,in eender welke vorm;het zich borg stellen of aval verlenen,in de meest ruime zin;alle handelsoperaties en financiele operaties verrichten,behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
  4. Coaching;
  5. Lesgeven;
  6. Het verlenen van diensten en adviezen aan derden;
  7. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten(vruchtgebruik,recht van opstal,erfpacht,...),zoals de huurfinanciering van onroerend goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,het ontwerpen en opvolgen van projecten,en het maken van studies met betrekking tot immobiliën;de aan-en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen;alsmede zich borg stellen voor het goede verloop van verbintenissen,door derde personen aangegaan,die het genot zouden hebben van voormelde roerende en onroerende goederen;
  8. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,aandelenopties,obligaties,kasbons,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten.
  9. Network,System,Application,Hardware security penetration testing(IT,OT,IOT)(IT=Information technology;OT=Operational Technology in industriële netwerken;IOT=Internet of Things)
  10. IT,OT en IOT security architectuur,audit,opleiding en begeleiding.
  11. Verkoop en verhuur van IT,OT en IOT hardware en software.
  12. IT,OT en IOT Network design,installatie,ondersteuning en troubleshooting.
  13. Smart Building Network design,installatie,ondersteuning en troubleshooting.

The full purpose is in the deed

deed of 23-07-2024 (in Dutch)

Invoicing and payment

VAT number BE 0732.495.203
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0732495203
Other Peppol ID 9925:BE0732495203
Registered 30-01-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
1 establishment unit
Pentastic
Abelendreef(KLS) 2, 9190 StekeneBuying and selling of own real estate
since 2019unit number 2.292.025.767

Buildings and parcels at the address

Ground area
1,998 m²
Building footprint
146 m²
Building volume
964 m³
Parcel 46324E0175/00L000, Flanders · tallest building 10.1 m.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46324E0175/00L000 Flanders 1,998 m² 1 · 146 m² 10.1 m · 2