Financials
- Fiscal year
- 2025
- Total assets
- €3.3m
- Loss
- -€46,043
- Solvency
- 13.7%
Total assets▲ 14.0%
Net result
20192025
Penco
ActiveSummary
Penco has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447,574 and a net result of -€46,043. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 2227 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
#8 company by total assets in Duffel, Professional and technical services sector1 site
How big
€3.3mtotal assets 2025
- Staff
- 16.2 FTE
- Equity
- €447,574
- Loss
- -€46,043
Turnover not published (abridged schema)
Who decides
Accounts 5 d early0 of 4 deeds read
Why 51- Weak solvency vs sector+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability31▼-56
Solvency39▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.27 in 2024; short-term debt: 78.4% and cash: 14% of total assets), and 86.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2227 sector peers (2025).
NBB · sector comparisonPosition among 2227 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
5 d early
2024
on the day
2023
43 d early
2022
42 d early
2021
27 d early
2020
3 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€46,043
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-01-2027
- 26-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 31-01-2025Annual accounts filed
Support & recognitions
- Funding sources
- 1
- Flemish government
- €1,750awarded · 2022 - 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Founded
- 22-02-2016
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.