Financials
- Fiscal year
- 2024
- Total assets
- €1.2m
- Loss
- -€20,577
- Solvency
- 35.6%
Total assets▼ 2.2%
Net result
20182024
PENALTY
ActiveSummary
The computed 12-month bankruptcy probability of PENALTY is 1.7% (moderate). The 2024 annual accounts show equity of €429,148 and a net result of -€20,577. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 104 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Gambling and betting activities
NACE 92000
#8 company by total assets in the province of Antwerp, Gambling and betting sector4 sites
How big
€1.2mtotal assets 2024
- Staff
- 5 FTE
- Equity
- €429,148
- Loss
- -€20,577
Who decides
Accounts 63 d overdue0 of 12 deeds read
Why 54- Multiple establishment units- Higher-failure-rate sector- Annual accounts: weaker financial profile- Persistent losses+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-31
Solvency61▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.57 in 2023; short-term debt: 64.4% and cash: 37.3% of total assets), but 64.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 92
Relative position
BE, all sectors
reference
Gambling and betting activities (NACE 92)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.6%
Return on assets
-1.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€20,577
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
99 d late
2022
32 d late
2021
9 d late
2020
31 d late
2019
77 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€45,709
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- 30-07-2025Annual accounts filed
- 07-11-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 4
- Legal form
- Private limited company
- Activity
- Gambling and betting activitiesNACE 92000
- Founded
- 05-10-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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