Losses
-€82,324 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
PEMATIC
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €108,145 (2020)
€8,871▲ €19,516
lowest -€46,732 (2023)
-€8,032▲ €19,529
peak €273,071 (2022)
€190,747▼ 4.0%
€4,222▲ 12.0%
Board1 name since 2021
1 director
Documentsfilings and deeds
18-05-202674 days before the deadline
2025micro format
Gross margin from -€10,645 to €8,871Loss of €8,032
Key points
from the 2025 annual accountsFilings
35 annual accounts since 1991
The last five annual accounts were filed 59 to 89 days before the end of the period.
Position in the sector
-€8,032
Lower net result than 86% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 12,344 companies had the same profile as PEMATIC has now. Each dot stands for 31 companies, two years later.
90.1%
were still trading
8.7%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,344 companies, not a prediction for PEMATIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0441540337
Change of role: , from manager to director
Director discharge: · General meeting of 29-11-2023 · Gazette deed
First establishment
Rue de Hermée 70, Oupeye
Incorporation
published on 10-08-1990 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PEMATIC Oupeye | €194,969 | €8,871 | 97.8% | - |
| TIBATO Westerlo | €182,707 | €9,536 | 70.8% | - |
| KRIMATECH Aalter | €214,412 | €8,236 | -13.4% | - |
| SAMOLA Gembloux | €159,211 | €9,550 | 96.7% | - |
| MENUISERIE MARC HARY Seraing | €180,741 | €14,290 | 91.4% | - |
| COULEUR BOIS Hannut | €180,554 | €6,460 | 90.9% | - |
| MENUISERIE JACQUES THUNUS Waimes | €170,347 | €11,416 | 86.4% | - |
These companies have the same main activity as PEMATIC: joinery installation (NACE 43320). They are comparable in size and age: total assets between €159,000 and €214,000, founded between 1990 and 2000.
Official details
Source: KBO- Status
- Active since 01-08-1990Normal situation
- Activity
- Joinery installationNACE 43320
- Establishment unit
- 2.049.945.6394680 Oupeye, since 26-10-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 01-09-2025
Annual accounts 2025
- ≈ €92,000estimated
- €194,969▼ 3.7%
- Filing
- Filed on 18-05-2026, 74 days before the end of the filing period
Insights on PEMATIC
PEMATIC files the micro format. That format states no turnover. The gross margin fell from €9,245 in 2006 to €8,871 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PEMATIC
- What is the company number of PEMATIC?
- The company number of PEMATIC is 0441.540.337. The VAT number is the same number with BE in front: BE 0441.540.337.
- Where is PEMATIC based?
- The registered office is at Rue de Hermée 70, 4680 Oupeye.Company details
- What does PEMATIC do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of PEMATIC?
- PEMATIC is a private limited company (BV).
- When was PEMATIC founded?
- PEMATIC was founded on 01-08-1990.
- Is PEMATIC still active?
- Yes, PEMATIC is an active enterprise in the KBO register.
- What is the turnover of PEMATIC?
- The turnover in financial year 2025 is ≈ €92,000. This figure is estimated from the gross margin of €8,871 and 56 comparable companies (NACE 43320). It probably lies between €55,000 and €180,000. It is a rough estimate.Financials
- Is PEMATIC profitable?
- In financial year 2025, PEMATIC made a loss of €8,032.
- Where can I find the annual accounts of PEMATIC?
- PEMATIC filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PEMATIC due?
- PEMATIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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