Pentacle
ActivePentacle has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €8k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.25 against 5.65 in 2024), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
28 d late
2022
4 d early
2021
3 d early
2020
16 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▼ 62.0%
2024 · €20k
2018: €8k
2019: €4k
2020: €2k
2021: €6k
2022: €-15k
2023: €14k
2024: €20k
2018 → 2025
Working capital
€92k▲ 16.0%
2024 · €79k
2018: €53k
2019: €52k
2020: €73k
2021: €62k
2022: €32k
2023: €55k
2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€65k▼ 19.2%€79k▲ 21.4%€93k▲ 18.2%€100k▲ 7.4%
Operating result€14k-€-12k€24k€32k▲ 34.3%€15k▼ 52.4%
Net result€6k-€-15k€14k€20k▲ 45.7%€8k▼ 62.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€9k▼ 40.1%
Current assets
€109k▲ 13.6%
Equity and liabilities €118k
Equity
€100k▲ 7.4%
Debt
€18k▲ 2.5%
The debt ratio falls from 15.8% to 15.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€21k▼
2024 · €45k
Cash flow
€13k▼
2024 · €33k
Solvency
84.8%▲
2024 · 84.2%
Current ratio
6.25▲
2024 · 5.65
Quick ratio
6.25▲
2024 · 5.65
Debt / equity
0.18▼
2024 · 0.19
ROE
7.7%▼
2024 · 21.7%
ROA
6.5%▼
2024 · 18.3%
Interest coverage
13.02▼
2024 · 43.84
Debt
€18k▲
2024 · €17k
Debt ≤ 1 year
€17k▲
2024 · €17k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€118k▲
Fixed assets21/28€15k€9k▼
Tangible fixed assets22/27€15k€9k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€927€627▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€96k€109k▲
Amounts receivable within one year40/41€40k€36k▼
Trade receivables40€39k€18k▼
Other amounts receivable41€288€18k▲
Cash at bank and in hand54/58€53k€56k▲
Deferred charges and accrued income490/1€4k€18k▲
Equity and liabilities
Total equity and liabilities10/49€111k€118k▲
Equity10/15€93k€100k▲
Contributions10/11€19k€19k=
Reserves13€74k€80k▲
Distributable reserves133€74k€80k▲
Profit (loss) carried forward14€663€2k▲
Amounts payable17/49€17k€18k▲
Amounts payable within one year42/48€17k€17k▲
Current portion of amounts payable after more than one year42€2k-
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€8k€609▼
Suppliers440/4€8k€609▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€1k€840▼
Accrued charges and deferred income492/3€414€408▼
Income statement
Code20242025
Non-recurring operating income76A-€30k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€5k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€51k€24k▼
Operating profit (loss)9901€32k€15k▼
Financial income75/76B€361€670▲
Recurring financial income75€361€670▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€31k€14k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€8k▼
Profit (loss) brought forward from the previous period14P€463€663▲
Transfer from equity791/2€6k€2k▼
Transfer to equity691/2€20k€8k▼
To other reserves6921€20k€8k▼
Profit to be distributed694/7€6k€840▼
Return on contributions (dividend)694€6k€840▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €100k ▲7.4%
3 profitable years in a row build equity to €100k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €20k ▲45.7%
Operating result €32k, net result €20k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 6.05
Current ratio from 1.57 to 6.05; short-term debt falls from €57k to €11k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼341%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Légipont 1104671 BlégnyGround area
542 m²
Building footprint
67 m²
Volume, LiDAR
574 m³
Parcel 62095A0237/00F002, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PENTACLE
since 20052.146.924.457
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095A0237/00F002 | Wallonia | 542 m² | 1 · 67 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAMA & CO
BE 0826.605.591
Flobecq · Eq €100k
Boaz
BE 0802.534.844
Antwerpen · Eq €100k
DNAMAX MANAGEMENT
BE 0654.942.020
Bastogne · Eq €100k
F & L KonsulT
BE 0833.901.377
Seneffe · Eq €100k
Go4Growth
BE 0803.253.337
Huldenberg · Eq €100k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ca@pentacle.be