Turnover
≈ €89,000 estimated
The micro format states no turnover.
Pendium
Overview
Lifetime
1 annual account with figurespeak €30,562 (2024)
€30,562
peak €61,079 (2024)
€61,079
peak €71,079 (2024)
€71,079
€97,091
Board2 names since 2023
2 directors and 1 other
Documentsfilings and deeds
30-07-20251 day before the deadline
2024micro format
First year with figures
Key points
from the 2024 annual accountsStarting capital
€10,000
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as Pendium has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for Pendium. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805364472
Resignation: (director)
Appointment: (director) · General meeting of 04-06-2025 · Gazette deed
Incorporation
Founding capital of €10,000 · Founder: · Appointment: (director) · published on 05-09-2023 · Gazette deed
First establishment
Baron Frans du Fourstraat 10, Turnhout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Pendium Turnhout | €168,170 | €30,562 | 42.3% | - |
| AUDITE BV Edegem | €166,664 | €30,019 | 2.0% | - |
| NOWI Putte | €157,759 | €26,675 | 36.5% | - |
| DMT Consulting Brasschaat | €176,860 | €31,015 | 94.1% | - |
| Aperofin Antwerp | €189,222 | €27,101 | 26.6% | 0 |
| NC Consulting Antwerp | €131,303 | €30,916 | 76.9% | - |
| Industrial Solution consultancy Danny Sint-Katelijne-Waver | €153,549 | €34,356 | 51.3% | - |
These companies have the same main activity as Pendium: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €131,000 and €189,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 01-09-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.350.518.7472300 Turnhout, since 01-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2024
- €30,562
- €61,079
- €71,079
- €168,170
- Filing
- Filed on 30-07-2025, 1 day before the end of the filing period
Insights on Pendium
Pendium has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,079 and a net result of €61,079.
Its solvency ranks better than 36% of 37,668 sector peers (NACE 70, financial year 2024).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 30-07-2025, 1 day before the deadline€30,562
€10,718
€61,079
-€48,893
42.3%
0.50
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €89,000. Estimated: probably between €53,000 and €120,000.
Balance sheet
balance sheet total €168,170 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
42.3%
Higher than 36% of 37,668 companies in 2024.
0.50
Higher than 12% of 36,413 companies in 2024.
36.3%
Higher than 79% of 36,899 companies in 2024.
Pendium
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
168,170 | |
21/28 |
119,972 | |
22/27 |
69,972 | |
24 |
69,972 | |
28 |
50,000 | |
29/58 |
48,198 | |
40/41 |
27,099 | |
40 |
22,425 | |
41 |
4,673 | |
54/58 |
18,951 | |
490/1 |
2,148 | |
| Balance sheet: equity and liabilities | ||
10/49 |
168,170 | |
10/15 |
71,079 | |
10/11 |
10,000 | |
14 |
61,079 | |
17/49 |
97,091 | |
42/48 |
97,091 | |
44 |
2,345 | |
440/4 |
2,345 | |
45 |
3,172 | |
450/3 |
3,172 | |
47/48 |
91,573 | |
| Income statement | ||
9900 |
30,562 | |
630 |
18,845 | |
640/8 |
998 | |
9901 |
10,718 | |
75/76B |
60,144 | |
75 |
60,144 | |
65/66B |
6,611 | |
65 |
6,611 | |
9903 |
64,251 | |
67/77 |
3,172 | |
9904 |
61,079 | |
9905 |
61,079 | |
| Appropriation of the result | ||
9906 |
61,079 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 30-07-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 30-07-2025 | 2025-00351560 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| 29,563 | ||
| 79,924 | ||
| 138,817 | ||
| -48,893 | ||
| 42.3% | ||
| 0.50 | ||
| 1.37 | ||
| 85.9% | ||
| 36.3% | ||
| 4.47 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 |
|---|---|
| Tangible fixed assets | €88,817 |
| Financial fixed assets | €50,000 |
| €18,845 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Insights on Pendium
Debt's share of the balance-sheet total is 57.7%.
Board & ownership
Board
1 director, no change since 2025Director
since 27-03-2025
term without a fixed end
listed in the 2024 annual accounts, filed on 30-07-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “2. Bijgevolg, beslissen de aandeelhouders om mevrouw , woonst kiezende op de zetel van de vennootschap, te benoemen tot bestuurder met…”deed of 08-08-2025
Mandates through the years
2 names, the dashed line is todayDirector
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
-
- Director, since before 31-12-2024
-
- Director (not named in the articles), appointed by deed of 05-09-2023, until 08-08-2025
Control
Founder
This company
Pendium
Equity €71,079
Profit €61,079 in 2024
Capital
- Contribution
- €10,000
- Source
- deed of 05-09-2023
Articles of association
deed of 05-09-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft kandidaat-overdrager,helft verzettende aandeelhouders, commissaris of bij ontstentenis bedrijfsrevisor aangewezen binnen twee weken…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 19:00
Founder
At incorporation
deed of 05-09-2023 ↗
- sole founder · 100% at incorporation
Network & group
Holdings
own 2024 accountsThis companyPendium1 holding, 1 country
2024 accounts
Belgium 1 Equity Result
- BE 40% -€213,091 result -€427,078
Source: list of holdings in its own 2024 accounts. Every holding stands with its own latest accounts.
At the same address
Baron Frans du Fourstraat 10, 2300 Turnhout · 1 other company| VERENIGING VAN MEDE-EIGENAARS VAN HET GEBOUW TE 2300 TURNHOUT, BARON FRANS DU FOURSTRAAT 10, RESIDENTIE DANS
registered office since 28-06-2017 |
founded in 2017 0643.485.528 |
Holdings and subsidiaries
1 holdingHoldings 1
Share, source and own figures per holding (1)
- Equity -€213,091 Loss of €427,078 in 2025 (profit of €113,064 in 2024) Checked scoreSourceown accounts 202440%
Connections & network
1 current directorThe network starts from the directors of Pendium. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2023Board
Filings
Establishments
2023202420252026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0805364472
2025
Resignation: (director)Appointment: (director) · General meeting of 04-06-20253 points ▸
- General meeting, 04-06-2025
- Director resignation,
- Director appointment,
- The deed holds 1 more point.
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
2023
IncorporationFounding capital of €10,000 · Founder: · Appointment: (director) · published on 05-09-20234 points ▸
- Founder,
- Founding capital, €10,000
- Registered office clause, Baron Frans du Fourstraat 10 b006, 2300 Turnhout
- Director appointment, (director (not named in the articles))
First establishment Baron Frans du Fourstraat 10, Turnhout
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0805.364.472
- VAT number
- BE 0805.364.472
- Peppol ID
- 0208:0805364472
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-09-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 19:00deed of 05-09-2023 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Pendium in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-09-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Baron Frans du Fourstraat 10 b006, 2300 Turnhout”deed of 05-09-2023 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
82110
Office administrative, office support and other business support activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van adviezen van financiële,technisch,commerciële of administratieve aard;in de ruimste zin,bijstand en diensten…”deed of 05-09-2023 (in Dutch)
6 activities
- Het verlenen van adviezen van financiële,technisch,commerciële of administratieve aard;in de ruimste zin,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie en finan-ciën,verkoop,productie en algemeen bestuur.
- Het verlenen van bijstand,advies,management en andere diensten aan bedrijven,privépersonen en instellingen.De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurdersfuncties waarnemen en diensten verlenen die direct of indirect verband houden met het voorgaande.De diensten kunnen worden geleverd krachtens contractuele of statutaire benoeming en in hoedanigheid van externe raadgever of orgaan van de cliënt.
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of die van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,gehele of ten dele vergemakkelijken.
- Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van omzet te vormen.
- De vennootschap kan ook de functie van bestuurder,zaakvoerder of vereffenaar uitoefenen in andere vennootschappen.
- De vennootschap mag zich eveneens borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Baron Frans du Fourstraat 10 registered office 2300 Turnhout | 01-09-2023 | 2.350.518.747 |
Buildings and parcels at the address
- Ground area
- 2,711 m²
- Buildings
- 349 m²
- Volume, LiDAR
- 47 m³
- Tallest building
- 3.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13454R0420/00H003 | 2,711 m² | 1 · 349 m² | 3.6 m |