Pena Consult
ActiveSummary
Pena Consult is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €22,480 and a net result of €20,813. Its solvency ranks better than 49% of 17220 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency83
Growth-
Track record50
Credit verdict
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.41; short-term debt: 41.6% and cash: 100% of total assets), and 41.6% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
7 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€22,480
Total assets
€38,465
Net result
€20,813
Working capital
€22,480
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €38,465
Equity
€22,480
Debt
€15,985
Debt finances 41.6% of the balance-sheet total.
Key figures and ratios
Current ratio
2.41
Debt to equity
0.71
ROE
92.6%
ROA
54.1%
Debt ≤ 1 year
€15,985
Income taxes
€5,402
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €452 |
| Gross operating margin9900 | €27,019 |
| Operating profit (loss)9901 | €26,567 |
| Financial charges65/66B | €352 |
| Recurring financial charges65 | €352 |
| Profit (loss) for the period before taxes9903 | €26,215 |
| Income taxes67/77 | €5,402 |
| Profit (loss) for the period9904 | €20,813 |
| Profit (loss) for the period to be appropriated9905 | €20,813 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €38,465 | |
| Current assets29/58 | €38,465 | |
| Cash at bank and in hand54/58 | €38,465 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €38,465 | |
| Equity10/15 | €22,480 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | €19,980 | |
| Amounts payable17/49 | €15,985 | |
| Amounts payable within one year42/48 | €15,985 | |
| Trade debts44 | €1,174 | |
| Suppliers440/4 | €1,174 | |
| Taxes, remuneration and social security45 | €13,979 | |
| Taxes450/3 | €13,979 | |
| Other amounts payable47/48 | €833 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €20,813 |
| Operating cash flow (approximation) | €20,813 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
Ground area
457 m²
Building footprint
123 m²
Volume, LiDAR
686 m³
Parcel 24126B0224/00V002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Pena Consult
since 20252.379.750.092
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126B0224/00V002 | Flanders | 457 m² | 1 · 123 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 5,971 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1028250577
Also
9925:BE1028250577
Registered
12-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.